Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Château Gasparets Corbières 2007 - Case of 12, at Mark's & Spencer
Style: Full Bodied Grape variety: Carignan, Syrah, Grenache, Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Triple Ridge Hoop Earrings, at Marks & Spensers
Triple ridge detail Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Bow Charm Necklace, at Marks n Spencer
Clasp fastening Adjustable length Link chain Bow feature Heart and star charms Necklace length 43cm, extendable by 5cm

Per Una Short Sleeve Knitted Top with Floral Scarf, at Marks and Spencers
A cosy short sleeve knitted top with a floral scarf, features lace trim neckline

Silver Plated Cluster Disc Bracelet, at Marks & Spenser
Silver plated Art deco style Cluster disc floral design Diamant detail

Per Una Scoop Neck Ruffle Front Top, at Marks and Spencer
An elegant fine stripe top featuring cap sleeve and rear keyhole detail. The tiered ruffle design gives it the Per Una touch

2 Pairs of 60 Denier Opaque Diamond Tights, at Marks and Spencer
These essential 60 denier diamond tights are fantastic value. They're made with added stretch for a great fit and shape retention

ARCHOS TV+ 250GB, at Marks n Spencer
Record TV: Easily schedule recording with the electronic program guide from satellite receiver, cable box or DVB-T adapter Hard Drive: 250GB hard drive to store up to 310 films or 465 hours of recorded TV content, 2.5 million photos or 145,000 songs, create a media library, watch video and view photos Recording: High quality MPEG-4 recording Internet: Direct and instant access to the internet (requires web browser plugin), WiFi and internet connections, remote control with mouse pointer and keyboard for easy navigation Content Portal: Easy access to download and rent DVD resolution films and video content via the Content Portal icon Stream Content: Watch videos, views photos or listen to music stored on your computer, no file copying needed Share: Easy and fast transfer from digital camera and other storage devices Connectors: Composite video, S-Video, RGB, Component in and HDMI out M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Speziale Long Wear Pressed Powder, at Mark & Spensers
Long wear, light diffusing pressed powder Lasts for up to 16 hours Hypoallergenic 11g

Heritage Collection - Mini Table Lamp, at Marks and Spencer
Conical shade Bulbous stem with cut glass feature Round base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Abalone Pendant Necklace & Drop Earrings, at Marks and Spencers
Multi bead pendant necklace with clasp fastening Hook fastening earrings Abalone design

Autograph Leather Lace-Up Apron Shoes, at Marks & Spencer
Square toe Stitch detail 3 eyelets Lace-up Apron design Block heel

Autograph Sheer Lace Padded Balcony Bra, at M & S
Elegant and feminine this sheer lace bra looks and feels luxurious. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

3 Pairs of Assorted Stripe Socks, at Mark & Spencers
Brighten up his underwear drawer with these fashionable stripe socks

Best Of British Trivia Card Game, at Marks&Spencer
Number of players: 2+ Suitable for ages 14+ Contains: 150 question cards, score pad, pencil and instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big & Tall Single Pleat Trousers, at Marks and Spenser
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Global Traveller Flight Bag, at Marks&Spencer
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing flight organiser

Pure Cotton Gem Buckle Captain Hat, at Marks & Spencers
Keep ahead of the trends with this contemporary gem buckle sunhat, an essential look for style in the sun

Maternity Ruched Hipster Bikini Bottoms, at Marks & Spencers
Smart and stylish, these ruched bikini bottoms are designed to flatter you and your bump. Added stretch and a clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Cotton Blend Pleated Ribbons Bedset, at Marks and Spenser
Pleat design Ribbon detail Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Pure Silk Brushed Animal Print Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk brushed animal print scarf. The perfect accessory to this season's styles

Older Boys' Triple Riptape Strap Trainers, at Marks n Spencer
Round toe Stitch detail Triple straps with riptape fastening Grip sole

Autograph Flock Stripe Lace Padded DD-G Bra, at M&S
Elegant and feminine, this lace detail bra features flock stripe design. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Samsung 46'' UE46B7020 HD Ready LED TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 46 inch LED with 1920 X 1080 pixels Dynamic contrast ratio: Mega contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W112.9 x H27.5 x D76.7cm (with stand), W112.9 x H29.9 x D70.5cm (without stand) Weight: 22.5kg (with stand), 17.7kg (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 4 x HDMI , 1 x scart(mini jack), 1 x RF Input, 1 x component, and 1 x PC input, 1 x ethernet (LAN), 1 x CI slot, 2 x USB, 1 x digital audio (Optical) (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Ultra Clear Panel: Retains the same high performance in any light conditions 100 Hz Motion Plus: Motion Plus technology uses extra frames to create seamless, smoother more precise images on screen Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pure Silk Ethnic Spot Print Tie with Stain Defence™, at Marks & Spensers
Add a luxurious finishing touch with this smart ethnic spot print tie in pure silk

2" Longer Autograph Pure Cotton Plain Poplin Shirt, at Marks and Spencer
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Fairtrade Organic Cotton Animal Sleepbag, at Marks and Spencer
Look below to see a video clip about FairtradeThis cute sleepbag is made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Football Shirt Cake, at Mark's & Spencer
Order by 5pm to collect in 7 days Serves 40 Blue icing Sponge cake: all-butter sponge filled with buttercream and raspberry jam 16.5 x 25cm 1.9kg Available for collection in the majority of our UK mainland stores As featured on page 65 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Road Monsters Police Vehicle Set, at M&S
Suitable for ages 3+ 5 police vehicles Die cast police car, van, 4x4 vehicles and a helicopter Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Pure Linen Pretty Frill Shirt, at MarksandSpencer
A feminine 3/4 length sleeve shirt in pure cool linen. Ruffle details give it the Per Una touch

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money Direct financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Buildings Insurance than you will anywhere else, and you may even pay less with M&S.