Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Baby Face 'Just to Say' Multipack of Cards, at Mark & Spensers
Cover text: Just to say... Inside message: Blank for your own message Pack contains: 8 cards, 1 design Approx. size: 120mm x 120mm

Hannah Montana Wall Planner, at Marks & Spencers
Wall planner Wipe clean pen Postcard 'Ticket' 337mm x 560mm Disney

Chargrilled Vegetable Pizza, at MarksandSpencer
Serves 4-6 Ready to cook Suitable for freezing 615g As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

5 Pairs of Stitch Sole Trainer Liner Socks with Cool&Fresh, at Mark & Spensers
RealCool Cotton™ moves moisture to the surface of the fabric for rapid evaporation, helping your feet to stay cool, dry and comfortable all day long. Freshtech™ technology keeps them odour-free and a reinforced heel and toe gives extra durability

7 Pairs of FreshFeet Assorted Stripe Socks with Silver Technology, at MarksandSpencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Per Una Pure Cotton Floral Print Minishirt, at Marks & Spensers
Modern and feminine, this pretty floral print minishirt features a frill trim. It's made from cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Laser Cut Hearts Large Wedding Card, at Marks and Spenser
Cover text: Wedding Day Inside message: Blank for your own message Approx size: 220 x 220 mm

Perfect Lightweight Scarf, at M&S
Scarves are a chic way to accessorise any outfit. This one in soft striped jersey is perfect for autumn

Silicone Cake Cases, at M+S
Set of 9 Assorted colours Ribbed feature H3 x Diam7cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stripe Detail Plastic Sunglasses, at Marks & Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Autograph Pure Cotton Shirt & Skinny Tie, at Marks and Spencer
Modern and fashionable, this pure cotton check shirt comes with a skinny tie. Ideal for sixth form wear

3 Melamine Utensils, at Marks and Spencer
3 piece set Includes spoon, slotted spoon and turner Size: L30 x W7cm, Manufacturer: Marks & Spencer

Blue Ribbon and Dove Confirmation Card, at M & S
Cover Text: A wish for your confirmation Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Art Deco Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks & Spensers
Square shape Art deco style Aperture: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Per Una Paisley Print Bolero with Vest, at Marks and Spencers
A fashionable 3/4 length sleeve bolero with tie front fastening. It comes with a matching plain vest

3/4 Sleeve Front Frill Geo Print Blouse, at Mark's & Spencer
Smart and stylish, this 3/4 sleeve blouse features a stunning geometric print. A sophisticated new look, perfect for this season.

Big & Tall Silk Blend Single Pleat Trousers, at Marks & Spencer
Smart and stylish, these single pleat trousers are made from fine quality linen with silk for a touch of luxury. A practical, hardwearing and fashionable choice. Perfectly proportioned for big and tall men

Ceriso Spot Print Frill Trim Bikini Knickers, at Mark's & Spencer
Fab and funky, these modern bikinis featurespot print and a bow detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Pure Cotton Spot Print Cropped Pyjama Bottoms, at Marks and Spencers
Pretty and feminine, these spot print cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Lightweight Heart Print Scarf, at Marks and Spencer
Add a fashionable finishing touch to your look with this elegant heart print scarf. The perfect accessory to this season's styles

Autograph Pure Cotton Floral Sequin Dress, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Ultimate Non-Iron Fine Herringbone Short Sleeve Shirt, at M&S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

The Emperor's New Clothes, at Mark's & Spencer
The Emperor's New Clothes is the classic fairytale, re-written especially for first readers. This is the tale of a very vain Emperor who ends up looking very silly. A charming storybook that will be a big hit with your little first time readers

Portfolio 2 Tone Wide Leg Trousers with Linen, at Marks n Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Lichfield Extending Dining Table & 6 Alton Scroll Back Leather Chairs Set, at Marks & Spencer
Extending dining table: H75 x W95.5 x L145cm (H29.3 x W37.2 x L56.6in ) Dining chair: H102.5 x W55 x D66 Table seats 6-8. Comes with extension leaf to seat 8 Extension leaf is stored beneath the table top Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chateau Richemont White 2008 - Case of 12, at MarksandSpencer
Style: Dry Grape variety: 100% Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pleated Corduroy Skirt with Tights, at Marks & Spenser
Pretty cute and fashionable, this pleated skirt with tights is outstanding value!

Jersey Bootleg Trousers, at M & S
Smart and practical, these easycare trousers are ideal for school. Added stretch gives a comfortable fit and great shape retention

Handmade Character 30th Card, at Marks and Spencer
Cover text: You're 30 Inside message: Happy Birthday! 178 x 125mm

Limited Collection Single Breasted Ruched Sleeve Blazer, at Marks and Spencers
Chic and stylish, this ruched sleeve blazer is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.