M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Easy Iron Pure Cotton Short Sleeve Gingham Shirt, at Marks and Spencer
Stylish and innovative, this gingham easycare shirt is quick and easy to iron for a smart crisp look

Lamb Guard of Honour with a Mustard & Herb Crust, at Marks n Spencer
Serves 4-6 Ready to cook Suitable for freezing 800g As featured on page 36 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

3D Rosebud Cushion - Pink, at Marks and Spenser
Square shape 3D rose appliqu design L43 x W43cm, Manufacturer: Marks & Spencer

In Bloom Honeysuckle & Jasmine Eau De Toilette, at M & S
Honeysuckle and Jasmine fragrance 100ml This product is not available for international delivery. Find out more

Collezione Wool Rich Zip Neck Jumper, at MarksandSpencer
Fashionable and contemporary, this zip neck jumper is part of Collezione, a sophisticated menswear collection inspired by Italian style

Cotton Blend Tummy and Waist Control Vest, at M&S
This tummy control vest gives a flattering shape - great under close fitting tops. The hidden panel shapes the waistline and flattens your tummy while the longer length helps prevent it rolling up

Cut Flowers Refresher & Burner Oil, at Marks & Spencer
Cut flowers fragrance 15ml, Manufacturer: Marks & Spencer

Active Stripe Shell Bottoms, at Marks and Spenser
Perfect for active wear, these quick drying performance bottoms are made from high-performance breathable fabric. They're designed in the latest style for a great fit and essential ease of movement.

Hand Decorated Coloured Glass Bowl, at Mark's & Spencer
Handmade Shallow dish Erratic edge Web design, Manufacturer: Marks & Spencer

Portfolio Cotton Rich Straight Leg Jeans, at Marks and Spencers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Cotton Rich Long Sleeve Top, at Marks n Spencer
Chic and modern, this round neck top is made from stretch cotton for a flattering and fashionable fit

Linen Blend Short Sleeve Pleated Bib Top, at Marks & Spencers
This short sleeve top will make a useful addition to your wardrobe. It features pretty pleated bib design for a stylish casual look

Older Girls' Pure Cotton Hello Kitty Shorties, at Mark's & Spencer
A must for fans of Hello Kitty, these shorties feature the popular character

3D Rosebud Cushion - Pink, at Marks and Spenser
Square shape 3D rose appliqu design L43 x W43cm, Manufacturer: Marks & Spencer

Wool Blend Double Breasted Coat, at Marks and Spenser
Fashionable and practical, this coat is fully lined and features a detachable hood. A comfortable, easycare style

Per Una Pure Cotton Lily Print Pyjamas, at M & S
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

3 Pure Cotton Long Sleeve Assorted Tops, at Marks and Spenser
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep her happy and comfy

Faux Pearl Candy Bead Long Necklace, at Marks & Spensers
Mixed beads Long length Necklace length: 92cm

Oodles of Doodles Activity Book, at Marks and Spencer
Have fun completing this colourful, action-packed sticker book with 60 stickers. Fan-doodle-tastic fun!

Large Outdoor Barrel, at Marks and Spencer
This square wooden barrel is packed with goldcrest conifer, geranium, lavender and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery until 30th September 2009

Low Rise Floral Lace Thong, at Marks and Spencer
Perfect for wearing under tight-fitting clothing, this lacy thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

Stainless Steel Casserole Pot, at Marks and Spencer
4.7 litre capacity Glass lid Side and lid handles, Manufacturer: Marks & Spencer

Autograph Weekend Long Sleeve Pyjama Top, at Marks & Spencer
Luxurious and sophisticated, this modern long sleeve pyjama top is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Antigua Large 2 Seater Sofa AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Cross Dye Quilted Bedcover, at Marks and Spencer
Stitch detail Contains padded quilting Available in 2 sizes Medium: L150 x W200cm Large: L260 x W265cm, Manufacturer: Marks & Spencer

Peter Rabbit Mother's Day Card, at Marks and Spencer
Cover text: To a Special Mum Inside message: With love on Mother's Day BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations Licensed by opyrights group

Single Breasted Multi Button Jacket, at Marks and Spenser
Chic and stylish, this multi button jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Double Side Stripe Sports Swimsuit, at Marks & Spencer
Modern and shapely, this swimsuit is outstanding value. Style and quality at a great price

Long Beaded Necklace, at MarksandSpencer
Chunky bead design Necklace length: 42cm

Global Traveller Flight Bag, at Marks & Spensers
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing flight organiser

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.