Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

2 Cotton Rich Lace Trim Vests, at MarksandSpencer
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Walkmates Floral Design Leather Shoes, at Mark & Spencers
Floral design Stitch detail Riptape fastening Flat sole

Pure Cotton Floral Print Pleated Skirt, at Marks and Spencers
Pretty and feminine, this knee length pleated skirt is a look you'll love. Stylish, practical and fashionable

Stainless Steel Can Opener, at Marks & Spencer
Classic design Built-in bottle opener, Manufacturer: Marks & Spencer

Classic Collection Velour Wedge Slippers, at Marks and Spencer
Treat your feet to the warm comfort of these velour wedge slippers. They're a terrific option for lounging around the home in cosy style

Short Sleeve Round Neck Spongebob T-Shirt, at Marks & Spencer
Fans of Spongebob Absorb will love this crew neck cotton t-shirt featuring the popular character. A practical, easycare style.

Autograph Exclusive Beaded Bandeau Bikini Top, at Marks and Spencers
Luxurious and exclusive, this glamorous bikini top is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Ombre Jacquard Bedlinen Set - Duck Egg, at Marks and Spencers
Leaf jacquard pattern Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Cross Dye Stitch Detail Quilted Bedcover, at Marks and Spencer
Cross dye design Stitch detail, Manufacturer: Marks & Spencer

Dangerous Book for Boys Trivia Game Cards, at Marks and Spenser
Number of players: 2+ Suitable for ages 8+ Pack contains: 90 question cards Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Modal Vest, at Marks & Spencer
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Sony Bravia 40'' KDL-40W5500 HD Ready LCD TV, at M+S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 100000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W98.7 x H68.6 x D30.3cm, without table stand: W98.7 x H63.8 x D9.3cm Weight: inc. stand 21kg / without stand 18kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Short Sleeve Ditsy Floral Top with Vest, at Marks and Spencer
A casual short sleeve top in a soft cotton blend. Floral print gives it the Per Una touch

Easter Letters Wrap Pack, at Marks and Spenser
2 sheets, 2 tags Approx size: each sheet: 495 x 695mm

Oudinot Champagnes - Case of 6, at Marks & Spenser
3 Oudinot Brut Champagne NV: A dry and elegant champagne with a crisp mousse and fresh lemon fruit... 3 Oudinot Ros Brut Champagne NV : A lively, luxurious ros Champagne with ripe strawberry fruit, a hint of cream and a crisp, dry aftertaste... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Cap Sleeve Multi Stripe T-Shirt, at MarksandSpencer
For casual elegance, you can't beat this scoop neck top. A great value cotton essential

Autograph Leather Desert Boot, at Marks & Spencers
Round toe Stitch detail Low heel Contrast sole

100 Denier Footless Opaque Tights, at Marks n Spencer
These comfortable 100 denier footless opaque tights are made with added stretch

Hastings Bedstead, at Marks and Spencer
Headboard: H122cm Endboard: H73cm Underbed: H26cm Single: L206 x W105cm Double: L206 x W152cm King Size (5ft): L216 x W167cm Matress sold seperately Crafted predominantly from solid pine and fibreboard Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen., Manufacturer: Marks & Spencer

Plastic Egg Slicer, at Marks & Spencer
Produces neat slices of hard boiled eggs Wire slicer, Manufacturer: Marks & Spencer

Florentyna Foam Bath, at Mark & Spencers
Foam bath with moisturisers 250ml

Ceriso Silk Blend Spot Print Padded Bra, at Marks & Spenser
Flirty and fashionable, this glamorous bra is made from silk mix fabric with a spot print, finished with a lace trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

3 Piece Pure Cotton Broderie Outfit, at Marks & Spencer
Practical and pretty, this cute hat, top and trousers 3 piece outfit is made from soft cotton to keep her feeling comfy and happy

Single Breasted 1 Button Stitch Jacket, at Marks and Spencers
Chic and stylish, this single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions

Bubble Fan, at Marks & Spencers
Bubble solution and dip tray included Double bubble blower Recommended for age 3 to 6 years This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Ceriso Frill Dot & Bow Push Up DD-G Bra, at Mark's & Spencer
Feminine and fashionable, this modern push up bra features an intricate fril trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage for a push up effect. Designed for women who want the latest look

Handcrafted Woven Label Valentine Card, at M & S
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Beau Moulin Blanc 2008 - Case of 12, at M+S
Grape variety: 50% Ugni Blanc, 30% Maccabeu, 10% Grenache Blanc, 10% Vermentino Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Layered Cover Up Dress, at Mark's & Spencer
Fabulously fashionable, this flattering cover up is designed in the latest shape. Fashionable, practical and comfortable

Jacquard Spot Non-Padded Underwired DD-G Bra, at Marks and Spencers
Soft and comfortable, this jacquard spot design bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M+S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money House Insurance than you will anywhere else, and you may even pay less with M&S.