Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spenser Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Besides Marks and Spenser Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Only Fools and Horses 50th Birthday Card, at Marks & Spensers
Cover text: Have a cushty birthday 50 Inside message: Have a teriffic time! Approx. size: 230 x 114mm

Official ECB Pure Cotton Jersey Shorts, at Marks and Spencer
Young cricket fans can show their support in these official shorts, featuring contrast trims and the England Cricket logo. A comfortable, easycare style in stretchy cotton jersey

Autograph Pure Cotton Funnel Neck Jacket, at Marks & Spencer
This sharply styled casual jacket gives a fashionable urban look. Superior fabric, a contemporary design and exceptional attention to detail make it a must have for this season

DeLonghi Perfecta Easytronic ESAM5400 Coffee Machine, at Marks & Spencers
High performance 15 bar pump pressure Traditional cappuccino milk frother Ultimate bean-to-cup quality with only one touch to create perfect espresso Easytronic digital control panel: stylish ipod-style design with sleek illuminated icon display and rotating control dial Perfecta can be used with either fresh coffee or ground coffee Removable water tank (1.7 litres) Integrated professionalburr grinder with 7 adjustable coarseness settings Adjustable quantities of coffee and water to make an individually tailored cup of coffee Electronic temperature control so you can set your coffee from piping hot to medium temperature Removable brewing unit for easy cleaning Automatic shut-off of machine after a pre-set time has elapsed Adjustable steam emission Double boiler system, with one boiler exclusively for espresso and the other for steam, means your cappuccino can be made almost instantly with the press of one button Rinse and decalcification auto-programmes variable to reflect local water hardness Adjustable height coffee dispenser to accommodate either full size or espresso size Active cup warmer Removable drip tray with water level indicator Stylish high gloss black M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Firm Control Lace High Waist Knickers, at Mark & Spensers
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Airflex™ Comfort Apron Lace-Up Shoes, at Marks & Spencer
Round toe Lace up Thick grip sole Contrast stitch detail Unique Airflex™ airflow system for unbeatable comfort

24 Hair Grips, at Marks and Spencer
Fashionable and functional, these hair grips look pretty and gently keeps hair in place

Older Girls' Leather Fringe Boots, at Marks & Spencers
Round toe Contrast stitch detail Fringe feature Beaded drawstring Flat sole

Limited Collection Cotton Rich Multi Spot Vest & Shorts Set, at Marks & Spenser
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Autograph Stainless Steel Bar Tray, at Marks & Spencer
Diameter: 39cm Circular shape, Manufacturer: Marks & Spencer

Girls Only Fashion Handbook, at Marks & Spenser
The Fashion handbook contains everything you need to know about style! Full of fab tips, quizzes, games and pages to fill in

Pure Silk Mini Dot Tie, at M&S
Add a luxurious finishing touch with this contemporary mini dot tie in pure silk

Large Spot Tights, at Marks & Spencer
Add a stylish touch of chic with these head-turning large spot print tights

5 Older Girls' Pure Cotton Assorted Bikini Knickers, at Marks & Spenser
Practical and fashionable, this pack of 5 cotton knickers makes a great way to stock up on essential style

3 Autograph Pure Cotton Vests, at Marks & Spensers
Comfortable, practical and fashionable, this 3 pack of vests is made from soft breathable cotton

2 Pure Cotton Jersey Pyjama Bottoms, at Marks n Spencer
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Limited Collection Cotton Rich Spot Print Bikini Knickers, at Mark & Spencers
Fabulous and modern, these comfortable bikinis are part of our Limited Collection lingerie. They're made from soft stretch cotton, and the low rise style is perfect for wearing with hipsters. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

5 Pairs of 15 Denier Matt Ankle Highs, at Marks and Spencer
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top is designed to keep them in place without leaving marks

Liquid Concealer, at Marks and Spencer
Conceals dark circles and hides blemishes Hypo-allergenic 6ml

Ribbed Thermal Leggings, at Marks & Spencers
Keep your legs feeling warm during the colder months with these cosy thermal leggings. Pair with a skirt for a great winter look or wear them under your trousers for a snug extra layer

Faceted Duo Bangles, at Marks&Spencer
2 bangles Assorted colours Faceted design Slide on

Magnifying Beauty Mirror, at Marks & Spencers
Round 10 x magnifying Ideal for precision tweezing or make-up application

Compton Coffee & Side Table Set, at MarksandSpencer
Coffee table: H44.5 x L90 x W90cm Side table: H57 x W50 x D57cm Coffee table has fixed shelf Side table has a drawer Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Drawer fronts and boxes made with solid hardwood. Draw bottoms made with oak veneer Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength Handles made of solid antiqued brass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Front Frill Stripe Top, at Marks & Spenser
Smart and stylish, this front frill top is made from cool comfortable cotton and features a stripe design

The Dark Knight DVD, at Marks & Spencer
Release Date: 2008-12-08, Rating Suitable for 15 years and over,

Pure Wool Polonious Rug, at M+S
Rectangular shape Patterned Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Leopard Print Cross Body Bag, at Marks & Spencers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Tupungato Syrah 2008 - Case of 6, at Marks n Spencer
Style: Full-bodied Grape variety: Syrah Country of origin: Argentina Closure: Natural Cork Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sony Stamina Plus 9V Alkaline Battery, at Marks and Spenser
Voltage (V): 9.0 Cells per pack: 1 Size: 9V / 6LR61 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

Classic Collection Pure Silk Lightweight Floral Scarf, at Mark's & Spencer
Add a luxurious finishing touch to your look with this elegant pure silk floral print scarf. The perfect accessory to this season's styles

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.