Besides Marks & Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Silver Plated Ying Yang Pendant Necklace, at Marks & Spencer
Clasp fastening Adjustable length Ying yang pendant Necklace length 41cm, extendable by 8cm

Light Control Low Leg Briefs, at Marks and Spencers
Look slimmer in seconds! These light control knickers gently flatten tummies for a sleeker, slimmer silhouette

Nostalgic Photo Great Grandad Birthday Card, at M&S
Cover text: Have a truly Champion Birthday! Many Happy returns, Great Grandad Inside Message: With love Approx size: 215 mm x 150 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Pure Cotton Hooded Check shirt, at M&S
Relaxed and comfortable, this fashionable hooded top is made from pure cotton and features a check print. A practical easycare style

Cotton Rich Star Print Bikini Knickers, at Marks and Spenser
Pretty and feminine, these cute star print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Toshiba Satellite U400-22N Laptop, at Marks & Spencer
Processor: Intel Pentium dual-core processor T4200, 2.00 GHz clock speed, 800 MHz Front Side Bus and 1 MB 2nd level cache Memory: 4,096 (2,048 + 2,048) MB DDR2 RAM (800 MHz) Hard Drive: 250 GB (S.M.A.R.T) Display: 13.3 " Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500MHD, up to 1,340 MB total available graphics memory with 4 GB system memory DVD Super Multi Drive (Double Layer) : CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x i.LINK (IEEE 1394), 1 x external microphone, 1 x headphone (stereo), 1 x SP/DIF (optical) shared with headphone socket, 1 x integrated 1.3 Megapixels Web Camera with built-in microphone, 1 x HDMI-CEC (REGZA-Link) supporting 1080p signal format, 1 (shared with one USB port) x eSATA, 1 x 5-in-1 Bridge Media slot (supports SD™ Cards up to 16 GB, Memory Stick up to 256 MB, Memory Stick Pro™ up to 4 GB, MultiMedia Card™ up to 2 GB and xD-Picture Card™ up to 2 GB) USB Ports: 3 (Left 2, Right 1) x USB 2.0 (supporting USB Sleep-and-Charge) Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN (10BASE-T/100BASE-TX) , international V.90 modem (V.92 ready), 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, Microsoft Works, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Dolby Control Center, HDMI Control Manager, Microsoft Office Home and Student 2007 (free 60-day trial), Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™, Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, USB & USB/eSATA Sleep-and-Charge, HDMI-CEC (REGZA-Link), McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Easy Keys, Built-in camera & microphone, Diversity Antenna, Integrated Bridge Media Adapter, Toshiba ConfigFree™, Internal HD 720p support, S/PDIF Security features : HDD password on request, supervisor password, slot for Kensington Cable Lock, user password, wireless LAN switch, main battery pack (by sliding latch), main memory (by screw), main hard disk (by screw) Dimensions : W314 x D229 x H27.5 (front) / 35 (rear) mm Weight : starting at 2.0 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Mixed Bead Multi Strand Necklace, at Marks & Spencer
Clasp fastening Adjustable length Rope chain Multi strand design Mixed bead Necklace length 46cm, extendable by 8cm

Autograph Silk Rich Pleated Shorts, at Marks & Spensers
Elegant and feminine, these flattering shorts are made from luxurious stretch silk. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

2 Pure Cotton Assorted Shorts, at Marks and Spencer
Stock up on essentials for less! This great value pack of 2 shorts is comfortable, practical, fashionable and easycare

Autograph Pure Cashmere V-Neck Jumper, at Marks and Spencers
Sophisticated and modern, this plain jumper is made from pure cashmere for the ultimate in luxurious softness

Girls Only Scrapbook Fun, at M+S
Complete this scrapbook to make a record of your unique, amazing life! There are spaces for your drawings, photos and thoughts, plus lots of cool stickers to decorate your masterpiece

Per Una Long Sleeve Drape Bolero with Vest, at Mark & Spencers
A fashionable long sleeve bolero with drape design. It comes with a matching vest featuring a front button panel

Autograph Cotton Rich Floral Print Dress & Legging Outfit, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Wedding Damask Large Gift Bag, at Mark's & Spencer
Contains: 1 gift bag H310 x W360 x D150mm Floral print design

Sweet Heart Multiway Padded Bra, at M&S
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Pure Cotton Straight Leg Jeans with Belt, at Marks & Spencer
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Stainless Steel Handle Slotted Spoon, at Marks & Spencer
Hole in handle for convenient storage Stainless steel finish Plastic slotted spoon Lightweight, Manufacturer: Marks & Spencer

Blue Harbour Classic Quilted Heritage Jacket, at Marks and Spencers
A contemporary design makes this jacket a fashionable choice

Per Una Leather Tubular Knot Mule Shoe, at Marks and Spencer
Open toe Slip on Tubular knot foot strap Mid-high wedge heel

Disney Pixie Hollow Sticker Stories, at Marks and Spenser
Discover the secrets of fairy fashions, pixie talents and magical animals in these enchanting and original tales. You can make this book extra special! Just use the beautiful fairy stickers to bring each story to life and you'll create your very own enchanting fairy tales

Per Una Supersoft Cat Mule Slippers, at Marks and Spencers
Mule style Round toe Flat sole Cat embellishments Contrast lining

Pure Cotton Check Baseball Cap, at Marks and Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Double Layer Check Shirt & Short Sleeve T-Shirt Set, at M&S
This fashionable layered look is a 2 piece set - a short sleeve t-shirt and a full sleeve shirt in soft comfortable fabric. Stylish, practical and easycare

Leopard Print Flexilite Umbrella, at Marks and Spencer
Brighten up rainy days with this stylish lightweight umbrella

2 Piece Autograph Check Pinafore Outfit with Wool, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Styled Pleated Shorts, at Marks & Spenser
Luxurious and elegant these flattering shorts feature a femine pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Sony 40'' KDL-40E5500 Full HD Ready Picture Frame LCD TV, at Marks and Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Dimensions: With table stand W101.6 x H68.0/66.3 x D30.3cm, Without table stand W101.6 x H64.3 x D9.8cm Weight: Weight including stand 20.5kg, Weight without stand 17.5kg Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA AV Input x 2, Analogue Audio inputs x 2, RF In, Scart Inputs (RGB) x 2, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen AppliCast™: View information from the internet on screen while watching TV with AppliCast™. Pre-installed services include a series of handy widgets such as an Analogue Clock and a Calendar Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Autograph Pure Cotton Bold Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pure Cotton Long Sleeve Mr Grumpy Pyjamas, at Marks & Spencer
Fun and fashionable, these pure cotton long sleeve mr grumpy pyjamas feature a motif print

Pure Cotton Reversible Jigsaw Bedcover, at MarksandSpencer
Jigsaw pattern Quilted design Reversible Stitch detail, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.