There are lots of ways to save money using M&S Money. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Per Una Forest Stripe Tankini Briefs, at Marks and Spencer
Striking high rise tankini briefs featuring a stripe design and high leg. Make a splash!

ABC Sticker Book, at Marks & Spencer
This sticker book will keep them busy as they look for an incredible 150 stickers inside!

Mirrored Tallboy & Sink Unit, Sink, & Tap Set, at M&S
Sink Unit: H89 x W60 x D43cm Tallboy: H166 x W41 x D37cm Tallboy comes with 3 shelves All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Funnel Neck Moleskin Jacket, at Marks & Spencers
Contemporary styling and superior finishing makes this Autograph jacket a fashionable choice for this season

3 Enamel Diamanté Photo Frames 5 x 8cm (2 x 3''), at Marks & Spencer
Diamant detail Beaded trim Aperture: 5 x 8cm (2 x 3''), Manufacturer: Marks & Spencer

2 Limited Knitted Hats, at Marks & Spenser
Warm and comfy, these stripe design hats are ideal for chilly days

Pure Cotton Thomas Hooded T-Shirt & Shorts Outfit, at M&S
Fans of Thomas The Tank Engine will love this pure cotton 3 part set featuring Thomas the popular character. A practical, easycare style

Rococo Style Photo Frame 10 x 15cm (4 x 6''), at Marks and Spencer
Display your favourite photos in timeless style with this beautiful Rococo inspired photo frame

Autograph Pure Cotton Stripe Design Shirt, at Marks & Spencer
Stylish and contemporary, this pure cotton stripe design shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

Autograph Lace Multiway Body, at Marks and Spencers
Look sleeker in seconds! This light control body gives gentle, comfortable all over shaping. The cups are based on our best-selling t-shirts bras for a smooth no-show look under clothes

LEGO® Creator Mini Vehicles, at Mark's & Spencer
Suitable for ages 6-12 Imaginative play This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Weekend Satin Finish Stripe Nightshirt, at Marks & Spenser
Luxurious and sophisticated, this modern nightshirt is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Older Girls' Snowflake Print Wellie Boots, at Marks and Spencer
Wellie style Round toe Snowflake print Low heel Buckle fastening Lined

Sony PRS-ACL1 Cover with Light for Reader, at M+S
Compatible with PRS-505 Reader eBook Please be aware that the features/specifications can differ from country to country M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

M&S Alarm Clock Radio, at Marks & Spencers
Dual alarm function FM radio Line-in for MP3 and CD players Plays mood enhancing sounds - daybreak, the ocean, running water fields 4 different ways to wake up - to music from your iPod, radio, alarm tone or mood enhancing sounds 6W x 2 output power Compatible with iPod classic, nano gen. 2, 3 & 4, touch gen. 1 & 2 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Jewel Cufflinks, at M&S
Provide the perfect finish to your smart attire with the elegant design of these sophisticated cufflinks

Cover Up Drawstring Vest, at Marks and Spencer
Feminine and fashionable, this flattering cover up is designed in the latest shape. The ultimate in poolside glamour

Blue Harbour Pure Cotton Button Down Oxford Shirt, at Mark & Spencers
Relaxed and stylish, this long sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear

Dualit Dome Kettle - Cream, at Mark's & Spencer
3000 watt rapid boil concealed element 1.7 litre capacity Water level viewing window High quality 18:8 grade stainless steel body Laser cut stainless steel water filter Boil dry safety feature Heatproof handle, knob and finger-guard Ergonomic handle for easy pouring Non-drip spout Cordless operation with axis rotary base and cord tidy Dimensions: H25cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Cross Strap Lace Back Sandals, at Marks and Spencer
Open toe Cross strap with buckle fastening Lace back detail High heel Heel height: 9cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Pure Cotton Long Sleeve Butterfly Print Top, at M&S
This long sleeve top will make a useful addition to your wardrobe. It features a pretty butterfly print for a stylish casual look

5 Younger Girls' Pure Cotton Plain Shorts, at Marks and Spenser
Stock up on stylish essentials with this 5 pack of pure cotton shorts which feature a cute centre bow

Pure Cotton Woven Pyjama Bottoms, at Marks&Spencer
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Ravinni Chair, at Marks & Spenser
H84 x W87 x D86cm Seat H51cm Seat and back cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with an ebony finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

BT Verve 450 Single Cordless Phone with Answering Machine, at Marks & Spenser
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Younger Boys' Twin Riptape Strap Trainers, at Marks & Spencer
Round toe Stitch detail Twin straps with riptape fastening Grip sole

Diamanté Square Photo Frame 25 x 20cm (8 x 10"), at Marks and Spencer
Aperature 20 x 25cm (8 x 10 in) H8 x W10, Manufacturer: Marks & Spencer

Artificial Orchid in Cylindrical Vase, at Marks and Spencers
Artificial orchid Cylindrical glass vase Height: 49cm, Manufacturer: Marks & Spencer

Blue Harbour Suede Trim Cardigan with Wool, at Marks & Spensers
Supersoft and comfortable, this suede trim cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried.

Portfolio Cotton Rich Casual Jeans, at Marks & Spencers
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.