There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Besides Marks & Spenser Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Cotton Rich Lace Trim Shorts, at Marks&Spencer
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Pure Cotton Candy Stripe Bedset, at Marks and Spencer
Candy stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases, Manufacturer: Marks & Spencer

Blue Harbour Tropical Floral Swim Shorts, at M+S
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Perfect 125 Years Leather Classic Brogue Shoes, at Marks and Spencer
Pointed toe Punch feature Stitch detail 5 eyelets Lace-up Block heel

Griffin iTrip Auto FM Transmitter and Charger for iPod, at Marks & Spensers
Designed specifically for use in the car Large, easy-to-read backlit LCD screen affords quick, precise station selection and easy status at a glance Antenna: Built-in Modulation: FM Stereo Control speaker volume from your car stereo controls SmartScan - the easiest-to-use FM transmitter Power: Provided by 12 Volt cigarette lighter / power outlet (no batteries required) Frequency response: 50Hz to 15KHz Compatible with all 30 Pin Dock iPod's Nano 1G 2G 3G, Mini, Photo, Click Wheel, Video, Classic, Touch 1G but this iTrip does not charge iPod Nano 4G and Touch 2G Product Dimensions: 14 x 3.7 x 20.3cm Weight: 908g

Check Flat Cap, at M+S
A traditional British classic, this is a versatile style that looks great worn smart or casual

Big & Tall Flat Front Trousers, at Marks n Spencer
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Nintendo DS™ LEGO® Batman®: The Videogame, at Marks and Spenser
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides The Nintendo DS version will offer touch screen interaction, and two-player co-op using the DS local wireless network capability You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Nintendo DS, ESRB Rating: Kids to Adults

Big & Tall Stormwear™ Single Pleat Trousers with Wool, at Marks and Spencer
Innovative and stylish, these single pleat trousers are made with Stormwear™ technology. The unique water and stain repellent finish keeps you feeling dry and comfortable. Perfectly proportioned for big and tall men

Wentworth 3-Seater Sofa, at Marks and Spenser
H96 x W204 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Feet are castors Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Funnel Neck Half Zip Fleece Jacket, at Marks and Spencer
An essential part of any wardrobe, this great value half-zip fleece is warm and cosy. A fashionable and practical choice

Dualit Vario 2-Slice Toaster - Chrome, at Marks & Spencer
1200 watt 2-slice toaster Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed and extra wide 28mm slots to accommodate larger items and the optional sandwich cage Patented, award-winning ProHeat technology Adjustable inner wire guard to grip toast and high lift mechanism to remove small items easily Easy cleaning with a stainless steel cover Hand-built in England Selector switch - use only the slots required Designed to last - each individual parts is replaceable or repairable Designed for use in commercial kitchens Weight: 3.5kg Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

First Readers Sleeping Beauty Sticker Book, at Marks & Spencer
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

7 Pairs of Big & Tall Freshfeet Square Box Design Socks with Silver Technology, at Marks and Spenser
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Pure Cotton Hello Kitty Short Sleeve Top, at Marks & Spensers
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style

Multi Button Leather Gloves, at Marks & Spencers
These fashionable and elegant leather gloves are finished with contrast stitch detail and are warmly lined. Perfect for keeping out the cold without compromising on style

Oxford Toe Cap Shoes, at Marks and Spencer
Round toe Stitch detail Lace up Block heel

Detroit Wardrobe & 2 Bedside Chests Set, at Marks & Spencer
3 piece set Wardrobe: H195 x W90 x D59cm Bedside Chest: H64 x W46 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mummy and Me Teapot Tea Set, at Marks and Spencer
Contains 1 milk jug, kettle, 4 x cups and saucers, 4 x knives, spoons and forks, cake and 4 x plates Promotes imaginative play Pieces pack away inside the teapot Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure ChargePAK B1 Rechargeable Battery Pack, at Marks & Spenser
Replaces the need for alkaline batteries Easy to install - can be fitted in seconds Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Provides up to 20 hours wireless listening Specification: lithium-ion 3.7V 4200mAh. Compatible with Pure ONE Mini M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Acrylic Collection Small Bowl, at Marks & Spencer
Dishwasher safe Diam 15 x H7cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Straight Leg Jeans, at Mark's & Spencer
Fashionable and contemporary, these straight leg jeans made from pure cotton are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

M&S 1GB Micro SD Memory Card, at M&S
Compatible with digital devices with a microSD card slot Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 970MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Limited Collection Faux Snakeskin Tote Bag, at Marks & Spencers
Fashionable and fabulous, this faux snakeskin print handbag is designed in one of this season's key shapes. It's a practical as well as a trend-conscious accessory. Get the latest look!

Dan's Mouse Floral Mum Birthday Card, at Marks & Spenser
Cover text: With love to you Mum, On your Birthday! Inside text: Have a great day! Size: 150 x 215mm

Large Wine Glass, at Marks and Spencers
Large wine glass, Manufacturer: Marks & Spencer

Bold Stripe Wallpaper, at Marks and Spencers
Manufacturer: Marks & Spencer

Fresh Fruit Platter with Extra Thick Channel Island Double Cream, at Marks and Spencer
Serves 8 Ready to eat Suitable for nut allergy sufferers Cream: 227ml Fruit: 745g As featured on page 53 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

3 Pairs of Cotton Rich Argyle Socks, at Marks and Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

2 Pairs of Fishnet Tights, at Mark & Spensers
Add some stylish flair to that chic skirt or dress and shape, lift and define your figure with this great value 2 pack of fishnet tights. A reinforced toe, comfortable sole and added stretch provide long lasting comfort and durability.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.