Besides M+S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Bear Collection - Cot Bed Quilt, at Marks and Spenser
Embroidered bear detail L120 x W100cm, Manufacturer: Marks & Spencer

PlayStation®2 Jak X Game, at Marks and Spencer
Race and battle over 20 stunning tracks and eight huge open terrain arenas Cause chaos in over a dozen unique, fully customisable and destructible combat vehicles Features online play for a host of combat racers 2007 Sony Computer Entertainment Europe. You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Design Mats - DAMASK, at Marks & Spenser
Manufacturer: Marks & Spencer

Per Una Sleeveless Broderie Vest Top, at Marks & Spencer
A feminine sleeveless vest top in soft stretch cotton featuring a frill neckline and broderie design

Brushed Mock Layer Top, at M & S
Want style and comfort? Brushed cotton gives this fashionable top an irresistibly soft touch

Maternity Piped Swimsuit, at Marks & Spencer
Fashionable and modern, this piped swimsuit is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Ceriso Essentials Spot Embroidered Non Padded Bra, at Mark & Spencers
Feminine and fashionable, this bra is beautifully detailed with a embroidered spot design and multiple bows. The non padded balcony style gives maximum uplift and a fabulous shape. Designed for women who want the latest look

Per Una Scoop Neck Embellished Jersey Top, at Mark's & Spencer
A beautiful short sleeve jersey top featuring a sequin embellishment

Bereche Brut Reserve Champagne - Case of 6, at Marks and Spencers
Style: Grape variety: Chardonnay, Pinot Noir and Pinot Meunier Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at Marks and Spencers
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button jacket is exceptionally stylish and luxurious

Machine Washable Diamond Pattern Tie, at Marks and Spencers
No more trips to the drycleaners! This patterned tie is machine washable

Double Bridge Rimless Sunglasses, at Marks and Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Limited Collection Pure Linen Foil Shorts, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

4 Maxim Stainless Steel Knives, at M & S
4-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cashmilon™ Long Sleeve V-Neck Jumper, at M&S
Fashionable and flattering, this plain jumper is made from supersoft cashmilon™ and features a v-neck

Quick Dry Towel, at Marks & Spensers
This quick dry towel is made from a highly absorbent material, whilst its compact size allows you to take it with you on all of your travels

125 Years Tea Mug, at Marks and Spenser
Retro style Part of the Commemorative Collection, Manufacturer: Marks & Spencer

For Your Brother Vintage Wine Birthday Card, at Marks and Spencer
Cover text reads: For you, brother on your birthday Inside message: Enjoy your day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Pure Wool Single Breasted 2 Button House Check Jacket, at Mark & Spensers
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure wool

Autograph Microfibre & Cashmere All Seasons Filled Duvet, at Marks n Spencer
2 part set Splits into 2 seperate covers or combined 4.5 tog: the coolest of all duvets, designed for summer use 9 tog: ideal for Spring and Autumn use, or all round use in homes with central heating Non-allergenic 300 thread count and 100% cotton jacquard cover Pocket construction for even warmth Comes in single (3ft), double (4ft 6in), king size (5ft) and super king size (6ft)x Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Stripe Hooded Cardigan, at M&S
Soft and snuggly, this practical pure cashmere hooded cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Happy Birthday Dog Card, at Marks & Spencers
Cover text: Happy Birthday to you Inside message: Have a fun day Approx size: 174 x 126mm

Medium Value Soft Leaf Print Rollercase, at Marks n Spencer
Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Linen Blend Leaf Print Tie Top, at Mark & Spencers
This fab short sleeveless top features a stunning leaf print. A vibrant new look, perfect for this season

Beauty Care Blotting Papers, at Marks and Spencer
Contains 100 papers Removes excess oil from the skin Helps to provide an all over matt complexion

Autograph Freestanding Oval Mirror, at Marks and Spencer
Freestanding Oval mirror, Manufacturer: Marks & Spencer

10 Denier Ladder Resistant Sheer Stockings, at Marks & Spencers
Our new innovation in fabric technology incorporates stretch into every single stitch to create an even, lightweight design and comfortable fit that's ladder resistant and simply a dream to wear

My First Giant Peekaboo Puzzle, at Marks & Spencer
Spot the nursery rhyme characters in these interactive puzzles

The Cotton Collection Cotton Stripe Handwash, at Marks n Spencer
Moisture rich Hand wash 250ml

Blossom Tree Embroidered Curtains, at Mark & Spensers
Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.