Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Cotton 3/4 Sleeve Spot Print Top, at Marks and Spencers
Pretty pintuck and spot print makes this soft cotton top extra special

North Coast Cotton Blend Funnel Neck Parka, at Marks & Spencers
A contemporary design and multiple pocket feature makes this parka a fashionable choice

Lotus Flower Pot Pourri Bag, at M&S
Floral scented assortment, Manufacturer: Marks & Spencer

Limited Collection Vintage Dove Cluster Necklace, at Marks n Spencer
Clasp fastening Adjustable length Dove cluster pendant Ball detail Necklace length 45cm, extendable by 8cm

Calypso Multi Strand Disc Necklace, at M & S
Clasp fastening Adjustable length Multi strand design Mixed disc beads Necklace length: 23cm, extendable by 7cm

Luxury Pure Cotton Long Sleeve Oxford Shirt, at Marks & Spenser
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

3 Pairs of 15 Denier Shiny Ladder Resistant Tights, at Marks & Spencers
These essential ladder resistant tights are fantastic value. They're made with added stretch for a great fit and shape retention

3 Ben 10™ Trunks, at Marks & Spencer
Fans of Ben 10™ will love this pack of 3 cotton rich trunks featuring the popular character. Fun, practical and great value

Pure Cotton Short Sleeve Stripe Top, at Mark & Spensers
This short sleeved top will make a useful addition to your wardrobe. It features a smart stripe print for a stylish casual look

Heroes & Villains CD, at M&S
Audio CD, Marks & Spencer

Collezione Pure Wool Single Pleat Stripe Trousers, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Ceriso Essentials Spot Embroidered Non Padded Bra, at Marks & Spencers
Feminine and fashionable, this bra is beautifully detailed with a embroidered spot design and multiple bows. The non padded balcony style gives maximum uplift and a fabulous shape. Designed for women who want the latest look

Limited Collection Cotton Rich Pocket Shorts, at Marks and Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Mosaic Coffee & Side Table Set, at Marks and Spencer
Coffee table: H45 x Diam 87cm Side table: H55 x Diam 40cm Circular tops Mosaic design Metal frame Suitable for all-weather outdoor use Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Plain Fluffy Dressing Gown, at Marks & Spenser
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Polarised Sports Sunglasses, at Marks and Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Cotton Rich V-Neck Cardigan, at Marks and Spenser
A practical choice for school, this soft cotton rich cardigan is easycare for convenience

Clos de Reynard 2006 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Pairs of Plain & Stripe Ankle High Socks, at Marks&Spencer
Designed for essential comfort and breathability, these ankle high socks are outstanding value

Electronic Salt & Pepper Mill Set, at Marks and Spenser
H21 x Diameter 4.5 cm Stainless steel effect, Manufacturer: Marks & Spencer

Scroll Lattice Wallpaper, at Marks and Spenser
Printed wallpaper Straight pattern repeat 26.5cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Short Sleeve Round Neck Spongebob T-Shirt, at Marks and Spencer
Fans of Spongebob Absorb will love this crew neck cotton t-shirt featuring the popular character. A practical, easycare style.

2'' Longer Easy Iron Pure Cotton Gingham Shirt, at M&S
Stylish and innovative, this check easycare shirt is quick and easy to iron for a smart crisp look

Floral Design Push Up Multiway Bra, at Marks & Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Nan Tiny Fairies Teacup Birthday Card, at Marks n Spencer
Cover text: A Lovely Birthday for a very Lovely Nan A lovely Nan like you Deserves a special day Because you are so wonderful In each and every way! Inside message: Happy Birthday Approx size: 230mm x 114mm

Footglove™ Wide Fit Leather Stretch Trouser Shoes, at Mark's & Spencer
Square toe Elasticated stretch feature Slip on Mid heel Heel height 46mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Long Sleeve Bold Stripe Knitted Dress, at Marks & Spencers
Soft and comfy, this long sleeve dress is made from cotton blend fabric and features bold stripe print. A fashionable easycare style

Longer Length Non-Iron Stain Defence™ & Stormwear™ Bootleg Trousers, at Marks & Spenser
Smart and modern, these longer length bootleg trousers are treated with our unique Stain Defence™ and Stormwear™ finishes, making them resistant to water and stains.

Autograph Shell Button Cushion, at M&S
Square shape Shell button detail, Manufacturer: Marks & Spencer

Post Surgery Rose Broderie Non-wired Lace Bra, at M+S
Pretty and feminine, this non-wired rose embroidered bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.