Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Per Una Ditsy Floral Stretch Bracelet, at Marks & Spensers
Ditsy floral design Stretch style

Pure Cotton Long Sleeve Stripe Hooded Jumper, at Marks and Spencers
Soft and comfy, this long sleeve hooded jumper is made from pure cotton and features a stripe design. A practical easycare style

Per Una Essentials Seersucker Shorts, at M&S
Feminine and delicate, these stylish shorts feature a lace trim. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Handmade Stripy Text Birthday Boy Card, at Marks&Spencer
Cover text: Birthday boy Inside message: Hope you have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Fish Selection (Serves 4-6), at Mark & Spensers
Contains 20 quarters Serves 4-6 5 different fillings Ready to eat As featured on page 7 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Footglove™ Leather Wide Fit Moccasins, at Marks & Spencer
Round toe Stitch detail Slip on Wide fit Mid heel Heel height 48mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Firm Control Sheer Waist Cincher, at MarksandSpencer
This waist cincher gives total body definition shaping your tummy, waist and bottom with the flexibility of wearing your own bra - perfect under dresses for an hourglass silhouette. It's comfortable and easy to move around in and the special finish keeps you cool and dry

Château de Clairefont Margaux 2005 - Case of 6, at Marks and Spencer
Style: Full Bodied Grape variety: Cabernet Sauvignon, Merlot & Petit Verdot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Watergun, at Marks and Spencers
Ideal for the beach or garden, the water gun set is great for soaking your friends! Never lose a water fight, simply fill with water, aim & shoot!

Compaq Presario SR5707UK-M Desktop PC Bundle, at Marks and Spencer
Operating system:Genuine Windows Vista Home Premium 32-bit Processor:Intel Celeron Dual Core processor E1400, Intel G31 express chipset Memory:2GB DDR2-SDRAM, 2 DIMM sockets Storage:320GB SATA 3G Hard Disk Drive (7200 rpm), Up to 13GB partition for system recovery DVD writer SATA DVD RAM and Double Layer supporting LightScribe technology, Create silkscreen-quality disc labels direct from your PC with LightScribe: Just burn, flip, burn 15 in 1 memory card reader Communication:Ethernet 10/100BT integrated network interface Video:Intel Graphic Media Accelerator 3100, Integrated Graphics (VGA port) 128 MB dedicated memory, up to 287 MB total available graphics memory as allocated by Windows Vista Sound:High Definition Audio 5.1 (2 front audio ports, 3 rear analog audio ports) Included accessories:PS/2 keyboard and optical mouse Optional accessories:LCD Monitors (buy separately): Compaq WF1907v 19-inch Wide Flat Panel Monitor, Compaq W220q 22-inch Wide Flat Panel Monitor Ports and Expandability: 2 external optical drive bays, 1 internal HDD bay, 1 PCI-Express 16x (free), 1 PCI (1 free) and 2 PCI-Express 1x (2 free), 6 USB 2.0 ports (2 in front) Software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer 7.0, Windows Mail, Adobe Reader 8.0 HP MediaSmart Suite: Music, Video, DVD, Photo, HP Total Care Advisor, Photosmart Essential, Windows Photo Gallery, Windows Media Player, Windows Movie Maker, Windows DVD Maker, Cyberlink DVDSuite, Muvee AutoProducer, EasyBits Magic Desktop, HP Games Console with hours of free game play, featuring EA Spore Creature Creator, Windows Media Center Service and Support:Recovery partition (including possibility to recover system, applications and drivers separately) Optional re-allocation of recovery partition Recovery CD/DVD creation tool Symantec Norton Internet Security 2009 (60 days live update) Weight:9.53 kg, packed: 14 kg Dimensions:16.9 x 42.6 x 37.7cm Warranty: 1 year, pick-up and return, parts and labour You can expand the warranty coverage of your product up to 3 years

Compton Side Table, at Marks & Spensers
1 drawer Crafted from oak and oak veneer H57 x W57 x D50cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Autograph Stripe Hipsters, at Marks&Spencer
Featuring the best in modern fabric and contemporary design, these luxurious hipsters feel exceptionally comfortable and give a superior fashionable fit

Pure Cotton Reversible Jigsaw Bedcover, at Marks and Spencer
Jigsaw pattern Quilted design Reversible Stitch detail, Manufacturer: Marks & Spencer

Heart Charm Bootleg Trousers, at M&S
A fashionable choice for school, these stretch bootleg trousers feature a pretty heart charm

Stainless Steel Egg Separator, at Marks and Spencer
Stainless steel design Hanging hole L14cm x W9cm x H2.5cm, Manufacturer: Marks & Spencer

Older Girls' Snowflake Print Wellie Boots, at Marks & Spenser
Wellie style Round toe Snowflake print Low heel Buckle fastening Lined

Cotton Rich Long Sleeve 1984 Hooded Top, at Marks & Spenser
Soft and comfy, this fashionable hooded top is outstanding value. A practical easycare style

Autograph Plain Tie, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Older Boys' Transformers Mule Slippers, at Marks & Spencers
Round toe Slip on Transformers motif Mule design 2007 Hasbro

Sonoma Mirror, at Mark & Spencers
H85 x W128 x D3cm Wide frame Oak veneer Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Top, at Marks and Spencers
This fashionable top features a stylish floral design for a fab contemporary look

Hand Crafted Stitched Guitar Birthday Card, at Marks & Spencer
Cover text: Happy birthday Inside message: Blank for your own message Approx size: 178 x 126mm

2 Machine Washable Mini Ties, at Marks and Spencer
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Blue Harbour Modal Blend Short Sleeve Shirt, at Marks and Spencer
Stylishly smart casual, this contrast stitch detail shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Per Una Pure Cotton Double Breasted Funnel Neck Coat, at MarksandSpencer
A fashionable double breasted coat in pure soft cotton featuring a funnel neck

Autograph Pure Cotton Long Sleeve Gingham Shirt, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2 Cotton Rich Padded Underwired Bras, at Marks & Spencer
Soft and comfortable, this pack of 2 bras is great value. They're designed to give gentle support and a flattering fit

Super Hydrating Body Cream Oil, at Marks and Spencers
Nourishes extra dry skin Olive oil to replenish Glycerin to hydrate Suitable for all skin types 250ml

3 Button Bootleg Trousers, at Marks & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Pure Cotton 3/4 Sleeve Crochet Detail Kaftan, at Marks n Spencer
Fresh and feminine, this kaftan is outstanding value. Style and quality at a great price

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.