Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Zebra Mannequin Jewellery Holder, at Mark & Spencers
Mannequin design Multiple hooks H18"

Pure Cotton 3/4 Sleeve Mock Layer Cardigan, at M & S
Smart and stylish, this mock layer cardigan is made from cool comfortable cotton and features a waist tie feature

Gold Finish Wood Photo Frame 20 x 25cm (8 x 10"), at Marks and Spenser
Rectangular frame Pine wood border Gold finish Aperture: 20 x 25cm (8x10") Dimension: H30.5 x W38.1 x D2.7cm, Manufacturer: Marks & Spencer

Luc Saint-Roche White 2007 - Case of 12, at Mark's & Spencer
Country of origin: France Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spencer
The stripe, flower and butterfly design adds a stylish touch to these comfortable cotton rich socks

Pure Cotton Short Sleeve Lifeguard Top, at Marks and Spencer
Cute and comfy, this practical cotton top features a 'lifeguard in training' slogan and motif. The envelope neckline makes it easier to dress him

Floral Mug, at Marks & Spencer
Floral design, Manufacturer: Marks & Spencer

Rimless Oval Reading Glasses, at Marks and Spencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Rimless oval design

Autograph Straight Leg Jeans, at Marks and Spencers
Aim for a must-have retro inspired look with the sandblasted wash and stylish whiskering of these contemporary five pocket jeans. Step out in style by teaming them with a slim cut blazer and pinstripe shirt

Pure Cotton Cropped Cargo Trousers, at M & S
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Limited Collection Double Buckle Shoulder Bag, at M & S
Fashionable and fabulous, this double buckle shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Hand Finished Traditional Scene Mother's Day Card, at Marks & Spenser
Cover text: To a dear Mum... May this Mothering Sunday be filled with as much happiness as you give to those around you... Inside message: With love Approx size: 178 x 126mm

WowWee™ RS Wrex The Dawg™, at Marks & Spenser
RS Wrex the Dawg's moods (Happy, Angry and Crazy) and desires (Exercise, Call of Nature and Hunger) are expressed by his hilarious "jackpot" eyes! His left eye displays his moods and his right eye displays his desires Change RS Wrex the Dawg's moods via the Mood Dial on the intuitive remote controller, by hitting him on his push button nose to reset his "jackpot" eyes, or allow him to change moods all by himself! Thanks to his junkyard construction, RS Wrex the Dawg occasionally malfunctions. When he begins his "malfunction animation", it is your cue to reset him using the programming hatch. If you do not enter a code in time, he will enter his "Breakdown Mode", and will not be able to do anything until you enter a reset code There are many possible reset codes that you can enter by accessing his reprogramming hatch: try programming him as a cat, or to disobey your commands! You can even re-program him as the original Robosapien™! Capable of performing a number of tricks including offering his paw, playing dead and dancing! You can select the tricks via the Trick Dial on the remote controller. Each of his moods features its own unique set of tricks Features a remote controller that matches his junkyard origins; it allows you to access all of his features and tricks using dials and picture icons! Zips around rapidly on his two hind wheels and two jointed front legs Features swivelling ears, a moving jaw, and a squeaky tail Set him to "Guard Mode" and have him warn you when strangers approach Select the Off the Leash icon from the remote controller's Mood Dial and he will explore your home all on his own! Features a Sleep Mode to conserve battery life Featuring an optional edge detection function, RS Wrex the Dawg will avoid edges and obstacles, and will know when he has been picked up Program a sequence of actions up to 80 steps and he will perform them back flawlessly! RS Wrex the Dawg can "see" in front him; he will react to movements and obstacles in his field of vision! Features an entertaining Demo Mode, in which he shows off his movements and personality! 9 motors 10 eye icon combinations IR sensors Speakers Age: 8+ Dimensions: L33.2 x H24.1 x W33.2 cm Weight: 1.8 KG Batteries: 4x "C" alkaline, 2 x "AA" (remote controller) Batteries not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

LED Light Collection Butterfly, at Marks and Spenser
Ideal use for garden lighting Butterfly design Batteries supplied H4 x W11cm This product is not available for international delivery. Find out more

Firm Control No VPL Floral Low Leg Shorts, at Marks and Spencer
Look slimmer in seconds! These firm control shorts gently flatten tummies for a sleeker, slimmer silhouette. They're designed without hems for a smooth no-show look under clothes

Domaine Régismont Merlot Cabernet 2007 - Case of 12, at Marks & Spencers
Style: Full Bodied Grape variety: Merlot, Cabernet Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wool Blend Single Breasted Mid Length Jacket, at Mark's & Spencer
Smart and stylish, this wool blend jacket makes a fashionable and practical choice

Ceriso Lace Trim Thong with Silk, at Marks & Spencer
Flirty and fashionable, this modern thong features a lace trim. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

2 Easycare Long Sleeve Stripe Shirts & Tie Set, at Mark & Spencers
Smart and stylish, these easycare shirts make a practical choice for everyday wear

Dave's Celebration Goal Birthday Card, at M&S
Cover Text: Happy Birthday! Inside Message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

Pure Cotton Drawstring Joggers, at Marks and Spenser
Ideal for PE, these comfy pure cotton joggers give a relaxed fit for ease of movement and casual style

Oakham™ Chicken Crown with Bacon Lattice, at Marks & Spensers
Serves 4-5 Ready to cook Suitable for freezing 1kg As featured on page 36 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Beauty Care Blotting Papers, at Mark's & Spencer
Contains 100 papers Removes excess oil from the skin Helps to provide an all over matt complexion

Layered Cover Up Beach Dress, at M&S
Fabulously fashionable, this flattering cover up is designed in the latest shape. Fashionable, practical and comfortable

Double Breasted Reefer Coat, at Marks & Spencer
The reefer coat is a flattering and fashionable must-have. This version, featuring double breasted design, will look great teamed with this season's styles

V-Neck Long Vest, at Marks n Spencer
A simple design provides the perfect finish to the snug, easy to care for fabric of this wardrobe staple. Ideal for sleeping, layering under your favourite tops or simply wearing on its own

M&S 2GB Memory Card, at M+S
Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 1940MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Easy Chicken, at Marks and Spenser
Tantalise your taste buds with this great collection of tasty chicken recipes

Per Una Maxi Length Panelled Denim Skirt with Belt, at Marks and Spencers
An elegant full length denim skirt in stretch cotton featuring a panel design

Baby Gift Card, at Marks&Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.