Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Tiny Fairies Nan Birthday Card, at Marks and Spencers
Cover Text: To my lovely Nan, You mean such a lot to me xx Inside Message: Hope that your birthday is as special as you are xx Approx. Size: 178 x 126mm

Angel Spot Print First Bra & Knickers Set, at Mark's & Spencer
Soft and comfortable, this spot print bra and knickers set is made from stretch cotton. It's designed to give gentle support and a flattering fit

Pure Linen Pintuck Design Floral Top, at Marks and Spencers
Bring some casual elegance to your wardrobe, with this short sleeve floral print top, that features a button placket and pintuck design, giving it an extra stylish twist

Autograph Leather Zip Up Biker Jacket, at Marks & Spenser
This super soft leather biker style jacket is part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Footglove™ Bound Court Shoes, at Mark & Spensers
Round toe Bound edges Mid heel Footglove™ soles are comfortable, highly flexible and lightweight

Non-Wired Padded T-Shirt Bra, at Marks and Spencers
Non-wired to provide you with a more natural silhouette. This great bra offers superior support thanks to adjustable straps and added stretch, while the easycare design guarantees convenient comfort

Bright Prints Range Set of 3 Pens Circles, at Marks & Spencers
Set of 3 13.5cm x 0.1cm

Per Una Pleated Handbag with Charm, at Marks & Spencers
A heart shaped charm makes this fashionable bag even more special. Give your look the Per Una twist!

Cracked Shell Pendant Necklace & Earrings, at Mark's & Spencer
Pendant necklace Hook fastening earrings Cracked shell design

Gold Diamanté Hearts Engagement Card, at Marks and Spencer
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

Rosina Footstool, at Marks and Spencers
H41 x W56 x D56cm Seat: H45cm (all dimensions are approximate) Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Marble Square Tumbler, at Marks and Spencers
Plain Textured finish H10 x W6 x L6cm, Manufacturer: Marks & Spencer

Per Una Short Sleeve Mandie Lace Blouse, at Marks and Spenser
A feminine floral print blouse featuring a frill placket

ISIS Moisturising Aftershave Balm, at Mark & Spensers
Moisturising Alcohol free 100ml This product is not available for international delivery. Find out more

Gold Finish Wood Photo Frame 10 x 15cm (4 x 6"), at Marks and Spencer
Rectangle shape Pine wood border Gold finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Linen Blend Origami Design Skirt, at Marks and Spencers
The pretty stitch detail and flattering fit on this cool skirt with linen adds an extra feminine touch to a summer classic

Machine Washable Flat Front Trousers with Wool, at Marks & Spencer
Tailored from a soft wool blend fabric, these reliably smart trousers offer good crease recovery and a convenient easy to care for fabric. Ideal as a day to day workwear staple

Bright Prints Set of 3 Pens - Flowers, at Marks & Spensers
Pack contains: 3 ballpoint pens Bright floral prints Black ink Approx size: 135 x 10mm

Older Girls' Tatty Teddy Soft Dressing Gown, at Marks and Spencer
Fans of Tatty teddy will love this soft dressing gown featuring a motif of the popular character

Blue Harbour Cotton Rich Shorts, at Marks & Spencer
Whether you're active or relaxing, do it in style and comfort in these cotton rich shorts

Geneva 2-Seater Sofa (No Arms), at M&S
H88 x W152 x D96cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Digital Watch Hooded Top, at Marks & Spencers
Fun and fashionable, this long sleeve hooded top in soft pure cotton features a digital watch motif. A practical easycare style

Ballet Shoes Granddaughter Birthday Card, at Mark's & Spencer
Cover text: To a wonderful Granddaughter...Wishing you a magical birthday Inside message: May all your dreams come true on your birthday Approx size: 150 x 150 mm

Bordeaux Rosé 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Cabernet Sauvignon, Merlot & Cabernet Franc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Short Sleeve Hooded Cardigan, at Marks & Spencers
Pretty and feminine, this short sleeve cardigan is made from pure natural cotton and features front pockets for a fashionable look

Adored Floral Embroidered Non Padded DD-G Bra, at M&S
Delicate and stylish, this embroidered bra is exceptionally comfortable. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Grand Enclos de Ceron 2006 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Semillon, Sauvignon Blanc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sony Bravia 40'' KDL-40EX1 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marlow Wardrobe, at Marks & Spenser
H182 x W94 x D52cm With 1 hanging rail and 1 shelf 3 drawers Crafted predominantly from solid pine and fibreboard Assembled for you in the home This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Marlow Collection Set. Click here to view the internal layout of this furniture, Manufacturer: Marks & Spencer

Lexington Collection Large Trolley Bag, at Marks and Spencer
There'll be no things that go bump in the night with this easy to transport holdall. Supported by sturdy wheels and a stand-alone feature, its the ideal option for short trips or flying abroad

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.