Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Mark & Spensers Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

1 Pair of Low Cut Footsies, at M&S
These soft footsies are designed to hide inside your shoes for extra comfort

Easycare Long Sleeve Check Shirt, at Marks and Spencers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

M&S 8GB USB Memory Stick, at M&S
8GB storage space Hi speed USB 2.0 compliant Plug & play compatible Capless design Requires no external power or cables Operating system: 98SE, ME, 2000, XP, Vista, OS9.X, OSX and Linux Kernel 2.4 or higher Speed: read speed max. 11 MB /s, write speed 7 MB /s Dimensions: 68 x 19.6 x 10.2mm

Autograph Suede Punch Stitch Slip-On Shoes by Jeffery-West, at Marks & Spencers
Square toe Slip-on Punch stitch detail Block heel

Buzz Lightyear Giant Puzzle, at Marks&Spencer
Not suitable for children under 36 months due to small parts which pose a choking hazard Suitable for ages 3+ 78cm high Buzz Lightyear design This product conforms to EN71 and the Toy Safety Directive Disney / Pixar, Manufacturer: Marks & Spencer

Baby Driver, at Marks and Spenser
Baby driver Suitable for ages 0-3 years Encourages activity and develops interactive play This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Panasonic DMR - EX79 DVD Recorder with 250GB HDD, at M & S
250GB capacity for a max recording of 330 hours onto the Hard Disk Drive Integrated Digital and Analogue Tuner VIERA link Jukebox with Gracenote 1080p Up-Conversion and adaptive HD Enhancer Auto Preset Down Load Connect a DIGA DVD recorder to your VIERA TV via an HDMI cable Navi Link Search To record a programme from the TV listings Intelligent Auto Standby USB & SD Card slots Dimensions: W43 x H5.9 x D28.6cm

Côtes du Rhône Les Closiers 2007 - Case of 6, at Marks and Spencer
Grape variety: 65% Grenache, 35% syrah Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sex and The City: The Movie DVD, at Marks and Spencer
Rating Suitable for 15 years and over,

The Floral Collection Lavender Bath Cream, at Marks and Spencers
Moisture rich Foaming Lavender scented 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Decyl Glucoside, Sodium Chloride, Glycerin, Glycol Distearate, Laureth-4, Disodium EDTA , Citric Acid, Parfum, Lavandula Angustifolia (Lavender) Butylphenyl Methylpropional, Linalool, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Styrene /Acrylates Copolymer, Sodium Lauryl Sulfate, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben

Dangerous Book for Boys Trivia Game Cards, at Mark & Spencers
Number of players: 2+ Suitable for ages 8+ Pack contains: 90 question cards Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Hooded Tie Waist Dressing Gown, at Marks and Spenser
Wrap up and relax in this soft dressing gown beautifully design for a pretty look

Barletta Love Seat, at Marks and Spenser
H85 x W132 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3 Pairs of Spot Trainer Liner Socks, at Marks & Spencer
Comfy and practical, these socks are designed to hide neatly inside trainers

Autograph Glass Charger Plate, at Marks & Spencers
Plain glass Silver trim, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Crew Neck T-Shirt, at Marks and Spenser
Fashionable and relaxed, this crew neck t-shirt is made from pure cotton it's soft, breathable and comfortable to wear

Pure Linen Pintuck Bib Dress, at Marks & Spencers
This fresh fashionable dress in cool pure linen is beautifully styled and detailed with pintucked bib feature

Classic Collection Long Sleeve Plain Cardigan, at Marks & Spensers
Stylish and so comfortable, this cardigan in softest cashmilon™ feels as good as it looks and the smart button fastening adds the perfect finishing touch

Flat Front Bootleg Trousers, at MarksandSpencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Pure Cotton Short Sleeve Monkey T-Shirt, at Marks & Spensers
Soft, snug and comfy, this pure cotton t-shirt features a fun monkey motif. Fashionable and practical

Autograph Pure Silk Donatello Stripe Tie, at Marks & Spensers
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

My Friend Felt Fashion Scenes, at Mark & Spensers
Suitable for ages 3+ years Helps with imaginative play and develops creativity This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Single Glasses - MAXIM WINE SGL, at MarksandSpencer
This eye-catching wine glass combines an elegant, simple stem with a burst of colour on the body

'It's A Girl!' Gift Bag with Balloon & Bunny, at Marks and Spenser
Celebrate the birth of a baby girl with this lovely gift bag that includes pretty pink, yellow and blue blooms. A congratulations balloon and polka dot bunny make this gift bag extra special Available for delivery from 1st April to 30th September 2009

Light Control Lace High Waist Shorts, at Marks and Spencers
Look slimmer in seconds! These light control high waist shorts gently flatten tummies for a sleeker, slimmer silhouette

Autograph Pure Cotton Bold Stripe Shirt, at Mark & Spencers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a striking stripe print

Divan Sets - M500Z+L NS SUEDE, at Marks and Spencers
Manufacturer: Marks & Spencer

Cecily's Garden Lilac Flowers Card, at Marks and Spencer
Cover text: On Your Very Special Day Inside message: Happy Birthday Approx size: 230 x 114mm

New Active Thermal Leggings, at Marks and Spencer
Innovative and high-performance, these leggings are made with moisture control and anti-odour technology. They're designed to keep you at a comfortable temperature so you feel warm, fresh and dry

Beauty Care Blotting Papers, at Mark's & Spencer
Contains 100 papers Removes excess oil from the skin Helps to provide an all over matt complexion

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.