M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Big & Tall Flat Front Trousers, at Mark & Spensers
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Cut Flowers Refresher & Burner Oil, at Marks & Spencers
Cut flowers fragrance 15ml, Manufacturer: Marks & Spencer

Graphic Floral Thank You Card, at Marks & Spenser
Cover text: Thank you Inside message: Blank for your own message Approx size: 150 x 150mm

Autograph Pure Cotton Tile Print Shirt, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

The Mini Sudoku Puzzle Book, at Mark & Spencers
You don't need a knowledge of mathematics to solve a Sudoku puzzle, all you require is a logical mind and a pencil no wonder they're so addictive! From Warm-up Sudoku and Challenging levels to Expert and Twin Sudoku, this selection of puzzles will test your solving skills

LED Light Collection Dragonfly, at Marks and Spencer
Ideal use for garden lighting Dragonfly design Batteries supplied H4 x W14cm This product is not available for international delivery. Find out more

2 Piece Pure Cotton Giraffe T-Shirt & Shorts Outfit, at Marks and Spencer
Cute and practical, this 2 piece outfit is outstanding value. The soft cotton fabric will keep him feeling comfy

Walkmates Twin Strap Riptape Shoes, at Mark & Spencers
Click here for more information on Walkmates shoes Round toe Contrast stitch Twin strap riptape fastening

Nintendo Wii™ Need for Speed: Undercover, at Marks n Spencer
You must be 12 years of age or over to purchase this product Go Deep Undercover: Race into an action-packed story of pursuit and betrayal. Take on jobs and compete in races to prove yourself as you infiltrate and take down an international crime syndicate Highway Battle: Fight off the cops and others as you take down your prey in high-speed, high stake multi-car chases. New and vastly improved A.I. mechanics mean more aggressive and intelligent cops focused on taking you out fast and by any means necessary Own the Open World: Tear across the massive highway system and discover the open world of the Gulf Coast Tri-Cities area, with three unique cities connected by an extensive highway system Heroic Driving Engine: An all-new game engine lets you pull off amazing moves for the ultimate driving edge M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Teen

Organic Le Bosquet de la Dame 2007 - Case of 12, at Marks & Spenser
Style: Dry Grape Variety: Syrah, Grenache Country: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

100 Denier Thermal Opaque Tights with Wool, at Marks and Spencer
These cotton blend thermal tights will keep you feeling warm during the cold months. Added stretch gives a great fit and shape retention

Tiga Media Unit, at Marks & Spencer
H35 x W120 x D47cm Equipment space: H13 x W49 x D47.5cm Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Pillar Candle, at Marks and Spencer
Non-fragranced Pillar candle shape Single wick H12 x W24 x Diam 8cm, Manufacturer: Marks & Spencer

2 Older Boys' Pure Cotton Woven Pyjama Bottoms, at Marks & Spencers
Soft and comfy, this pack of 2 pure cotton pyjamas feature assorted designs

Classic Cakes Cooking Book, at Marks and Spenser
Rejuvenate the art of baking classic cakes with this useful book, create delicious home baked cakes for your family to enjoy

Pure Linen Embroidered Ginko Cushion, at Marks and Spenser
Square shape Embroidered design Hand sequins linen cushion with feather inner Lined L50 x W50cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Owl Motif Top, at Marks & Spensers
Cute and practical, this long sleeve top is outstanding value. The pure soft cotton will keep him happy and comfy

Pure Cotton °Climate Control Retro Plaid Trilby, at Marks & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology. Perfect!

Handbag Mug, Tray & Coaster Gift Set, at Marks and Spencer
Contains: 1 mug, 1 coaster, 1 tray Handbag design Mug height: 10.5cm Coaster dimensions: 10.5 x 10.5cm Tray dimensions: L21 x W14 x D1.5cm, Manufacturer: Marks & Spencer

Percy Pig Gift Card, at Marks & Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use View our Gift Card frequently asked questions here Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Bow Detail Jersey Gloves, at Marks and Spencers
Keep out the cold in style and comfort with these flattering soft stretchy gloves finished with a bow detail

Fresh Rose Inclusion Pillar Candle, at Marks & Spencer
Fresh rose scented Includes dish With dried flowers, Manufacturer: Marks & Spencer

Satin Spot Print Shirt with Belt, at Marks and Spencer
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Ceriso Essentials Floral Embroidered Shorts, at Marks n Spencer
Flirty and fashionable, these modern shorts feature intricate contrasting floral embroidery. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

In Bloom Rose & Amber Eau De Toilette, at Marks & Spencers
Rose and amber fragrance 100ml This product is not available for international delivery. Find out more

Nina Simone - The Legend CD, at Marks & Spencers
Audio CD, Marks & Spencer

DeLonghi Icona Toaster - Stainless Steel, at Marks and Spenser
Power 1.8kW 4 slice toaster Electronic controls: reheat, defrost, bagel and cancel 2 toasting slots operate independently All functions with neon indicator Hi-rise facility - extra 20mm lift for removing toast Variable browning controls Extra deep crumb tray Non-slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Memory Foam Pillow, at Marks & Spenser
Provides support and maximum comfort Plain, Manufacturer: Marks & Spencer

Autograph Eye Pencil, at Marks & Spencers
Ophthalmologically tested Hypoallergenic

Autograph Pure New Wool Flat Front Eveningwear Trousers, at Marks & Spencer
Smart and stylish, make that special occasion even more special with our dashing range of luxurious eveningwear. Featuring classic DJs and slick suits for the ultimate in sophistication

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."