When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Limited Collection Check Pencil Skirt, at Mark & Spencers
Sleek and chic, this check design pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Classic Collection Poppy Print Skirt, at Marks n Spencer
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with poppy print design. The ideal match for blouses and fine knits in coordinating colours

Pure Cotton Long Sleeve Hooded Coat, at Marks and Spencer
Fashionable and practical, this coat is fully lined and features a hood. A comfortable, easycare style

Pink Gem Heart Slim Diary, at Marks & Spenser
Dimensions: 165 x 80mm

Pure Cotton Contrast Stitch Jeans with Belt, at Marks & Spenser
Contrast stitch gives these jeans a fun twist. A practical and fashionable style

Blue Harbour Pure Cotton Palm Tree Print Shirt, at Marks and Spencers
Relaxed and stylish, this palm tree print shirt is made from pure cotton so it feels soft and comfortable to wear

Autograph Sport Eau de Toilette, at Marks & Spencer
Sporty fragrance 30ml This product is not available for international delivery. Find out more

Ultimate Non Iron Long Sleeve Stripe Shirt, at Mark's & Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Stainless Steel Apple Corer, at Marks and Spencer
Simple design Stainless Steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cashmilon™ Long Sleeve Turtle Neck Jumper, at Marks & Spencer
Fashionable and flattering, this turtle neck jumper is made from supersoft cashmilon™ and features a turtle neck.

2" Longer Pure Cotton Quick Iron Stripe Shirt, at Marks and Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Junior Sudoku to Test Your Brain Book, at Marks & Spencers
Solve more than 80 sudoku puzzles to test your brain power and keep you entertained for hours! You'll find a step-by-step guide to solving sudoku puzzles, 20 smaller puzzles to get you started, as well a full-sized grids to tackle as you become more confident. Be part of the craze that is sweeping the nation and see how much fun 'Junior Sudoku' can be!

Cut Flowers Pot Pourri Bag, at Marks & Spencer
Cut flower frangrance Natural and man-made botanicals, Manufacturer: Marks & Spencer

Beaded Stretch Bracelet, at Marks & Spenser
Stretch style Mixed bead detail

Per Una Styled Embroidered Brazilian Knickers, at Marks and Spenser
Elegant and feminine, these stylish brazilian feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Limited Collection Etched Floral Lace Brazilian Knickers, at Marks&Spencer
Fabulous and fun, these comfortable Brazilians are part of our Limited Collection lingerie. They're made from soft stretchy fabric, and the scooped front and back give a shapely modern fit. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Silver Plated Mix Pansy Y Necklace, at M&S
Clasp fastening Adjustable length Y design Floral detail Drop feature Necklace length: 41cm, extendable by 8cm

Linen Blend Single Breasted Blazer, at Marks and Spencer
This flattering single breasted blazer looks great worn over casuals for a relaxed look. Finished with a contemporary 2 button fastening, this easycare jacket will see you through the season in style

PSP™ Pirates of the Caribbean: Dead Man's Chest Game, at Mark's & Spencer
Play as Captain Jack Sparrow Use strength and speed attacks Multiplayer ship battles for up to 4 players 10 available maps Gameshare mode (only one disc needed to play on multiple PSPs) You must be 12 years of age or over to purchase this product Disney M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Teen

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M300 Mattress, at Marks and Spencers
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large Drawer: 14 x 78 x 52cm Small Drawer: 14 x 40 x 52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Wide Fit Leather Square Toe Loafers, at Marks and Spencer
Square toe Stitch detail Slip-on Flat sole Wide fit Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Perfect Double Breasted Mid Length Belted Mac, at Marks and Spencer
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

Mini Limited Pure Cotton 'Wild Life Rocks' Top, at Mark's & Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Barbecue Mitt, at Mark & Spensers
Hanging loop Stripe design Approx size: 38 x 18cm, Manufacturer: Marks & Spencer

Bailey Table, at Marks & Spencer
H75 X W90 X L180 Made from solid wood and features natural characteristics such as knots and variations in grain pattern The timber will age over time and fade to a silver grey colour unless treated regularly with oil This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Twin Riptape Strap Trainers, at Marks and Spencers
Round toe Stitch detail Twin straps with riptape fastening Grip sole

Chocolate Cutting Cake, at Mark & Spensers
Order by 5pm to collect in 7 days Serves 22 Chocolate cake: a rich chocolate cake filled with milk chocolate ganache Choose from white or ivory soft icing 920g Available for collection in participating M&S UK stores Click here for a list of stores As featured on page 61 in the food to order brochure Not suitable for nut allergy sufferers

The Best of British Food Bible, at Marks and Spencers
If you cherish and celebrate real food, this book will give you the inspiration and the know-how to cook the Best of British food that tastes as good as it did in your childhood!

Cut About Stripe Long Length Skirt, at MarksandSpencer
Elegant and feminine, this A line skirt features a cut about stripe print and panel design. Stylish, practical and fashionable

Cashmilon™ Crew Neck Knitted Jumper, at Marks & Spencers
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a crew neck

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.