Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

125 Years Luxury Pure Wool Single Breasted 3 Button Jacket, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Leather Centre Seam Tramline Shoes, at Marks & Spencers
Square toe Centre seam Tramline design Stitch detail Small block heel Slip on

Agrapart & Fils 'Terroirs' Grand Cru Blanc de Blancs Brut Champagne NV - Case of 6, at M&S
Style: Sparkling and dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Seville Antique Brass Double Towel Rail, at Marks and Spencers
Double rail Wall mounted H13.7 x W51.58 x D18.17cm, Manufacturer: Marks & Spencer

Divan on Legs & M400 Mattress- Soft, at Marks & Spencers
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 31cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Rigid, un-sprung frame gives a firmer feel. Recommended for use with selected mattresses All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Satin Rose Cream Pillowcase, at Marks & Spenser
300 thread count 3D rose design Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Secret Support™ Heart Moccasin Slippers, at Marks and Spencer
The ultimate in comfort, these moccasin design slippers are made with hidden support that moulds to the natural contours of your feet. They are machine washable for added convenience

Machine Washable Spot Design Tie, at Marks n Spencer
No more trips to the drycleaners! This smart striped tie is machine washable

Fairy Rag Doll Daughter Birthday Card, at Mark's & Spencer
Cover text: Daughter, hope your birthday's going to be an extra happy one... Inside message: ...with lots of cake and ice cream and everything that's fun! Approx size: 150 x 150 mm

First Readers The Three Billy Goats Gruff, at Marks and Spencers
The Billy Goats Gruff want to eat the green grass on the other side of the bridge. But can they face up to the troll? He is waiting for the three goats!

Autograph Hooded Jumper with Cashmere, at Marks & Spencers
Soft and snugly, this practical jumper will keep him feeling warm and comfortable

Reece Wardrobe, at Mark's & Spencer
H205 x W115 x D58cm With 1 hanging rail and 1 shelf Assembled for you in the home This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Reece Collection Set. Click here to view the internal layout of this furniture, Manufacturer: Marks & Spencer

Pure Cotton Faux Fur Trim Hooded Parka, at Marks&Spencer
Relaxed and stylish, the parka has become a fashion essential. This easycare version is finished with a faux fur trim hood

Luxury Glass Orchid, at M+S
Add a touch of luxury to your home with this twin-stemmed phalaenopsis orchid. The glass pot helps to create an elegant, contemporary look Available for delivery from 1st April to 30th September 2009

Pure Cotton Woven Sleeve Top, at Marks and Spencer
Woven detailing makes this soft cotton top fabulously fashionable

Stormwear™ Multi Pocket Hooded Parka, at Marks & Spencers
Fashionable and practical, this warmly padded jacket is lined with fleece and treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves and inside pockets keep lunch money safe

Per Una Rosie Spot Jersey Dress, at Marks & Spencers
A stunning spot print dress in soft stretch fabric featuring a stylish tie waist design

Nintendo Wii™ Tomb Raider: Underworld, at Mark's & Spencer
Master your surroundings: Reach new heights with the broadest range of acrobatic abilities and utilize objects within the environment to uncover new paths to explore Explore epic and unknown worlds: Discover ancient mysteries of the underworld hidden within the coast of Thailand, frozen islands of the Arctic Sea, the jungles of Mexico, and more What Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to controlWhat Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to control Treacherous and unpredictable challenges: Each level is an elaborate multi-stage puzzle masked within an interactive environmental playground offering more flexibility over how the area is solved New range of combat options: Choose to pacify or kill, target multiple enemies at once with the new dual-target system, and shoot with one hand while suspended with the other New state-of-the-art gear: Utilize the latest technology in Lara's upgraded inventory to navigate the world including: Sonar map: A revolutionary new tool that emits an active sonar ping to create a 3D image of Lara's surroundings, perfect for uncovering hidden items and locations Multi-purpose grapple: A claw-like device with a high-tension cable designed for climbing, rappelling, performing wall runs and manipulating objects within the environment All-terrain motorbike: Built to handle everything from the jungles of Mexico to the icy glaciers of the Arctic M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 16 years of age or over to purchase this product *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Mature

5 Cotton Rich Leopard Print Shorts, at Marks and Spencer
These leopard print cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Domaine Hubert Brochard Sancerre 2008 - Case of 6, at M+S
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Merino Wool Rich Slip-Over with Silk, at MarksandSpencer
Spring is the season for layering. Work this in the office with a shirt and trousers, or pull on over a T for weekend chic

Pure Cotton Short Sleeve Hello Kitty Rock Top, at Mark & Spencers
Fans of Hello Kitty will love this pure cotton short sleeve top featuring the popular character. A practical, easycare style

Shepherds Ridge Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks n Spencer
Style: Dry, unoaked, medium bodied Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Laser Cut Happy Birthday Text, at Marks & Spensers
Cover text: Happy Birthday Inside message: Happy Birthday Approx size: 150 x 150mm

Autograph Pure Silk Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Woodspice Grooming Bag, at Marks & Spenser
3 part set Toiletry bag Shower gel 50ml ingredients: Aqua, Sodium Laureth Sulfate, Ammonium Lauryl Sulfate, Polyquaternium-39, Cocamidopropyl Betaine, Cocamide DEA, Parfum, Sodium Chloride, Benzophenone-3, Citric Acid, Butyl Methoxydibenzoylmethane, Magnesium Chloride, Magnesium Nitrate, Sodium Sulfate, Eugenol, Hexyl Cinnamal, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Linalool, Butylphenyl Methylpropional, Limonene, Methylparaben, Propylparaben, Methylchloroisothiazolinone, Methylisothiazolinone, CI 42051, CI 14700, CI 19140 Moisturising aftershave 50ml ingredients: Aqua, Parfum, Octyldodecanol, Cyclopentasiloxane, Dimethicone, Cyclohexasiloxane, Glyceryl Stearate, PEG-100 Stearate, Polysorbate 60, Glycerin, Xanthan Gum, Carbomer, Aloe Barbadensis (Aloe Vera) Leaf Extract, Allantoin, Bisabolol, Sodium Hydroxide, Benzyl Benzoate, Benzyl Salicylate, Citronellol, Coumarin, Eugenol, Geraniol, Hexyl Cinnamal, Hydroxycitronellal, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Linalool, Butylphenyl, Methylpropional, Evernia Prunastri, Limonene, Phenoxyethanol, Methylparaben, Propylparaben, Butylparaben, Isobutylparaben, Ethylparaben

Fairtrade Pure Cotton Short Sleeve Top, at Marks and Spencers
2 for 8 offer excludes items in the sale Look below to see a video clip about Fairtrade This stylish longer length short sleeve t-shirt is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Bronze Aviator Sunglasses, at M&S
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spencer
Brighten up his underwear drawer with these fashionable assorted design made from soft breathable cotton rich fabric

ABC and 123 Roll Wrap, at Marks and Spencer
Includes 1 roll wrap Approx size: 200 x 70cm

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.