When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M+S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Smooth Cup Padded Bra, at Mark's & Spencer
Sleek and stylish, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

Per Una Styled Embroidered Brazilian Knickers, at Marks and Spencer
Elegant and feminine, these stylish brazilian feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Per Una Pure Linen Wide Leg Trousers, at Mark's & Spencer
Casual wide leg trousers in pure cool linen featuring a double button fastening

Elephant Party Time Invitations, at Marks & Spencers
Cover text: Party time come and have fun! Inside message: Dear........, You are invited to a party, On............, Time..........., Place........., Hope you can come, RSVP............... 10 cards, 1 design This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

3 Younger Girls' Pure Cotton Dora The Explorer Sleeveless Vests, at Marks n Spencer
A must for fans of Dora The Explorer show, these cotton sleeveless vests feature motifs of the popular character

Malabar Glazed Unit, at Mark & Spensers
H190 x W110 x D49cm 4 drawers 3 adjustable shelves Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dotty Aunty Bubbly Birthday Card, at Marks and Spenser
Cover text: Have a Bubbly Birthday Aunty x Inside message: Blank for your own message Approx size: 215 x 150mm

Holiday Puzzle Book, at Marks & Spenser
Whether you are relaxing on the beach, or travelling to your tropical getaway, this brand new collection of puzzles will put your solving skills to the test. Inside you will find crosswords, wordsearches, sudoku, word and number puzzles, plus many other both new and familiar puzzles to challenge and entertain you

Portfolio Aquarius Pods Necklace, at Mark & Spensers
Button fastening Ribbon chain Pods style bead design Necklace length 68cm

Beer Glasses Dad Birthday Card, at Mark & Spencers
Cover text: Dad's birthday beers, trendy beer, traditional beer, pitcher of beer, smooth beer, favourite beer, expensive beer, beer at home, beer with friends Inside message: Blank for your own message Approx size: 230 x 114mm

Autograph Leather Centre Seam Slip-On Shoes, at Marks & Spencer
Square toe Center seam feature Slip-on Low block heel Comes in sizes 6-12, including half sizes

Cotton Rich Low Rise Plain Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish cotton rich shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Portfolio Elasticated Panelled Flared Skirt, at Marks and Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

GG-J Half Lace Underwired Bra, at Marks & Spencer
Soft and comfortable, this bra is specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Bold Floral Wallpaper, at M & S
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Hand Made Son Letters Birthday Card, at M & S
Cover text: To a very special Son on his birthday Inside message: Have a great day! Approx size: 150 x 150mm

T-Bar Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

How to Cheat at Cooking by Delia Smith, at Marks & Spencer
In ''How to Cheat at Cooking'', Delia has sourced a range of pre-prepared foods (from tins, chill cabinets, freezers and store cupboards) to help you short circuit cooking times and techniques. These recipes use instant time savers that allow you to create fabulous food without the faff with ingredients readily available from supermarkets, delis, online food shops and farmers markets. ''How to Cheat'' is for people who don't want to cook, who think they can't cook, or simply don't have the time to cook

Diamond Pointelle Vest, at Marks & Spenser
Ideal for the colder months, this pretty vest will provide an attractive extra layer under clothes. Easy care fabric makes it a great choice for convenient wash and wear

The Tudors: Complete Series 1 & 2 DVD, at Marks n Spencer
Rating Suitable for 15 years and over,

Painted Floral Mother's Day Sheet Wrap Pack, at Marks and Spencers
Contains: 2 sheets and 2 tags Approx size: Each sheet: 495 x 695mm

Autograph Swirl Humbug Bottle Vase, at Marks & Spenser
Narrow neck Swirl stripe design Narrow base, Manufacturer: Marks & Spencer

White Ceramic Collection Toilet Brush, at Marks and Spencer
Cylindrical holder Ceramic vase Plain H39 x Diam 10cm, Manufacturer: Marks & Spencer

Signature Grapefruit & Ginger Burner & Refresher Oil, at Marks & Spencers
Grapefruit and ginger fragrance 15ml, Manufacturer: Marks & Spencer

Pure Cotton Unisex Jumper, at Marks & Spenser
Smart and comfortable, this V-neck jumper is outstanding value. It's made from pure soft cotton, a natural choice for everyday wear

For Your Brother Vintage Wine Birthday Card, at Marks and Spencer
Cover text reads: For you, brother on your birthday Inside message: Enjoy your day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Limited Collection Faux Snakeskin Tote Bag, at Marks and Spencer
Fashionable and fabulous, this faux snakeskin print handbag is designed in one of this season's key shapes. It's a practical as well as a trend-conscious accessory. Get the latest look!

Per Una Floral Sandals, at Marks and Spencer
Floral detail Buckle fastening Thong style Flat sole Comes in sizes 3-8, including half sizes

M&S 4GB USB Memory Stick, at Marks n Spencer
4GB memory stick Plugs directly into computer's USB port High-speed USB 2.0 compatible Plug'n Play USB interface requires no driver software Includes USB extention cable and neck strap Rubber housing Dimensions: 54 x 19 x 10mm Weight: 10g (approx) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Perfect Double Button Wide Leg Trousers, at M & S
Wide leg trousers work with boots or heels for a feminine, flattering silhouette. Button detailing gives this pair extra style

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.