Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Cookie Nan Birthday Card, at M+S
Cover text: To my lovely Nan Inside message: Blank for your own message Approx size: 150 x 150mm

Côtes du Rhône Les Closiers 2007 - Case of 6, at Marks and Spencer
Grape variety: 65% Grenache, 35% syrah Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Luxury Pure Wool Single Breasted Jacket, at Marks and Spencer
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure wool

North Coast Pure Cotton Straight Leg Jeans, at Marks and Spencer
Stylish and comfortable, these straight leg jeans give a regular fit through the hip and thigh

Linen Blend Bootleg Trousers, at Mark & Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Tarte au Citron, at Marks & Spencer
Serves 12 Ready to eat 1.1kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 47 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ultimate Fishnet Tights, at Marks and Spencer
The ultimate in stylish design, these fishnet tights have added stretch so they'll always keep in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Pure Cotton Long Sleeve Mock Layer Hooded Top, at Marks and Spencer
Soft and comfy, this long sleeve mock layered hooded top is made from pure cotton and features a 'mischief' motif. A fashionable easycare style

Freshfeet Faux Fur Warmlined Slippers, at M & S
Slip-on Round toe Contrast stitch design Flat sole Sanitised Silver technology effectively reduces bacteria that cause odours

Per Una Dove Panel Skirt, at Marks & Spensers
Comes with belt shown in image A fashionable full length skirt featuring a panelled design and jewelled buckle belt

Adored Low Rise Floral Embroidered Shorts, at Marks & Spencer
Pretty and elegant, these embroidered shorts are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

2 Autograph Slate Coasters, at Marks and Spencer
Pack of 2 Square design H x 10cm W x 10cm, Manufacturer: Marks & Spencer

Bourgogne Pinot Noir 2007 - Case of 12, at Marks & Spensers
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Roll Up Jeans, at Marks & Spensers
Fashionable and practical, these cotton jeans are hardwearing and comfy. The roll up leg design gives a cute trendy look

Animal Print Slab Stretch Bracelet, at Marks and Spencers
Animal print design Stretch style Inner diameter: 5.5cm

Big & Tall Twin Pleat Luxury Wool Trousers, at Marks & Spencer
Smart and stylish, these twin pleat trousers are made from fine quality wool with cashmere for exceptional softness. A practical, hardwearing and fashionable choice

Pendulum Mantel Clock, at Mark's & Spencer
Roman numerals Pendulum mechanism Clock face set in glass, Manufacturer: Marks & Spencer

Ultimate Single Breasted 2 Button Blazer with Wool, at Marks & Spencer
This high performance blazer is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Perfect Single Breasted One Button Seam Detail Jacket, at Marks n Spencer
Power dressing for the Noughties...this seam detail jacket and belted dress will have you feeling razor sharp

Jacquard Spot Non-Padded Underwired DD-G Bra, at Marks and Spencer
Smooth and versatile, this jacquard spot print bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Autograph Liquid Eyeliner, at Marks & Spencers
Easy-application liquid liner with a fine brush for dramatic eyes Hypo-allergenic

Chorus Shell Necklace & Earrings Set, at Mark's & Spencer
2 part set Multi layer design Shell disk detail Adjustable length Hook fastening, drop style earrings

Loop & Feather Comb Headpiece, at M+S
Keep tumbling tresses off your face with this stylish loop and feather slide in comb

2 Pairs of Cotton Blend Knee High Socks, at Marks & Spencer
These cotton blend knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Trailing Leaf Pencil Pleat Curtains, at Marks & Spencer
Leaf print Pencil pleat Comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Charlotte Footstool, at Marks and Spencer
H39 x W56 x D48cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 Pairs of Cotton Rich Contrast Heel & Toe Socks, at Marks & Spensers
Hardwearing and comfortable, these cotton rich socks are an ideal choice for school

Pure Cotton Button Detail Skirt, at Marks and Spencer
Cute and sassy, this knee length skirt is a look you'll love. Stylish, practical and fashionable

Dining - PLATINUM PASTA, at Marks & Spencers
Manufacturer: Marks & Spencer

Panasonic 37" TX-L37S10 Full HD LCD TV, at Marks & Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 37 inch plasma display, 2,073,600 (1,920 x 1,080) pixels Contrast (Dynamic): 50,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W91.5 x H57.7 x D9.7cm (without stand) 91.5 x 62 x 28.7cm (with stand) Weight: 15.5 kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."