M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Girls' Limited Pure Cotton Check Dress with Belt, at Marks and Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Artificial Tea Rose in Glass Vase, at Marks and Spencers
Artificial tea rose Glass vase No watering required therefore easy care Fresh looking throughout the year Height: 33.5cm, Manufacturer: Marks & Spencer

Autograph Leather Ruched Knee High Boots, at Marks and Spencers
Round toe Stitch detail Ruched feature Knee high Mid heel Heel height: 60mm Comes in sizes 3-8, including half sizes

Autograph Pure Cashmere Polo Neck Jumper, at Marks & Spensers
Blissfully cosy, this polo neck jumper is made from pure cashmere for the ultimate in luxurious softness

4 Beef Wellingtons, at Mark & Spencers
Serves 4 Ready to cook Suitable for freezing 980g As featured on page 35in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Weekend Double Breasted Cardigan, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Large Hoop Earrings, at Marks and Spencers
Hoop style Clasp fastening

Autograph Chequer Board Stud Earrings Made with CRYSTALLIZED™ - Swarovski Elements, at Mark's & Spencer
Butterfly stud fastening Chequer board design Made with CRYSTALLIZED™ - Swarovski Elements For hygiene reasons, refunds will only be given in accordance with your legal rights

Fragranced Pot Pourri Bag, at Marks and Spenser
Add a fresh aroma to any room in the home with the fruit fragrance of this wonderful pot pourri

Suede Boat Shoes, at M&S
With soft leather and hard-wearing soles for added comfort and authentic styling, these classic boat shoes are made for easy living and the occasional boat trip

Pure Cotton Embroidered Number Joggers, at Mark's & Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton and feature an embroidered number feature. A practical easycare choice

Per Una Scoop Neck Embellished Jersey Top, at Marks and Spenser
A beautiful short sleeve jersey top featuring a sequin embellishment

Leather Hip Coin & ID Wallet, at Marks n Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Portfolio Gathered Front V-Neck Cardigan, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Older Boys' Fluffy Waist Tie Dressing Gown, at Marks and Spencer
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Silver Plated Slinky Knot Tassel Earrings, at Marks and Spencer
Hook fastening Tassel design Knot detail For hygiene reasons, refunds will only be given in accordance with your legal rig

Regalmist Bouquet, at Marks & Spensers
A beautiful selection of flowers, this bouquet features an arrangement of Chrysanthemum Bloom Regalmist, Sedum Matrona and Hypericum Sugar Flair Available for delivery from 1st July to 30th September 2009

Small Gardens Book, at Marks & Spencer
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

24 Mini Goat's Cheese & Mushroom Frittatas, at M&S
24 pieces Serves 6 Ready to eat Serve hot or cold Suitable for freezing 672g total weight As featured on page 13 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Flat Front Straight Leg Plain Trousers, at Marks and Spencers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried

Magic Shaper 40 Denier Shine Shorts, at Marks and Spenser
These tights work like magic to make the most of your figure. Special support zones shape hips, thighs and bums and a clever front panel flattens tummies

Easycare Short Sleeve Fine Pinstripe Shirt, at Mark's & Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Older Girls' Pure Cotton Hello Kitty Shorties, at Marks & Spencer
A must for fans of Hello Kitty, these shorties feature the popular character

Long Sleeve V-Neck Stripe Cardigan & T-Shirt, at Marks & Spencers
This fashionable layered look is a 2 piece set - a t-shirt and a cardigan both in soft comfortable fabric. Stylish, practical and easycare

Sony Stamina Plus C Alkaline Batteries- Pack of 2, at Mark & Spencers
Voltage(V): 1.5 Cells per pack: 2 Size: C / LR14 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

Autograph Cross Strap Lace Back Sandals, at Marks and Spencers
Open toe Cross strap with buckle fastening Lace back detail High heel Heel height: 9cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Autograph Pure Cotton Wide Leg Jeans, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Collezione Luxury Pure Cotton Flat Front Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Rosina Large 2-Seater Occasional Sofa Bed, at Marks & Spencers
H85 x W196 x D97cm (opens to L233cm) Seat: H47cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Mattress: L180 x W130 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Floral Body Sponge, at Marks and Spenser
Suction cup Hanging rope Flower design

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."