M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Firm Control Low Leg Briefs, at Marks and Spenser
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Pure Cotton Drawstring Waist Pyjama Shorts, at M & S
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Ingredients Lemon Sugar Body Scrub, at M+S
Lemon fragrance Approx 200ml

Cotton Rich Long Sleeve Hooded Top, at Mark's & Spencer
A stylish wardrobe essential, this soft and snug hooded cotton rich top is great for layering and matching with trousers or jeans

Sprung-Edge Suede Divan with 2 Large + 2 Small Drawers & M400 Mattress - Medium, at Marks & Spenser
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Cotton Pleated Collar Mac with Belt, at Marks & Spensers
A fashionable single breasted mac in pure soft cotton, featuring a pleated collar and waist tie belt

Flat Front Crease Resistant Trousers, at Marks & Spencer
Smart and stylish, these easycare crease-resistant trousers are outstanding value

Collezione Luxury Pure Wool Fine Stripe Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Yalumba Australian Shiraz 2008 - Case of 12, at Marks & Spenser
Style: Full bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cashmere Floral Embroidered Cardigan, at Marks & Spencers
Knitted in pure cashmere, this pretty embroidered cardigan will keep her warm and comfy. It looks cuddly too!

Younger Boys' Lightening McQueen Slippers, at Marks&Spencer
Round toe Lightning McQueen motif Slip on Flat sole Disney

Pure Cotton Ombre Check Pyjamas, at M & S
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Snake Print Short Sleeve Kaftan, at Marks & Spencers
Modern and stylish, this fashionable kaftan features a striking snake print. The ultimate in poolside glamour

Autograph Merano 2-Seater Unit (Left-Hand Arm), at Marks & Spensers
H84 x W172 x D102cm Seat H47cm, arm H63cm, top back rail H63cm (all dimensions are approximate) Seat cushions made from shape-retaining foam with extra-thick fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible cushions Available in fixed cushion covers only Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Mineral Powder Blusher, at Marks & Spencer
Designed for all skin types Fragrance and preservative free Hypoallergenic

Collezione Double Buckle Luxury Briefcase, at M+S
Perfectly designed to meet your professional needs, this sleek briefcase is the ideal solution for keeping those important documents stored and organised

M&S Flush Wall Mount for 10-20'' TV, at M&S
Fits LCD and TFT screens from 10-21in Flush to wall mount VESA compliant for 75 and 100 standard fittings Simple two-part assembly All fixings supplied Dimensions: H28.5 x W19 x D8.5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Limited Collection Spot Print Leggings, at M & S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Post Surgery Embroidered Non Wired Padded Bra, at Marks and Spencers
Pretty and feminine, this embroidered bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Silver Plated Pave Ball Ring, at Marks & Spencers
Large ball design

Sweet Bergamot Inclusion Candle, at Marks & Spencers
Scented Includes plate, Manufacturer: Marks & Spencer

4 Wood Veneer Coasters, at Marks & Spencers
Pack of 4 Solid wood L10 x W10cm, Manufacturer: Marks & Spencer

Perfect Leather Square Buckle Belt, at Marks & Spencers
Simple and stylish, in soft luxurious leather, you can wear this belt with jeans or a suit

Antique Nickel Mirror, at Marks & Spensers
Freestanding Round mirror H36 x W14cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Sleeve Open Neck Collar Shirt, at Marks n Spencer
This outstanding value short sleeve shirt makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Samsung SMX-C10GP Memory Card Camcorder, at Marks and Spencer
Shoot in complete comfort: The unique 25 degree active angle lens promotes a healthy hand position that eliminates wrist pain and fatigue, enabling you to shoot in complete comfort for extended periods of time Easy file selection: The animated thumbnails make file selection as simple as can be. As soon as you select a thumbnail, the image starts playing, allowing you to see what is in the file without having to enter full playback mode Choose the colour that suits you: With refreshing red, blue and gray colour variations, the SAMSUNG C10 give you the freedom to choose a camcorder that really suits you Easy to edit, easy to enjoy: The Merge and Split features of the SAMSUNG C10s edit function allows you to combine and divide files on the camcorder, enabling you to edit without transferring files to a PC Freedom to use any PC: The SAMSUNG C10s embedded Intelli-Studio software allows you to use any PC to view, edit, and share the memories you make. Simply connect it to any PC via USB and enjoy freedom and flexibility Record longer, enjoy forever: Recording in H.264 codec enables the SAMSUNG C10 to capture up to 6 hrs. and 20 min. of high quality video footage on a 16GB SD card, allowing you to enjoy stress-free shooting and more space to play with Easy, one touch sharing: Sharing your memories couldnt be easier. Simply connect the camcorder to any PC, select the files you want to share, press the external one touch upload button, and put your world on the web for the rest of the world to see Feel free to take your time: The SAMSUNG C10s phenomenal 160 minute battery life is enabled by the efficient power use of the 8th Generation DSP Chip and H.264 codec recording, giving you the freedom to make memories at your leisure USB data transfer and recharge: With embedded software and USB charging, the SAMSUNG C10 offer maximum mobility. USB connection enables data transfer and battery charging to take place from any PC, anywhere in the world Play with time: By capturing frames at intervals and then putting them in sequential order, the time-lapse recording function allows you to record the beauty of an entire sunset in minutes or seconds Optical zoom: 10x Pixels: 230k Still image resolution: 800 x 600 Screen size: 2.7" widescreen colour LCD Weight: 156g (without battery), 162g (with battery) Dimensions: 38.5 x 56.5x 114 mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Mariella Blouse, at Marks & Spencers
A fashionable 3/4 sleeve blouse featuring a floral print and front tie fastening

Pure Cotton Floral Embroidered Denim Shorts, at Marks and Spencer
The floral embroidered motif gives a pretty twist to these fashionable denim shorts

Spotty Card with Spinner 21 Card, at Mark & Spencers
Cover text: 21 today Inside message: Blank for your own message Approx size: 175 x 126mm

Sequin Detail Knitted Beret Hat with Wool, at Marks & Spencers
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.