There are lots of ways to save money using M&S Money. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Autograph Backseam Hold Ups, at Marks & Spencers
Treat your legs to a sleek delight with the smooth finish of these comfortable hold ups. A practical, reinforced design means they're tough enough to last through wear after wear

Fashion Floral Trellis Tights, at Marks & Spencers
Add a stylish touch of chic with these head-turning floral design tights

Dry Creek Fumé Sauvignon Blanc 2007 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: USA Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Short Sleeve Spot Print Belted Cardigan, at Marks&Spencer
Modern and stylish, this jumper features a waist tie. A versatile, easywear style

2 Older Boys' Pure Cotton Assorted Design Shorties, at M & S
Soft and comfy, this 3-pack of pure cotton shorties features a stripe and check design

Graduating Tone Sunglasses, at Marks & Spencer
Simple and unassuming, these universally flattering sunglasses combine a graduated colour frame with a full tinted lens

Linen Blend 3/4 Sleeve Stripe Shirt, at Marks & Spensers
This stripe shirt will make a useful addition to your wardrobe. It features smart turn up sleeve and breast pocket detail for a stylish casual look

We're Going On A Bear Hunt, at Marks and Spencers
This worthy winner of the Smarties prize in 1989 is a timeless classic that is enjoyed by children of all ages. A journey through grass, a river, mud, and other obstacles leads to finding a bear!

Everyday Underwired Half Floral Lace Bra, at Marks and Spencers
Soft and comfortable, this floral lace bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Harry Potter Quidditch Dressing Up Outfit, at Marks & Spenser
This Quidditch costume is a must-have for fans of Harry Potter

Craft and Foil 40th Card, at M & S
Cover text: Forty Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

Big & Tall Single Pleat Trousers, at Marks & Spensers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Château Domeyne 2001 - Case of 6, at Marks and Spencers
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Harvard Talc, at Marks and Spenser
200g

Bees Thank You Teacher Multipack, at Marks and Spencers
Cover text: Design 1: thank you Design 2: thank you teacher Inside message: Both designs: you're the best 6 cards, 2 designs Approx size: 130 x 130mm

Cherry Blossom Cake, at M&S
162 portions Three tier set of three cakes: Small - diam 15cm, Medium - diam 20cm, Large - diam 25cm Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Total height (including board): 29.5cm Fruit cake weight: 12.77kg total Sponge cake weight: 8.03kg total Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 56 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

Cotton Rich Lace Trim Shorts, at Mark & Spensers
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Perfect Portfolio Almond Toe Court Shoes, at Marks and Spencer
Almond toe Buckle fastening Cut out feature High heel Heel height: 85mm Comes in sizes 3-8, including half sizes

Repellents Travel Pack, at M&S
Set of 3 Includes: DEET Insect Repellent, Insect Bite Soothing Spray, Mosquito, Fly & Wasp Killer Comes in bag This product is not available for international delivery. Find out more

Autograph Wool Blend Plain Black Waistcoat, at Marks & Spencer
Add this finely tailored Autograph waistcoat to your formal wear for an extra touch of style and refinement

PlayStation®2 UEFA EURO 08 Game, at Marks and Spenser
Win UEFA EURO 2008 - Compete as one of 52 teams from qualification right through to a virtual reproduction of UEFA EURO 2008 in Austria and Switzerland Captain Your Country - Play as yourself on the same team with up to three friends, all playing individual positions on the pitch. Compete collaboratively to win games but compete against each other for the captaincy. Develop your player through eight status levels to earn the captaincy of your country and the right to lead your team Create Yourself - Play alongside your heroes by customizing yourself in game. Place your name on your jersey, then earn experience points to enhance your skills and reputation Battle of the Nations - Represent your country online against your rivals around the world to win global supremacy. Earn individual and team points. Think your nation is the best? Now you can prove it! EURO Online Knockout Draw- Battle gamers from other nations online in 16-team single elimination tournaments to gain points for your nation Enhanced Penalty Kicks - Experience the challenge of a penalty shoot-out as if you were on the pitch. Master your nerves to score the goal that puts your team in the UEFA EURO 2008 final Interactive Celebrations - Score a goal and then control your player's movements and actions to celebrate the way you want to Dynamic Rain and Mud - Winter weather from across Europe is authentically re-created to simulate real-world playing conditions. Experience driving rain that creates sloppy, muddy pitches which dramatically impacts passing and player performance Authentic Stadiums - Compete in all 8 official stadiums of UEFA EURO 2008 Team Managers - Watch reactions from team managers on the sideline as they shout encouragement or become disappointed in your team's performance, ESRB Rating: Kids to Adults

Criss Cross Bodyshaper Swimsuit, at Marks & Spencers
Gorgeous and glamorous, this stylish swimsuit shapes and smoothes your figure, giving you a flattering fit. A stylish, shapely look

Chorus Shell Necklace & Earrings Set, at Marks&Spencer
2 part set Multi layer design Shell disk detail Adjustable length Hook fastening, drop style earrings

Adored Comfort Embroidered Orchid Padded Bra, at Marks and Spencer
Pretty and elegant, this underwired padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. Underwiring and padding give an uplifted and enhanced natural shape. Feminine everyday lingerie

Global Traveller Flight Bag, at M & S
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing flight organiser

Fire Vehicles Set, at Marks & Spenser
Suitable for ages 3-6 years 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Petite Stitch Waistband Straight Leg Trousers, at Marks and Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style. Specially designed and perfectly proportioned for the petite frame

Crinkle Coin Purse, at Marks and Spencers
Practical and stylish, this purse features compartments for your cash and cards and a secure zip fastening, making it an ideal choice for everyday use

His and Hers Calendar, at Marks and Spenser
Approx. size: 225 x 390 mm

Sequin Bow Headband & Hair Bands, at Marks & Spencers
Coordinated looks are cute, so this matching sequin bow and hairbands makes a stylish choice

When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."