There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Pure Cotton Embroidered Animal Sleepbag, at Marks and Spencer
Cosy and comforting, sleepbags make a great way to stop babies getting tangled up in covers. This padded cotton rich embroidered sleepbag will keep him at a comfy temperature throughout the night

Big And Tall Suedette Rib Jacket, at Marks n Spencer
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Gardening Collection Books, at Mark's & Spencer
This collection includes three great gardening books (Small Gardens, Pots & Containers, A Year in your Garden), a Planning your Gardening Year poster and a handy notebook

Design Mats - DAMASK, at Marks & Spencers
Manufacturer: Marks & Spencer

Taranto Coffee Grinder, at Marks & Spencer
2 to 12 cup capacity 200 watt 3 settings (fine, medium, coarse) Manual on / off switch Cord storage 2 year guarentee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Boycat Merlot 2008 - Case of 6, at Mark's & Spencer
Style: Medium bodied Grape variety: Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Assorted Shell Design Handkerchiefs, at Marks n Spencer
Luxuriously soft handkerchiefs in pure cotton

2 Sea Creature Swim Shorts, at Marks and Spencers
Fun and fashionable, these lined shorts fit comfortably and securely. Sea creature designs add a fab finishing touch

Autograph Floral & Feather Occasion Hat, at Marks & Spencers
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Rose & Freesia Gift Bag, at Marks & Spenser
A brilliant assortment of orange roses and beautifully scented white lilac and cerise freesias, presented in a contemporary gift bag with ribbon handles Available for delivery from 1st April to 30th September 2009

Leather Buff Holdall, at Marks & Spenser
Stylish and practical, this leather holdall is ideal for business or weekend travel

Floral Lace Footsies, at Mark & Spencers
These soft floral lace footsies are designed to hide inside your shoes for extra comfort

Autograph Pure Marble Soap Dispenser, at Marks & Spenser
Pump action Textured finish Cuboid H18.5 x W6 x L6cm, Manufacturer: Marks & Spencer

La Basca Uvas Tintas 2008 - Case of 12, at M&S
Style: Full bodied Grape variety: Tempranillo Country of origin: Spain Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Mini Limited Stripe Cardigan, at Marks & Spensers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Dual Colour Strap Tankini Top, at M+S
Fresh and pretty this flattering twin strap tankini is designed in the latest shape. Make a splash!

Autograph Sateen - SATEEN STRIPE PC, at Marks and Spencers
Manufacturer: Marks & Spencer

Pure Cotton Moleskin Jacket, at Marks and Spencers
Practical and fashionable, this mid length jacket is made from easycare cotton. Its contemporary styling will keep you looking sleek and chic season after season

Blossom Tree Embroidered Duvet Cover, at Marks & Spencers
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Pure Cotton, Manufacturer: Marks & Spencer

2 Cotton Rich Cropped Bottoms, at Marks and Spencers
Soft, stretchy and comfy, these fashionable cotton rich leggings are a wardrobe essential

Long Sleeve Belted Zip Coat, at Mark's & Spencer
A smart coat in a flattering shape will never go out of style. This coat is made from a machine washable, non iron fabric for added convenience

Shady Grove Cabernet Sauvignon - Case of 6, at Marks and Spenser
Style: Full Bodied Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pleated Corduroy Skirt with Tights, at Marks and Spenser
Pretty and fashionable, this corduroy skirt with tights is outstanding value!

2 Halves of Dressed Fresh Canadian Lobster, at Marks & Spencer
Serves 2 2 halves Ready to eat 184g total weight As featured on page 22 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Wooden Body Care Styling Hair Brush, at Marks & Spencer
Wooden design Rounded pins This brush is made with wood from well managed forests as certified by the Forest Stewardship Council

Schoolwear Plus Fit Senior Stormwear™ Recycled Girls' Blazer, at Marks and Spencers
This larger sized blazer is treated with our unique Stormwear™ finish which repels water and Stain Defence™ to repel stains. It's made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations View Plus Schoolwear Size Guide. Find out more

Mechanical Dancing Friends Birthday Card, at Marks & Spenser
Cover Text: a friend is someone to dance like crazy with... Inside Message: With love Approx size: 135 x 135mm

Indian Summer Pure Cotton Embroidered Runner, at Marks and Spencers
Dimensions: L230 x W33cm Leaf embroidered design, Manufacturer: Marks & Spencer

Camping Cooking Pot Set, at M+S
Ideal for camping trips

The World Is Not Enough DVD, at Mark's & Spencer
Rating Parental Guidance,

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.