When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Money. Not least of these is Marks n Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Ashbourne Recliner, at Marks&Spencer
H99 x W112 x D105cm (Reclines to L173cm) Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Manual recline model Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

4 Nail Care Emery Boards, at M+S
Pack of 4 Ideal for shaping natural nails

Angular Prail Stretch Bracelet, at Marks & Spenser
Angular bead design Stretch style

Blue Harbour Modal Blend Self Stripe Shirt, at M&S
Stylishly smart casual, this self stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Autograph Addison Coffee Table, at Marks and Spenser
SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Addison Collection Set. H35 x W120 x D65cm Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cashmilon™ Plain Knitted Gloves, at Marks & Spenser
Always handy, these warm cosy gloves are made from supersoft cashmilon™. Perfect with the matching scarf and hat

Welcome Reds & Whites - Case of 12, at Marks and Spencer
1 Domaine Cambos Gros Manseng 2008 1 Miradou, Ctes de Provence Ros 2008 1 Domaine Lafage VdP des Ctes Catalanes 2007 1 Campo Bravo Rioja Vendimia Seleccionada 2007 2 Santa Gloria Chardonnay 2008 2 Ponticello, Pinot Grigio di Sicilia 2008 2 Santa Gloria Merlot 2008 2 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Woodspice Roll On Anti-Perspirant Deodorant, at Marks & Spenser
Woodspice aroma Anti-perspirant 50ml

Bed & Mattress Disposal Service, at Marks & Spenser
Service is only available when purchasing a new mattress, divan or bedstead You must add this service into your basket at the same time as you order your new mattress, divan or bedstead Collection is on a like-for-like basis only. For example: we will collect an old or unwanted mattress when a new mattress is ordered. We will collect a mattress and a divan when a new mattress and divan are ordered Collection from the same delivery address only Bedsteads must be disassembled before collection Our delivery crews will not collect heavily soiled, wet or infested items Once collected, each item becomes the property of M&S and cannot be returned once the delivery crew has left your address This is a non-refundable service. Should you change your mind about this service, your complete order must be cancelled and you will need to reorder your mattress, divan or bedstead. This may affect the time it takes to deliver your new items At this time we are unable to offer this disposal service to online customers who intend to use an M&S interest free loan to purchase their furniture. We apologise for any inconvenience caused This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bride & Groom Outfits Wedding Card, at Marks and Spenser
Cover text: Bride and Groom Inside message: Congratulations to you both! Approx size: Unfolded: 178 x 126mm

Humax PVR-9300T500 Digital Television Recorder with 500Gb HDD & Twin Tuner, at Marks & Spencer
Digital terrestrial set top box 500Gb DTR (Digital Television Recorder) Up to 300 hours tape-less recording and playback Twin Digital Tuner, can record 2 channels whilst viewing a third Pause live TV and rewind live TV One touch recording from 8 day programme guide Dolby 5.1 optical output Automatic software update, to ensure the latest digital features are available Records subtitles with the ability to view or hide them during playback Auto-padding ensures you never miss the beginning and end of a programme Chase play enables you to watch a programme from the beginning whilst still recording the end Common interface slot for Pay TV (requires separate CAM (not supplied)) HD Upscaling with HDMI Dimensions: H5 x W36 x D24.5cm Weight: 2.9Kg NOTE: This unit only records Freeview, not SKY or cable

Knee Length Stitch Detail Pencil Skirt, at M & S
Sleek and stylish, this knee length pencil skirt is designed for a shapely silhouette. A smart modern style

3 Pack of 40 Denier Opaque Tights, at Marks and Spencers
Complete with a reinforced toe and added stretch for lasting comfort and durability, these opaque tights are the perfect choice for giving your legs a wonderfully attractive sheen

Pure New Wool Plain Polo Neck Jumper, at Marks and Spencer
Made from pure lambswool, this roll neck jumper is irresistibly soft and cosy

Handmade Shirts Brother Birthday Card, at Marks & Spencer
Cover text: Happy birthday brother Inside message: Have a fantastic day! Approx size: 178 x 126mm

Autograph Occasions Floral Lace Wedding Dress, at Marks and Spencer
Simply elegant, this exclusive wedding dress is detailed with a floral lace design. An exclusive, luxurious look from Autograph for your wedding day

7 Pairs of Big & Tall Freshfeet Square Box Design Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Cotton Rich Straight Leg Denim Jeans, at Marks & Spencer
These straight leg jeans in cotton rich are great value. A practical, easycare style

Woven 'Ireland' Jogging Bottoms, at Marks & Spencer
Sports fans will love these cosy joggers featuring the Ireland motif. A practical, easycare style

Collezione Pure Wool 3 Button Jacket, at M&S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques

125 Years Luxury Wool Rich 3 Button Stripe Jacket, at Mark's & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

Collections - N/O LANTERN, at Marks & Spencers
Manufacturer: Marks & Spencer

Ruched Flower Cushion, at Marks & Spensers
Rectangular shape Embroidered floral design Ruched detail, Manufacturer: Marks & Spencer

La Prendina Estate Pinot Grigio 2008 - Case of 12, at M&S
Style: Dry, medium bodied Grape variety: Pinot Grigio otherwise known as Pinot Gris Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites This product is not available for international delivery. Find out more

Autograph Light Control Guipure Waist Cincher, at Marks and Spencer
This waist cincher gives total body definition, shaping your tummy, waist and bottom with the flexibility of wearing your own bra. It's comfortable, breathable and easy to move around in, and the special finish keeps you cool and dry. Beautiful exclusive lingerie

Autograph Illusions Wrinkle Filler, at Marks and Spencers
Fills, smoothes and visibly reduces the appearance of fine lines and enlarged pores This product is not available for international delivery. Find out more

2 Plain Jogging Bottoms, at Marks n Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton and feature a pull tie fastening waist. A practical easycare choice

Baroque Jacquard Pillowcase, at Marks & Spenser
Baroque jacquard design Fits standard pillows, Manufacturer: Marks & Spencer

Per Una Cotton Rich Crochet Trim Padded Bra, at Marks & Spensers
Elegant and feminine, this stylish bra is made from soft stretch cotton. Soft padding and underwiring give support and a flattering natural shape. Pretty everyday fashion

Pure Cotton Lace Trim Vest Top, at Marks and Spenser
For casual elegance, you can't beat this lace trim scoop neck vest top. A great value cotton essential

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.