Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.

Besides Marks & Spensers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

2 Autograph Slate Coasters, at Marks & Spencers
Pack of 2 Square design H x 10cm W x 10cm, Manufacturer: Marks & Spencer

Autograph Slate Place Mat, at M&S
Square design H x 30cm W x 21cm, Manufacturer: Marks & Spencer

Ben 10 Activity Book, at Marks&Spencer
Ben Tennyson is just an average 10-year-old until he discovers an alien watch that gives him the power to transform into 10 alien superheroes! Test your knowledge about Ben 10 and his heroic cosmic alter egos in this scratch and show activity book. Rub a coin over the panels to reveal hidden clues, pictures, characters and answers.

The Gum Chardonnay 2008 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pop-Up Alarm Clock, at Marks and Spencer
Compact design Digital display, Manufacturer: Marks & Spencer

Bandeau Underwired Multiway Bra, at MarksandSpencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Lichfield 2-Door Sideboard, at Marks and Spencer
H83 x W117 x D50cm One interior shelf Cutlery tray in central drawer Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Cotton Rich Cropped Leggings, at Marks n Spencer
Fun and fashionable, these cotton rich leggings are outstanding value!

Older Girls' Star Print Hello Kitty Wellie Boots, at Marks and Spencer
Wellie style Round toe Hello Kitty motif Star print Lined 1976-2009 SANRIO CO. LTD

Limited Collection Quilted Belt, at Marks & Spencer
Define your waistline with this fashionable quilted belt

Autograph Pure New Wool Flat Front Eveningwear Trousers, at Marks and Spencers
Smart and stylish, make that special occasion even more special with our dashing range of luxurious eveningwear. Featuring classic DJs and slick suits for the ultimate in sophistication

His and Hers Calendar, at Marks and Spencers
Approx. size: 225 x 390 mm

Autograph Long Sleeve Hairline Stripe Shirt, at Marks & Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

The Floral Collection Magnolia Bath Cream, at Mark's & Spencer
Foaming bath cream Moisture rich Magnolia fragrance 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Decyl Glucoside Sodium Chloride, Parfum, Magnolia Liliflora (Magnolia), Glycerin, Glycol Distearate, Laureth-4, Disodium EDTA, Citric Acid, Benzophenone-2, Magnesium Nitrate, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Citronellol, Geraniol, Isoeugenol, Linalool, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Propylparaben, Isobutylparaben, CI 19140, CI 14700

Pure Chronos iDock Radio, at Marks & Spencer
DAB digital and FM clock radio with iPod Dock IPod support: Dock supports iPod Classic, iPod Nano 3rd generation (video), iPod Touch, iPod mini, iPod with colour display, iPod 4th generation, iPod nano, iPod nano 2nd generation, iPod with video (5th generation). Supports iPod shuffle, iPod shuffle 2nd generation and iPod 1st, 2nd and 3rd generation via auxiliary input Frequency ranges: Band III 174-240 MHz, FM 87.5-108 MHz Speakers: Two 3" x 1.5" custom-wound oval drive units Input connectors: 9V DC power adaptor socket (230V supplied). 3.5mm Line-in for auxiliary devices. iPod connector with adapters Output connectors: 3.5mm stereo output for headphones Controls: Power on/standby, sleep, source, tune/select, menu, alarm, info, presets, volume, play/pause, stop, fast forward, rewind and snooze Remote: Infrared remote control, browse and play tracks stored on your iPod via remote control LCD display: LCD display with 16x2 characters, plus additional function icons (volume, time, alarms, signal strength, source selected, repeat and shuffle) and large clock. Features adjustable backlight (active and standby mode) with auto-dimmer Mains power supply: 230V AC to 9V DC external power adapter Aerial: Wire aerial attached Alarm: Four independent alarm settings, with wake to tone, DAB, FM or iPod Light sensor: Automatically adjusts the display brightness to suit the light levels in your room Text scan: Pause and control scrolling text RDS: RDS support for station name display on FM and RDS scrolling text 30 Presets: 30 combined DAB and FM presets in a combined list Dimensions: H12.5 x W19.5 x D18.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

4 Taper Candles, at M&S
Pack of 4 Plain Up to 7 hours burning time, Manufacturer: Marks & Spencer

Per Una 3/4 Ruffle Sleeve Tie Front Bolero, at Marks and Spencer
A fashionable 3/4 length ruffle sleeve bolero with tie front fastening

Blue Flower Seed Birthday Card, at Marks and Spencer
Cover Text: have a wonderful birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Appliqué Heart Dressing Gown, at Marks and Spencers
Wrap up and relax in this soft dressing gown featuring an Appliqu heart design for a pretty look

7 Pairs of Freshfeet Square Box Socks with Silver Technology, at Marks & Spensers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Perfect Scorpius Hard Small Rollercase, at Marks and Spencer
Strong yet lightweight, this stylish luggage has 4 wheels for maximum manoeuvrability, a fixed combination lock, telescopic handle and fully lined interiors. There's a free 5 year guarantee, too

New Home Charm Card, at Marks & Spencer
Cover text: New home Inside message: Blank for your own message Approx size: 174 x 126mm

Autograph Flock Stripe Padded DD-G Bra, at Marks and Spencer
Luxurious and elegant, this underwired bra features flock stripe design. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Detroit Extending Dining Table & 6 Alton Antiqued Leather Chairs Set, at Marks n Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D56cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Light Control Guipure Waist Cincher, at Mark & Spencers
This waist cincher gives total body definition, shaping your tummy, waist and bottom with the flexibility of wearing your own bra. It's comfortable, breathable and easy to move around in, and the special finish keeps you cool and dry. Beautiful exclusive lingerie

Pair of Rosemary Trees, at Marks & Spencers
This pair of herb trees will look stunning on a patio or doorstep and provide delicious flavours in cooking Available for delivery until 30th September 2009

Classic Collection Straight Leg Trousers, at MarksandSpencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Pure Cotton Short Sleeve Check Shirt, at Marks and Spencer
A contemporary print on the back makes this cotton shirt a trend-conscious choice for fashionable boys. Stylish, practical and easycare

Autograph Compact Foundation, at Mark & Spencers
Compact foundation Matte finish SPF 15 Hypoallergenic Compact mirror on lid 8g

Contrast Brim Bow Detail Straw Hat, at MarksandSpencer
Keep ahead of the trends with this contemporary contrast brim sunhat, an essential look for style in the sun

There are lots of ways to save money using M+S Money. Not least of these is M+S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.