When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Weekened Cotton Rich Floral Top with Silk, at Mark & Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Bold Spot Print Hipster Bikini Bottoms, at Marks & Spencers
Modern and stylish, these bikini bottoms are outstanding value. Style and quality at a great price

Autograph Essentials Vintage Rose Embroidered Shorts, at Mark's & Spencer
Elegant and feminine these flattering shorts feature rose embroidered details. The modern low leg hipster styling gives a shapely fit. Beautiful exclusive lingerie

Sonoma Dark 5-Drawer Chest, at Marks n Spencer
H88 x W90 x D50cm Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chest as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

Airflex™ Stormwear™ Leather Gibson Shoes, at Marks & Spencer
Round toe Stitch detail Lace up 4 eyelets Block heel All upper seams treated with flexible sealant Expanding breathable and waterproof sole Stormwear™ technology repels water and stains Unique airflex™ airflow system for unbeatable comfort

Older Boys' Pure Cotton Chinos, at Marks & Spencer
Comes with belt shown in image A stylish smart-casual look, these straight leg chinos are outstanding value! They're made from pure cotton which is comfortable, practical and easycare

Collezione Luxury Wool Micro Texture Trousers, at Marks & Spenser
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Albany Cereal Bowl, at Marks and Spencer
Versatile fine dining range Suitable for everyday use Diam 18cm Makes an ideal gift, Manufacturer: Marks & Spencer

125 Years Luxury Wool Rich 3 Button Stripe Jacket, at Mark's & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

Pure Cotton Ombre Check Pyjamas, at Mark's & Spencer
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

M&S 1.5m Gold-Plated HDMI Cable, at M&S
1.5 meter cable Conects HDMI to HDMI Gold-plated M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

5 Pairs of Older Boys' Skull Socks, at Marks & Spensers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Welcome Reds - Case of 12, at Marks and Spencer
2 Domaine Lafage VdP des Ctes Catalanes 2007 2 Campo Bravo Rioja Vendimia Seleccionada 2007 4 Santa Gloria Merlot 2008 4 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fenton Compact 2-Seater Sofa, at Marks & Spencers
H90 x W168 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Dan's Mouse with Gift 21st Birthday Card, at Marks n Spencer
Cover text: 21 today! Inside message: Blank for your own message Approx size: 230 x 114mm

Lace Front Full Briefs, at Marks & Spencer
Flatteringly feminine, these full briefs combine a delicate floral lace design with a high waist, low leg cut you'll love. An easycare cotton blend provides hassle free comfort and convenience

Sunny Town People Set, at Mark & Spencers
4 sunny town people and dog Promotes imaginative play Suitable for ages 12+ months This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Plain Waist Slip, at Mark's & Spencer
A practical fashion essential you can't do without! This cling resistant slip comes in a variety of lengths. It's a must-have for enhancing the look of your dresses and skirts, particularly those that look see-through under light

Pure Cotton Short Sleeve Check Shirt, at Marks and Spencers
A practical casual shirt in pure cotton featuring a check print. A great value easycare style

Silver Plated Ying Yang Pendant Necklace, at Mark & Spensers
Clasp fastening Adjustable length Ying yang pendant Necklace length 41cm, extendable by 8cm

Older Boys' Pure Cotton Hunter Bag, at Marks and Spencer
Smart and fashionable, this bag features useful compartments and adjustable straps for comfort

Ruched Flower Cushion, at Marks&Spencer
Square shape Floral embroidery Ruched design, Manufacturer: Marks & Spencer

Unforgettable Walks to Take Before You Die, at M&S
Unforgettable Walks to Take Before You Die is the fifth title in an exciting series of books that will help you search out essential sights and experiences around the world. Photographers and writers Steve Watkins and Clare Jones draw on their years of international travel experience in selecting thirty of the world's most inspiring, spectacular and beautiful walks, each of which can be done within the space of a two-week break. Their choices include a wide range of locations, from urban walking tours along Boston's Freedom Trail and the stunning temples of Kyoto, to the open countryside of the Yellowstone National Park in the USA and Peru's Inca Trail. There are leisurely jaunts, such as Frank Lloyd Wright's Fallingwater property and a stroll around the picturesque canals of Amsterdam, as well as a few demanding walks, such as the Alpine Tour du Mont Blanc and China's Tiger Leaping Gorge trek, for those who like a challenge.

Foxtail Cluster Drop Earrings, at Marks & Spencer
For hygiene reasons, refunds will only be given in accordance with your legal rights Hook fastening Drop style Mixed beads Cluster design Diamant detail

The Official England FA Facts 'n' Stats Sticker Book, at M&S
Check out all the trivia on the England players in this fun book, using the stickers to fill in any missing info. Press-out the six England players on the gatefold and play a game of paper Subbuteo on the fold-out scene.

Domaine Bunan 2004 - Case of 6, at Marks and Spencer
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Laser Cut Letters 40th Birthday Large Card, at Marks & Spencer
Approx. size: 220 x 220mm Cover text: Congratulations you're 40 Inside message: Blank for your own message

Cream & Black RSVP Cards - Pack of Ten, at Marks & Spencers
Inside message: Many thanks for your kind wedding invitation................................................................Would be pleased to accept/cannot accept 10 cards, 1 design Approx size: 133 x 73mm

M&S Alarm Clock Radio, at Marks & Spensers
Dual alarm function FM radio Line-in for MP3 and CD players Plays mood enhancing sounds - daybreak, the ocean, running water fields 4 different ways to wake up - to music from your iPod, radio, alarm tone or mood enhancing sounds 6W x 2 output power Compatible with iPod classic, nano gen. 2, 3 & 4, touch gen. 1 & 2 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Ultimate Non Iron Pure Cotton Stripe Shirt, at Marks & Spencer
This smart cotton shirt has been specially treated so it stays crease-free, even after washing. Technology that's exclusive to us, and ideal for you

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.