When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks and Spencers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Autograph Leather Desert Boot, at Marks & Spencer
Round toe Stitch detail Low heel Contrast sole

Schoolwear Plus Fit Senior Stormwear™ Recycled Girls' Blazer, at MarksandSpencer
This larger sized blazer is treated with our unique Stormwear™ finish which repels water and Stain Defence™ to repel stains. It's made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations View Plus Schoolwear Size Guide. Find out more

Smooth Jazz CD, at M&S
Audio CD, Marks & Spencer

Pure Cotton Cargo Pocket Belted Jeans, at M&S
These cargo jeans look cool and casual and are made of comfy cotton

Classic Duckling Imprint Kit, at Mark's & Spencer
Gift box, air-drying craft clay, 1 stand, pink and blue acrylic paint, paintbrush and instructions Box: H155 x W155 x D42mm

Long Sleeve Open Front Cardigan with Angora, at Marks & Spencers
A touch of angora adds fluffy softness to this pretty cardigan. Snuggle up in style

Pure Cotton 3/4 Length Camouflage Belted Shorts, at Marks & Spencers
Relaxed and comfortable, these 3/4 length cotton shorts make a practical, fashionable choice

Pure Cotton Woven Pyjama Bottoms, at M+S
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Pure Cotton Long Sleeve Floral Top, at Marks & Spencers
The cute floral design and bow feature makes this top extra special. It's made from soft cotton fabric and feels comfy to wear.

Autograph Roll Up Sleeve Shirt, at Mark & Spencers
Smart and contemporary, this pure cotton shirt can be worn long sleeved, or with the sleeves rolled up and fastened in place. Epaulette detailing brings the look up to date. Ideal for sixth form wear

Fairtrade Lily Bouquet, at Marks & Spencer
This beautiful Fairtrade flower bouquet, featuring white Oriental lilies and lovely gypsophila, is sure to make someone smile Fairtrade Certified Flowers Available for delivery from 1st April to 30th September 2009

Little Sweetheart Cushion, at M&S
Square shape Check design Heart motif, Manufacturer: Marks & Spencer

Faux Pearl Stud Earrings, at Marks n Spencer
Butterfly stud fastening Faux pearl design For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Hooded Stripe Polo Shirt, at Marks & Spenser
A stylish smart-casual look, this long sleeve hooded polo shirt in soft cotton features a stripe design. Practical, comfortable and easycare

Footglove™ Leather Boat Shoes, at Mark's & Spencer
Round toe Stitch detail Bow feature Interweaving cord Contrast panel Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Loop & Feather Comb Headpiece, at Marks & Spenser
Keep tumbling tresses off your face with this stylish loop and feather slide in comb

Rockridge Cabernet Sauvignon 2007 - Case of 12, at Mark's & Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon Country of origin: South Africa Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Detroit Extending Dining Table & 6 Slat-Back Chair Set, at Marks & Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H100 x W44 x D54cm Table seats 6-8 Slat-back design chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pair of Pompenette Trees, at Marks & Spencer
Add some bright colour to your garden space with this beautiful pompenette standard Available for delivery until 30th September 2009

Mirror Squares Photo Frame 10 x 15cm (4 x 6"), at M&S
Rectangular frame Mirror square design Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Suede Sprung-Edge Divan with 4 Large Drawers & Autograph M500 Mattress - Firm, at Marks & Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 28cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Mattress spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Turn-Up Sleeve Drawstring Coat, at M&S
Modern and stylish, this turn-up sleeve coat is beautifully designed for a flattering, sophisticated look

Autograph Weekend Cotton Rich Wide Leg Jeans, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Lego™ City Fire Truck Toy, at Marks and Spenser
Suitable for ages 5+ Comes with a trailer and firefighting equipments This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Silk Checkered Square Tie, at MarksandSpencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Blue Harbour Heritage Pure Cotton Corduroy Jacket, at Mark & Spencers
A smartly tailored single breasted corduroy jacket in pure cotton

Younger Boys' Pure Cotton Thomas & Friends© Hooded Poncho, at Marks and Spenser
Fans of Thomas & Friends can dress like their favourite superhero in this fun hooded costume

Chrome Collection Toilet Roll Holder, at Marks & Spenser
Wall mounted Classic design H8.5 x W16 x D6cm, Manufacturer: Marks & Spencer

Leather Bin, at M+S
Elegant waste bin Broad base Circular design H22.5cm x W22.5cm x D29cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton 3/4 Sleeve Printed Cardigan, at M&S
Cool and comfortable, this 3/4 sleeve cardigan is made from pure natural cotton and features a floral button fastening for a fashionable look

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.