Besides Mark & Spensers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Autograph Glass Charger Plate, at Marks & Spensers
Plain glass Silver trim, Manufacturer: Marks & Spencer

Moisturising Age Repair Firming Day Cream, at Mark & Spensers
Firming day cream with ceramide Targets fine lines and wrinkles 50ml

Petaluma Merlot 2004 - Case of 6, at Marks&Spencer
Style: Elegant and full bodied Grape variety: Merlot Country of origin: Australia Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Ultimate Pure Linen Stripe Shirt, at Marks and Spenser
Relaxed and stylish, this long sleeve stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Pure Coton Long Sleeve Hello Top, at Mark & Spencers
Cute and practical, this pure cotton long sleeve hello top is outstanding value. The soft cotton fabric will keep her happy and comfy

Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencers
This fab long sleeve shirt features a stunning tucked front and stripe design. A sophisticated new look, perfect for this season

2 Pure Organic Cotton Shirts, at Marks & Spencer
The natural choice for school, this shirt is made from 100% organic cotton, grown using traditional farming methods without chemical fertilisers or pesticides

Pure Wool Sparkle Bow Detail Cloche Hat, at Marks and Spencers
Keep ahead of the trends with this glamorous bow detail cloche hat. The perfect finishing touch to stylish winter outfits

Green Seersucker Stripe Bedset, at M&S
Assorted stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Magic Loc Collection Towel Stand, at Mark's & Spencer
3 hanging rails Free standing H91 x Diam 39cm, Manufacturer: Marks & Spencer

Platinum Plated Diamanté Detail Wishbone Ring, at Mark's & Spencer
Add instant sparkling style with this gorgeous platinum plated ring, set with dazzling diamant.

Sonoma Kitchen Corner Unit & 100cm 3 Drawer Base Unit with Oak Tops Set, at Marks and Spenser
Corner Unit: H87.5 x W87 x D87cm Corner Worktop: H10.5 x W93 x D93cm 3-Drawer Base Unit: H87.5 x W100 x D52cm Base Unit Worktop: H10.5 x W100 x D60cm Corner unit includes 1 shelf and can be fitted left or right hand Worktop thickness: 3cm Made from solid oak and oak veneer Finished with a protective low-sheen lacquer for added durability Adjustable feet on base unit Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Large August Bouquet Bundle, at Marks&Spencer
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. A vase and free 310g luxury Belgian chocolates make this an extra special gift. Includes 50% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

Mini Craft Floral Cards Multipack, at Marks and Spencer
Contains: 8 cards, 4 designs Cover text: Design 1: Blank, design 2: Just to say..., design 3: Blank, design 4: Thank you Approx size: 95 x 80mm

Long Sleeve Cowl Neck Fleece Top, at Marks and Spenser
Want style and comfort? This cowl neck fleece top looks fashionable and will keep you feeling warm, cosy and snug.

Life Of Love Necklace, at Marks & Spencers
Clasp fastening Heart pendant Necklace length 41cm, extendable by 8cm

Airflex™ Leather Lace Up Shoes, at Marks & Spencer
Square toe Eyelets Lace up Stitch detail Block heel Unique Airflex™ airflow system for unbeatable comfort

Gentle Music for Babies CD, at Marks and Spencer
Audio CD, Marks & Spencer

Grazia - Magazine Gift Subscription, at Marks n Spencer
Grazia is a fabulous mix of front-page stories, stunning designer fashion, fabulous shopping and more

Electronic Salt & Pepper Mill Set, at Mark & Spensers
H21 x Diameter 4.5 cm Stainless steel effect, Manufacturer: Marks & Spencer

2 Sequin Bow Hair Clips, at Marks & Spencer
Dress up those tresses in fabulous style with these stylish bow design hair clips

2 Pure Cotton Fitted Cot Sheets, at Marks and Spencer
Pack of 2 Fitted design Plain, Manufacturer: Marks & Spencer

F300 Memory Foam Mattress, at Marks & Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 25cm Soft knitted cover adds extra comfort and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Valentine's Day Tissue Pack with Stickers, at Mark's & Spencer
Contains: 3 sheets tissue and 10 stickers Approx size: each sheet 500 x 700mm

Footglove™ Wide Fit Leather Court Shoes, at Mark & Spencers
Step out in style in these wide fit Footglove™ shoes, made with a soft leather upper. Comfortable, lightweight and flexible

Classic Collection Short Sleeve Floral Print Nightdress, at Marks & Spensers
Fresh and feminine, this nightdress is comfortable to sleep in and features pretty lace detail

Pure Cotton Tatty Teddy Mobile Top, at Marks & Spensers
Fans of Tatty Teddy will love this cotton t-shirt featuring the popular character. A practical, easycare style

Barletta Armchair, at Marks & Spencers
H85 x W96 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3 Pack Pure Cotton V-Neck T-Shirts, at Marks & Spencers
A great value pack of t-shirts in comfortable cotton. Ideal as casualwear and for PE

Autograph Pure Cotton Bootleg Jeans, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.