Besides Marks & Spencers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

2 Cotton Rich Bold Stripe Tops, at Marks & Spenser
Fashionable and contemporary, these long sleeve stipe t-shirts in soft cotton is a practical easycare style

Cotton Rich Long Sleeve Stripe Jumper, at Marks and Spencer
Soft and comfy, this cotton rich jumper is outstanding value. A fashionable easycare style

Per Una Ditsy Floral Stretch Bracelet, at Marks & Spensers
Ditsy floral design Stretch style

Autograph Veneto Dining Table & 4 Bonded Leather Dining Chairs Set, at Marks & Spencer
Glass dining table: H73 x D120cm Seats 4-6 people Toughened clear safety glass Chairs: H89 x W41 x D50cm Seat: H47cm 4 bonded leather chairs Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Welt Pocket Bootleg Jeans, at Marks and Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

2 Assorted Underwired T-Shirt Bras, at Marks & Spensers
Smooth and versatile, this pack of 2 t-shirt bras is great value. They're designed to give gentle support and a flattering fit

Cocktail 21st Birthday Card, at Marks n Spencer
Cover Text: 21 Inside Message: wishing you a birthday full of fun! Approx size: 125 x 177mm

Autograph Milan Double Towel Rail, at Marks and Spencer
Double towel rail H7 x W49.6 x D12.87cm, Manufacturer: Marks & Spencer

Per Una Cotton Rich Cropped Trousers, at Marks & Spenser
A fashionable cropped pair of trousers in soft cotton rich fabric featuring an on the waist design. Comes with belt shown in the photograph

Autograph Sequin Leopard Print Shopping Bag, at Marks & Spenser
Fashionable and practical, this leopard print shopping bag is a useful accessory with bags of style!

2 Button Wide Leg Trousers, at Marks and Spencers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look. Specially designed to fit and flatter your shape

Panasonic Lumix DMC-TZ6 Digital Camera, at Marks and Spencer
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 2.7" TFT LCD Display ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Face Detection: AF/AE to focus on faces in the frame and remove unwanted red-eye Optical Image Stabilizer: MEGA O.I.S. to compensate hand-shake Intelligent ISO Control: To detect subject movement Intelligent Scene Selector: To select the optimal scene mode automatically AF Tracking: To continually track a moving subject and keep it in focus Intelligent Exposure: to correct the brightness level

Autograph Weekend Cotton Rich Rugby Top, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

M&S Corded Phone with Large Phonebook & Answering Machine, at Marks & Spencer
Extra large 3 line display 120 name and number phonebook Digital answering machine - Up to 20 minutes digital recording time with remote access Hands-free speakerphone Caller display stores information on the last 99 calls Last number redial Adjustable speakerphone and ringer volume Wall mountable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Silver Glitter Spot Luxury Wrap Pack, at Marks and Spencer
1 x sheet wrapping paper 1 x gift tag 1 x length ribbon Wrap: 685 x 98mm Tag: 115 x 65mm Ribbon: 2m

5 Cotton Blend Assorted Lace High Leg Knickers, at Marks & Spencers
These briefs are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

3 Pure Cotton Long Sleeve Cowboy Tops, at Marks&Spencer
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep him comfy and happy

Pinot Grigio Pfalz Qualitätswein 2007 - Case of 12, at Marks & Spencers
Style: Dry, light to medium bodied Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Germany Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Fold Countryside Scene Mother's Day Card, at Mark's & Spencer
Cover text: Special thoughts for a lovely Mum on Mother's Day Inside message: Blank for your own message Approx size: Unfolded: 178 x 126mm

Rosina 2-Seater Occasional Sofa Bed, at Mark's & Spencer
H85 x W174 x D97cm (extends to L233cm) Seat H47cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Mattress dimensions: L180 x W112 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa Bed will support a maximum combined weight of 160kg Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Cotton Blend Multi Pocket Jacket with Drawstring Waist, at Marks & Spencers
This flattering short length jacket looks great worn over casualwear for a relaxed look. Finished with a contemporary stitch design, this warm, easycare jacket will see you through the season in style

Older Girls' Super Soft Slippers, at Mark & Spencers
Fluffy design Mule style Slip-on

2" Longer Sleeve Satin Stripe Shirt, at Mark & Spensers
Smart and stylish, this 2" longer sleeve stripe shirt is made from pure cotton

Older Girls' Scallop Trim Belt, at Marks and Spencer
Fun and fashionable this scallop trim belt adds a stylish finishing touch

Pure Cotton Floral Print Knee Length Skirt, at Mark & Spencers
Cute and sassy, this cotton skirt features a floral print. A fabulous fashionable look

Autograph Scatter Heart Pendant Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencer
Multi diamant heart pendant Adjustable length Clasp fastening Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Pure Cotton Floral Print Knee Length Skirt, at Marks and Spenser
Cute and sassy, this cotton skirt features a floral print. A fabulous fashionable look

Cashmilon™ Polo Neck Knitted Jumper, at Marks and Spencer
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a polo neck.

5 Pairs of Long Butterfly Socks, at Marks & Spencers
With added stretch ensuring they stay up all day long, these cotton rich knee high socks are a perfect option for the coming school year

Pink Polka Dot Get Well Soon Card, at Marks & Spenser
Cover text: Get Well Soon Inside message: Get Well Soon

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."