Besides M & S Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Pure Cotton Stripe Towel, at Marks and Spenser
Multi-stripe design Comes in 3 sizes Hand towel Bathsheet X-large bath towel, Manufacturer: Marks and Spencer

3 Pure Cotton Assorted Boxers, at Marks and Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Pacific Corner Group, at Marks & Spencer
H92 x W214 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching bolsters Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Vintage Style Car Birthday Card, at Marks and Spencer
Cover text: Birthday wishes, Excellent quality guaranteed, Extra Special Message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Older Boys' Cotton Rich Motor Hero Shorties, at Marks&Spencer
Made from comfortable, breathable cotton, these motor hero shorties are outstanding value

Autograph Wool Rich Flat Front Trousers, at Marks & Spensers
Fashionable and contemporary, these wool rich trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Classic Underwired Non Padded Lace Bra, at Marks & Spenser
A lovely addition to your day to day underwear drawer. This versatile bra combines the shaping and support of underwiring and adjustable straps with the convenient comfort of an easy to care for design

5 Pairs of Plain Ribbed Trim Socks, at MarksandSpencer
A brilliant basic! These cotton rich socks provide your feet with everything they need to get through the day in comfortable style

Autograph Straight Leg Trousers, at Mark & Spencers
Fashionable and contemporary, these straight leg trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Sleeveless Ribbed Dress, at Marks and Spencers
Sleek and chic, this sleeveless dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Autograph Jewel Moccasin Pumps, at Marks & Spenser
Round toe Patent effect Jewel detail Slip on Flat sole Comes in sizes 3-8, including half sizes

Multiway Underwired Lace DD-G Bra, at Marks & Spenser
Whether you wear it strapless, cross-over or conventional, this smart bra offers the best in versatile comfort thanks to a multiway design and non-padded. An essential addition to any wardrobe

Younger Girls' Pure Cotton Charlie & Lola™ Pyjamas, at Mark & Spencers
Fans of Charlie and Lola™ will love these pyjamas featuring the popular character Lola

Disney Fairies' Shimmering T-Shirt, at Mark's & Spencer
Suitable for ages 5+ Pack of 2 Contains a t-shirt with pretty pre-printed tink design and instructions Develops creativity This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Boy Shorts Tankini Bottoms, at Marks & Spenser
Modern and stylish, these boy shorts tankini bottoms are outstanding value. Style and quality at a great price

Per Una Scoop Neck Pleated Crochet Bib Top, at Marks and Spenser
A stylish short sleeve top featuring a tie bow front and a pleated crochet bib

Canon Digital IXUS 95 IS Digital Camera, at Marks and Spenser
Pixels: 10.0 megapixels Zoom: 3.0x optical zoom, 4x digital zoom with optical Image Stabilizer Screen: 2.5 PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W88.5 x H54.8 x D21.8 mm Weight: 120g VGA Movies: Supplement your still images with fun 30fps VGA movie clips. A Long Play mode lets you store twice as much footage on the camera's memory card Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-Contrast: i-Contrast analyses a scene during shooting or playback, then boosts brightness in dark areas without blowing out light areas. This helps uncover previously hidden detail in the shadow areas of an image System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

M&S Coffee Maker with Digital Timer and Grinder, at Marks&Spencer
1.5 litre capacity 230v 50hz 1000W Stainless steel finish Soft touch digital controls Built in coffee grinder Automatically turns off after 2 hours Glass carafe Removable and washable filter 2 year guarantee, Manufacturer: Marks & Spencer

Pearl Clam Vanity Purse, at Marks&Spencer
Pearl Calm design Bead puller Two inner zip sections Detachable mirror

Sprung Edge Non Storage Divan and F400 Mattress, at Marks & Spenser
Single (3ft):W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 24cm Divan height: 41cm Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Mattress spring count: 1054 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support, Manufacturer: Marks & Spencer

Ingredients Lemon Sugar Body Scrub, at Marks & Spenser
Lemon fragrance Approx 200ml

Long Sleeve Fair Isle Hooded Dress with Wool, at Marks and Spencers
Fashionable and practical, this cute dress features a fair isle design. It's made from soft fabric to keep her comfortable and happy

5 Cotton Rich Seamfree Full Briefs, at Marks & Spencers
These seamfree cotton rich briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Leather Apron Stitch Loafers, at Marks & Spenser
Round toe Slip-on Contrast apron stitch Side gusset Heel cushion and arch

Barrel Large High Ball Glass Tumbler, at Marks and Spencer
Barrel shape High ball Dishwasher safe, Manufacturer: Marks & Spencer

Autograph M500 Mattress - Firm, at Marks and Spencers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Depth: 28cm Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK Zip & Link mattresses unzip into 2 pieces - easier to fit into your home A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

7 Pure Cotton Assorted Bodysuits, at Marks & Spencer
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value bodysuits are designed to keep her looking adorable and feeling comfy and happy

Autograph Pure Cotton Long Sleeve Shirt, at M&S
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning stripe print

Lucie Strand Drop Earrings, at Marks and Spencer
Hook fastening Drop style Bead design

Blossom Wallpaper, at MarksandSpencer
Floral print wallpaper Offset pattern repeat 64cm - The pattern runs diagonally across the wall, so only alternating rolls will be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.