Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Patent Faux Crocodile Skin Belt, at Marks & Spencer
Define your waistline with this fashionable patent faux crocodile skin belt

Champagne Oudinot Medium Dry - Case of 6, at Marks & Spencer
Style: Medium dry Grape variety: Mixed Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Footglove™ Leather Ankle High Buckle Boots, at Marks and Spencer
Square toe Stitch detail Buckle detail Zip fastening Block mid heel Heel height: 50mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Luxury Single Breasted 2 Button Plain Jacket, at Marks & Spencer
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Classic Ceramic Towel Ring, at Marks & Spensers
Ceramic and stainless steel design H16 x W15 x D6cm, Manufacturer: Marks & Spencer

Portfolio Short Sleeve Rope Neck Top, at Mark & Spencers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Per Una Modal Rich Spot Print Bra, at Marks and Spencer
Modern and colourful, this spot print bra is embellished with a stylish contrast lace trim. It's underwired for extra support and the plunge style gives an enhanced shape. Pretty everyday fashion

Autograph Pure Cotton Floral Print Shirt, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

PlayStation® 2 Ben 10: Protector Of Earth, at Marks and Spencers
Take control of the Omnitrix and play as 5 different alien heroes from the show, including Four Arms, Heatblast, Cannonbolt, Wildvine and XLR8 Collect experience points to upgrade your characters and unlock over 80 combo moves Venture to 14 different levels and unlock 4 challenge locations Challenge your friends in battle mode or play together in 2-player co-op mode Unlock additional content including character skins, show clips and never-before-seen concept art 2007 Sony Computer Entertainment Europe This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Green Floral Pillowcase, at Marks and Spencer
Floral embroidered design Contrast layered frill trim Fits standard pillows, Manufacturer: Marks & Spencer

Bonded Jacquard Underwired DD-G Bra, at Marks and Spencer
Soft and comfortable, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Blue Harbour Pure Cotton Short Sleeve Shirt, at Marks and Spencer
Stay cool during the summer season with this short sleeve shirt. It's made from soft cotton and looks great with jeans or shorts

Maternity Open Front Jersey Cardigan, at Marks and Spencer
Smart and stylish, this jersey cardigan is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Airflex™ Flexi Apron Lace-Up Shoes, at Marks & Spencer
Square toe Apron stitch detail Lace-up 3 eyelets Low heel Unique Airflex™ airflow system for unbeatable comfort

Indian Summer Leaf Embroidered Cushion, at M&S
L50 x W50cm Square Leaf embroidered design, Manufacturer: Marks & Spencer

Pure Cotton Knee Panel Jeans, at Marks and Spencer
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Performance Pure Wool Twin Pleat Plain Trousers, at Marks&Spencer
aspirational copy

Per Una 3/4 Ruffle Sleeve Tie Front Bolero, at Mark & Spensers
A fashionable 3/4 length ruffle sleeve bolero with tie front fastening

Alnwick Floor & Table Lamp Set, at Marks & Spencer
Pack of 2 Square base Brushed chrome finish Double stem design Floor lamp: H143.5 x W34 x D20cm Floor lamp: Bulb: 100W ES GLS Table lamp: H60.5 x W28 x D18cm Table lamp: Bulb: 60W ES GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Strings of Life Platinum Plated Ring, at Marks and Spencer
Crossed design Platinum plated

Sony Bravia 52'' KDL-52W4500 HD 1080p LCD TV, at Marks and Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 52 inch LCD TV, 6.2 Mega Pixels Contrast ratios: Dynamic contrast 50,000:1 Integrated Digital and Cable Tuner Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported providers only) Dimensions: With Table Stand W126.2 x H87.1 x D34.7, Without Table Stand W126.2 x H82.9 x D11.9 Weight: Weight Inc. Stand 39.5kg, Weight Without Stand 33kg S-Force Pro Front Surround: Gives you virtual surround sound from just two front speakers Conections: Digital Audio Output (optical) x1, HDMI™ Inputs x3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs, Composite Video In, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB), BRAVIA Sync, DLNA Ethernet (Music/Photo), Digital Media Port BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen 24p True Cinema: Shows films at 24 frames per second, just like a real cinema BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Refreshing Trio Collection - Case of 12, at Marks & Spencer
4 Hungarian Pinot Grigio Ros 2007: An appealing, fresh, vibrant ros, with a delicate strawberry aroma... 4 Hungarian Pinot Grigio 2007: A refreshing aromatic white with vivacious fruity flavours of limes, tangerines and melons... 4 Hungarian Sauvignon Blanc 2007: A refreshing, modern Sauvignon Blanc with a lively aroma... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Classic Collection Straight Leg Trousers, at Mark & Spensers
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

First Mummy's Day Card, at Marks&Spencer
Cover text: 1st Mummy's Day Inside message: A Special Day for a Special Mummy Approx size: 150 x 150mm

Griffin Wave Case for iPod Touch, at Marks & Spencer
The distinctive wave shape on the case defines elegant styling as well as unique functionality. Wave's overlapping curves of the closure provide increased surface area to lock together with greater security for your iPod. Included screen protector guards your screen, but allows complete access to your iPod clickwheel. Wave for iPod touch (2nd generation) includes protection for your multi-touch display

Floral Garden Rug, at Marks & Spensers
Rectangular shape Floral design Contrast border Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Large Marquis Ring, at Marks and Spencer
Faceted faux gemstone Chunky design

Cashmilon™ Crew Neck Knitted Jumper, at Marks and Spenser
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a crew neck

Footglove™ Leather Ankle Boots, at Marks & Spencers
Pointed toe Stitch detail Zip fastening Heel height 62mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."