Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks&Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Older Boys' Double Lace Up Canvas Trainers, at Marks and Spencer
Round toe Double lace up feature Canvas design Flat sole

3 Pairs of Sheer Assorted Net Design Socks, at Marks & Spencers
The ultimate in stylish net design, these ankle high socks have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Rosado Cava Prestige Brut - Case of 12, at Mark's & Spencer
Style: Dry Bottle: 12 x 75cl. Grape variety: Trepat, Monastrell & Garnacha Country of origin: Spain Closure: Natural cork Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Girls' Limited Pure Cotton Cropped Jeans, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Kitchen Corner Base Unit, at Marks & Spencers
H87.5 x W87 x D87cm Delivered flatpack due to size, some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Cotton Rich Football Shorties, at Mark & Spensers
Made from comfortable, breathable cotton, these football shorties are outstanding value

Bright Flowers 30th Card, at Marks & Spencers
Cover text: 30 Happy Birthday Inner message: Blank for your own message Approx size: 178 x 125mm

Plain Mug, at Marks & Spenser
Plain, Manufacturer: Marks & Spencer

Power Rangers Music Card, at Marks & Spencers
Cover text: Happy Birthday Inside message: Have a great day! Approx size: 215 x 150mm Power Rangers - ™ and BVS Entertainment, Inc. and BVS International N. V. All rights reserved

Centre Crease Slim Leg Trousers, at Mark's & Spencer
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Spinsanti Malbec 2008 - Case of 12, at Marks and Spencer
Grape variety: 100% Malbec Country of origin: Argentina Closure: Natural Cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle:10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

4 Beef Wellingtons, at Marks & Spencer
Serves 4 Ready to cook Suitable for freezing 980g As featured on page 35in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Personal Safety Alarm, at Mark's & Spencer
130 decibel alarm - nearly equivalent to a jet plane and louder than a jackhammer or chainsaw The 'scream' alarm sound is designed to shock and disorientate your attacker, giving you precious seconds to get away Can be attached to a key ring or bag Alarm is activated by pulling the chain sharply Dimensions: H7.7 x W3.7 x D2.2cm Comes in 3 colours / designs This alarm can be used more than once and has 10 minutes' battery time in total. Please note the battery cannot be replaced and continual short use will shorten its life This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Embroidered Bouquet Wedding Card, at Marks & Spenser
Cover text: Wedding Day Inside message: With love Approx size: Unfolded: 178 x 126mm

Embroidered Corselette, at Marks & Spencer
Soft and feminine, this corselette is made from a comfortable cotton blend. It gives the same all-over shaping as our traditional corselette and the cups are based on our best-selling everyday bra

Pocket Size Sticker Book, at Mark's & Spencer
This pocket sized book will keep them busy as they look for an incredible 1000 stickers inside! Locate the 1000 stickers and fit into the right slots on various different themes

PlayStation®2 Singstar Abba, at Marks & Spensers
For ages 3+ Sing along to Abba Download new songs via the SingStore Upload your video performances with My SingStar Online 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Woodspice Roll On Anti-Perspirant Deodorant, at Marks & Spensers
Woodspice aroma Anti-perspirant 50ml

Zip Folio Case, at Marks and Spencer
When you're on the move, make sure to keep your important documents in order with this smart looking folio

Per Una Long Sleeve Cardigan with Wool, at Marks and Spencers
A fashionable long sleeve cardigan in textured fabric. Ribbed detail makes it extra stylish.

Crystal Cut Mantlepiece Clock, at Marks & Spencers
Clear body Cut crystal detail Round face Roman numerals, Manufacturer: Marks & Spencer

2 Machine Washable Floral Pattern Ties, at Marks and Spencer
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Lichfield Extending Dining Table, at Marks and Spencers
H75 x W95 x L145cm (H29.3 x W37.4 x L56.6in ) Extends to Length 195cm (76.1in) Seats 6 Extends to seat 8 using the spare central leaf stored beneath the table top Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Top panel is veneered with solid oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S 2400W Steam Iron, at Marks & Spensers
Manufacturer: Marks & Spencer

Single Breasted 2 Button Plain Jacket, at Marks and Spenser
A style classic at a great value price, updated with a modern cut and contemporary detailing

First Readers Goldilocks & the Three Bears, at Marks & Spencer
Based on the traditional folk tale 'Goldilocks and the Three Bears', this vibrantly illustrated story is sure to become a favourite in every home. Follow the naughty Goldilocks into the house of the three bears, and see what happens when they come home and find her!

Autograph Wool Rich Single Breasted 2 Button Stripe Jacket, at Marks & Spencers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Classic Collection Pull-On Trousers, at Mark's & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Collezione Silk Checkered Square Tie, at Marks and Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Portfolio Multi Row Necklace, at M&S
Tie fastening Ribbon chain Multi row design Necklace length: 60 inch

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.