Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton Belted Cargo Trousers, at Marks and Spencer
Casual and relaxed, these stylish pure cotton cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

Autograph Exclusive Rainbow Stripe Bandeau Bikini Top, at Mark's & Spencer
Luxurious and exclusive, this glamorous bikini top is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Collezione Wool Rich Single Breasted Coat with Cashmere, at Marks & Spencers
Elegantly stylish and meticulously finished, this coat is inspired by sophisticated Italian fashions

Autograph Blusher Brush, at Marks and Spencer
Handmade Enables you to achieve a controlled light and even coverage

Suede Nubuck Belt, at Marks and Spencer
This sueded leather belt will add that essential finishing touch to your trousers or shorts. Completed with a brass-effect buckle, this is an enduring and versatile choice for your casual outfits

Wide Fit Leather Apron Loafers, at M&S
Round toe Contrast apron stitch Twin gusset Slip-on Wide fit

Baroque Jacquard Duvet Cover, at M&S
Single (3ft) Double (4ft 6in) King Size (5ft) Super King Size (6ft) Abstract baroque jacquard design, Manufacturer: Marks & Spencer

Autograph High Waist Knee Length Pencil Skirt, at M+S
Sleek and stylish, this shapely pencil skirt is designed to fit and flatter. Exclusive, luxurious and beautiful

Pure Cotton Embellished Kaftan, at Marks and Spencer
Gorgeously feminine, this flattering kaftan is designed in the latest shape. A fabulous fashionable look

Younger Girls' Tatty Teddy Star Dressing Gown, at Marks & Spensers
Fans of Tatty Teddy will love this fluffy dressing gown featuring a motif of the popular character

Woodhaven Shiraz 2007 - Case of 12, at Marks and Spenser
Style: Medium bodied Grape variety: Shiraz Country of origin: USA Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Trio Eye Colour, at Marks & Spensers
Hypoallergenic

Portfolio Scoop Neck Plain Top, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Vintage Style Car Birthday Card, at Marks and Spencers
Cover text: Birthday wishes, Excellent quality guaranteed, Extra Special Message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Mirrored Collection 6-Drawer Chest, at Marks and Spencers
H81 x W121 x D51cm 6 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Philips FlexCare Rechargeable Sonic Toothbrush, at Marks & Spencer
Smartimer: 2-min. timer helps to ensure recommended brushing Speed: 31,000 brush strokes per minute Battery type: Lithium Ion rechargeable battery Operating time (full to empty): Fully charged should provide 20 2-min. brushings Designed for a better fit with your mouth 3 Flexible brushing modes, 2 Personalized cleaning routines All-in-one sanitizing, charging and storing solution M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Abbey Corner Chaise - Left-Hand, at Marks and Spencers
H95 x W291 x D106cm Length L164cm, seat H54cm (all dimensions are approximate) Left-hand chaise - Chaise is on the left side when viewed from the front of the sofa Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Official England FA Woven Lined Jogging Bottoms, at Marks and Spencer
A must for footie fans! These official FA England joggers feature a tie waist and the three lions crest. A modern easycare style in soft comfortable cotton

Acapulco Ring, at M&S
Chunky design Sun detail

Glam Girl Sticker Activity Book, at Marks & Spensers
Ever stuck for something to do? Then this fantastic book is just for you! Get busy with the colourful activities and think up creative ways to use your beautiful butterfly stickers. They can flutter their way onto gift wrap, greeting cards, invitations or accessories. Just use your imagination

Let's Cook with Kids Book, at Marks and Spencer
Let's cook with kids is all about cooking together and having lots of fun at the same time. There are over 20 delicious, easy-to-make recipes for you to try, from yummy breakfasts like American-style pancakes to quick after-school suppers such as tasty noodles; not forgetting lots of mouth-watering puddings

Single Sprung-Edge Non-storage Divan & F300 Memory Foam Mattress, at Mark & Spensers
Single Mattress (3ft): W90 x L190 cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petit Chablis 2007 - Case of 6, at M&S
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Short Sleeve Criss Cross Print Top, at Marks & Spensers
This fabulous short sleeve top features a stunning criss cross design. A vibrant new look, perfect for this season

Perfect Long Sleeve Henley Neck Jumper, at Marks and Spencer
Your autumn wardrobe wouldn't be complete without one of these. The buttoned Henley neck gives a pretty, feminine finish

Black Glass Photo Frame (4 x 6), at Marks and Spencer
Black glass design Dimensions: 4 x 6, Manufacturer: Marks & Spencer

Autograph Pure Wool Single Breasted 1 Button Stripe Jacket, at Marks & Spencers
The only choice for the sharp dresser: Autograph's stylish designer-quality collection boasts the finest fabrics and closest attention to detail for an impeccable contemporary look

Touch Table Lamp, at Mark & Spencers
Fabric shade Touch and glow feature M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Slim Fit Plain Poplin Shirt, at Marks & Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Gold Label Reserve Chardonnay 2007 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."