Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Finance financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Sleeveless Active Performance Vest, at Marks & Spencers
Ideal for active wear, this Performance vest incorporates moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement.

2 Piece Long Sleeve Hooded Outfit, at M+S
Smart and stylish, this 2 piece outfit gives a well dressed look and feels comfortable to wear

Jayne Sunglasses, at Marks & Spenser
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Trimmed Baseball Cap, at Marks & Spensers
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in the park, the baseball cap is a true style essential

Formula Skincare For Men 24 Hour Moisturiser, at Marks and Spenser
50ml

Gold Plated Large Hoop Earrings, at Marks n Spencer
Hoop style Clasp fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Maternity Long Sleeve Waterfall Cardigan, at Marks and Spencer
Fashionable and modern, this cardigan is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. A practical, versatile choice

M&S Arm Wall Mount with Tilt for 10-26'' TV, at Marks & Spencer
Fits LCD screens from 10-26 inches Triple pivot cantilever with tilt VESA compliant for 10-26in screens No assembly required M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Broderie Ribbed Top, at Marks & Spenser
This short sleeved top will make a useful addition to your wardrobe. It features pretty embroidered details for a stylish casual look

Mechanical Bathroom Scales, at Marks & Spenser
Mechanical Non-slip design H5.5 x W30.1 x D29.4cm Max weight: 19st, Manufacturer: Marks & Spencer

Script Text Wedding Anniversary Card, at Marks and Spencer
Cover text: To a special couple Inside message: On your anniversary Approx. Size: Unfolded: 178 x 126mm

Bubble Base Decanter, at Marks & Spencers
Bubble base design Hand made glass with heavy base Height: 25.5cm Capacity: 750ml (75cl), Manufacturer: Marks & Spencer

Knocked Up Blu-ray DVD, at Marks and Spencers
Rating Suitable for 15 years and over,

2 Pairs of Light Control Tights, at M+S
Flatter those legs with the light support of these terrific tights. Their comfortable fabric is strong enough to wear over and over again. These tights have a factor 6 support level. Support tights have been clinically proven to keep your legs feeling energised, younger and healthier. Circulation is improved, ankle swelling is reduced and legs feel less tired so they're ideal for travelling

F200 Pocket Sprung Memory Foam Mattress with Coolmax°, at Marks n Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Spring count: 930 Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handwoven Ribbed Eyelet Curtains, at Marks and Spencer
Unlined Comes in standard 130cm/51in (STD) and wider 168cm/66in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

5 Cotton Rich Heart Print Bikini Knickers, at Marks and Spencers
These heart print cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Photo Frame with Mount 13 x 18cm (5 x 7"), at Mark & Spensers
Rectangular shape Removeable mount card H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Detroit 5 Drawer Chest, at Mark & Spencers
H105 x W90 x D45cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European hardwood. Draw fronts made with oak veneer Solid oak legs Side panels made with Oak veneer Top panels made from Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

7 Pairs of Big & Tall Freshfeet Days of the Week Socks with Silver Technology, at Marks and Spencers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Vin D'Alsace Gewurztraminer 2008 - Case of 12, at Mark & Spensers
Style: Dry Grape variety: Gewurztraminer Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panasonic Blu-ray Home Cinema System, at Marks and Spencer
Output Power: 1000W (RMS) Audio: Dolby Digital Decoder, DTS Decoder, Audio D/A Converter, Dynamic Range Compression Blue-Ray Video features: PHL Reference Chorma Processor Plus, Picture Adjustment, 1080/24p Playback, High Precision 4:4:4 Multi-Format Playback: DVD-Video, DVD-RAM, DVD-RW/ -R (DL), +RW,+R (DL), CD, CD-DA, CD-R/RW, MP3, JPEG, MPEG4, DivX USB Terminal Connectivity: MP3, JPEG, MPEG4 and DivX Input: Analogue audio, Digital audio, Ethernet terminal, Wireless terminal, USB terminal Output: HDMI, Video, Component video out (Y, PB, PR), Phone out SD memory card [SDHC/SD]: AVCHD/ JPEG/ MPEG2 Television signal system: PAL625/50, PAL525/60, NTSC VIERA link:HDAVI Control 4 Dimensions: Set W440 X H63 X D327mm, subwoofer W181 x H361 x D315, speaker (front) W92 x H1280 x D81mm, speaker (center) W250 x H94 x D81, speaker (surround) W92 x H128 x D81 Weight: 4kg Universal dock for Ipod Whisper-mode surround Digital amplifier Digital synthesizer tuner 4 EQ presets Viera cast Smart Setup Bamboo cone speakers Ecology and economy circuit

Animal Print Tankini Top, at Mark's & Spencer
Feminine and pretty, this flattering tankini is designed in the latest shape. Make a splash!

2 Cotton Rich Lace Trim Vests, at M+S
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit

3 Lever Arm Bottle Stoppers, at Marks and Spencer
Pack of 3 Chrome look handle Ideal for sealing opened bottles, Manufacturer: Marks & Spencer

Ice Cream Star Age 5 Birthday Card, at Marks & Spensers
Cover text: Happy birthday 5 Inside message: Have a lovely day Approx size: 174 x 126mm

Stitched Waistband Straight Leg Trousers, at Marks & Spensers
Smart and stylish, these straight leg trousers are outstanding value. They're easycare and makes a great choice for work

Animal Print Slab Stretch Bracelet, at Marks and Spencer
Animal print design Stretch style Inner diameter: 5.5cm

I Love Sugar Recipe Book, at Marks and Spencer
Over 100 easy-to-follow recipes for all manner of sweet treats. Each illustrated with a beautiful colour photograph of the finished dish. Handy square format

Beau Moulin Blanc 2008 - Case of 12, at Marks and Spencer
Grape variety: 50% Ugni Blanc, 30% Maccabeu, 10% Grenache Blanc, 10% Vermentino Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.