Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Panasonic 26" TX-L26X10 HD Ready LCD TV, at Marks & Spensers
HD Ready: Displays images in HD resolution, defined for HDTV use, when connected to an HD compatible device Display: 26 inch plasma display, 1,049,088 (1,366 x 768) pixels Contrast (Dynamic): 30,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W66.4 x H43.4 x D11.9cm (without stand) W66.4 x H47.4 x D21.7cm (with stand) Weight: 10.5kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

4 Pairs of Ribbed Wool Rich Socks, at Marks & Spencers
Warm and comfortable, these easycare socks are made from a blend of finesoft lambswool and resilient nylon so they have the softness, breathability and absorbency of wool and are hard wearing. A reinforced heel and toe gives extra durability

Flock Heart Wedding Card, at Marks and Spencer
Cover text: WEDDING Inside message: Blank for your own message Approx size: Unfolded: 178 x 126 mm

Straight Leg Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers

Loop & Feather Comb Headpiece, at Marks and Spencers
Keep tumbling tresses off your face with this stylish loop and feather slide in comb

Blue Harbour Short Sleeve Space Check Shirt, at Mark's & Spencer
Stylishly smart casual, this check shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

5 Cotton Rich Leopard Print Shorts, at Marks and Spencers
These leopard print cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Blue Harbour Real Cool & Fresh Pure Linen Short Sleeve Check Shirt, at Marks and Spencer
Relaxed and stylish, this check shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Per Una Mixed Bohemian Bead Rope Necklace, at Marks and Spencer
Rope necklace Mixed bead design Length: 84cm

Collezione Pure Wool Single Pleat Stripe Trousers, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Satin Stitch Duvet Cover, at Marks & Spencers
500 thread count Woven as sateen Satin stitch 100% Supima cotton - the world's finest cotton Comes in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

3 Pairs of Collezione Square Socks, at Marks and Spencers
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Younger Boys' Pure Cotton Policeman Pyjamas, at Mark's & Spencer
The policeman design makes these soft pure cotton pyjamas so much fun.

125 Years Luxury Wool Rich Flat Front Trousers, at Marks and Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

Abbot Chair, at Marks and Spencer
H78 x W76 x D78cm Seat H43cm, arm H71cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Black Floral Beautiful Day Birthday Card, at Marks and Spencer
Cover text: Have a beautiful birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Sprung-Edge Divan with 2 Large + 2 Small Drawers & M400 Mattress - Soft, at Mark's & Spencer
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leaf & Buds Cushion, at Marks & Spenser
Square shape Leaf print L50 x W50cm, Manufacturer: Marks & Spencer

Miele S4212 Plus Vacuum Cleaner, at Marks & Spencer
3.5 litre capacity dustbag with automatic hygiene shutter, Type F/J/M 2000W motor powerful but quiet Electronic gentle motor start-up Electronic suction power control using the rotary dial 6 power settings including Silence setting, 3002000 W Supplied with a Super Air Clean filter Operating radius 9m 3 smooth running 360 castor wheels 3 accessories: upholstery nozzle, dusting Standard floorhead SBD 450-3 with retractable brushes for edge to edge cleaning of carpets and hard floors and 360 comfort swivel joint Park system for floorhead at rear of cleaner Bumper strip to protect cleaner and furniture Change dustbag indicator Automatic cut-out on overheating 2 dustbags supplied M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Glitter Small Gift Bag, at Mark & Spencers
Contains: 1 gift bag Approx size: H160 x W160 x D90mm

Cotton Rich Single Pleat Corduroy Trousers, at Marks & Spencer
The perfect choice for colder days, these smart trousers are made from warm, hardwearing fabric

The Bourne Ultimatum Blu-ray DVD, at Marks and Spenser
Rating Suitable for 12 years and over,

Large Bow Gift Bag, at Marks & Spencer
1 gift bag with tag Large satin ribbon bow feature H270 x W360 x D100mm

Black Silver Glass Photo Frame 13 x 18cm (5 x 7''), at Marks and Spencer
2 tone design Rectangle shape Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Long Sleeve Ribbed Polo Neck Jumper, at M+S
Modern and stylish, this polo neck jumper features a ribbed design. A versatile, easywear style

Portfolio Satin Ponte Dress, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Lightweight Dressing Gown, at Marks & Spencer
Soft and comfortable, this cotton blend dressing gown makes the perfect lightweight cover up

Collezione Snaffle Loafers, at Marks & Spencer
Square toe Slip-on Snaffle feature Block heel

Perfect Modal Blend Open Front Cardigan, at Marks and Spencer
Casual and contemporary, this fashionable open front cardigan is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Jeans & Sequin Top Birthday Card, at Marks and Spencer
Cover text: Boutique Essential birthday outfit Skinny jeans New sparkly top Gold pumps Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spensers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.