Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Besides M&S Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

3 Stain-Away™ Short Sleeve Polo Shirts, at Marks and Spencer
A great value 3-pack treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

Plain Navy Pyjamas, at Marks & Spenser
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Butterflies on Spots and Stripes Hand Finished, at Marks and Spencer
Cover Text: Both designs: blank Inside Message: Both designs: blank for your own message Pack Contains: 6 cards, 2 designs Approx. Size: 200 mm x 80 mm

Philips HX6311 Rechargeable Sonic Toothbrush, at Marks n Spencer
KidTimer: Increases brushing time slowly over 90 days, building towards the dentist recommended 2 minutes Power modes: 2 Kid-friendly power modes adapt to different ages providing a gentle cleaning that's ideal for different ages. There is a low mode for ages 4 to 6 and a high mode for ages 7 and older Brush Heads: 2 brush head sizes that are specifically designed to gently clean and protect teeth at key developmental stages KidPacer: Fun sounds encourage kids to brush the front and back of both upper and lower teeth Fun interchangeable panels: Allows kids to customise their toothbrush Anti-roll shape: Sturdy handle design allows kids to store it upright as well as apply toothpaste while the toothbrush is laying flat Multi grip design: Ergonomically designed to enable parents and kids to brush together or on their own Battery type: Li-Ion Rechargeable battery Speed: 31,000 brush strokes per minute Operating time (full to empty): Fully charged should provide 42 2-minute brushings (3 weeks) Voltage: Multi-Voltage Charger 100-240 V M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Straight Leg Jeans, at Marks & Spenser
Comfortable and stylish, these straight leg jeans are outstanding value!

Wooden Body Hair Brush, at Marks & Spensers
Wooden handle Rounded pins Square brush FSC is an independent, non-governmental, not for profit organization established to promote the responsible management of the world's forests FSC Trademark FSC Forest Stewardship Council, A.C. All rights reserved

Pure Cotton Floral Embroidered Denim Shorts, at Marks and Spencer
The floral embroidered motif gives a pretty twist to these fashionable denim shorts

3 Pure Cotton Long Sleeve Assorted Tops, at Marks and Spencer
Fun and practical, this pack of 3 tops is great value. The soft cotton fabric will keep him comfy and happy

Panasonic 42'' TX-P42S10 Full HD Plasma TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast ratio (in dark surroundings): Native 30,000:1, Dynamic 2,000,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W102.9 x H70.4 x D33.4cm (with stand) H102.9 x H66.1 x D10.5cm (without stand) Weight: 27kg (with stand) 25kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 4 HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Older Boys' Short Sleeve Plain Thermal Vest, at Marks&Spencer
Soft, warm and cosy, this cotton blend thermal vest are designed to give comfy insulation, perfect for chilly weather

Football Skills Book, at Marks and Spencer
Power, pace and passion are important in football, but they can never be a substitute for good technique. In the heat of the game, it is the technically skilled players who always rise to the top

Cotton Rich Side Stripe Tracksuit Joggers, at Marks & Spencers
Relaxed and comfortable, these easycare side stripe tracksuit joggers are made from cotton rich stretch fabric for ease of movement and great shape retention.

Adored Pure Cotton Mini Spot Nightdress, at Marks & Spencer
Stylish and elegant, this flattering mini spot nightdress is part of our feminine Adored collection. It's made from soft pure cotton for the ultimate in comfort

5 Pure Cotton Plain Full Briefs, at M&S
Made from pure natural cotton, these plain briefs are cool, comfortable, breathable and perfect for everyday wear

Ben 10 Activity Book, at Marks & Spenser
Ben Tennyson is just an average 10-year-old until he discovers an alien watch that gives him the power to transform into 10 alien superheroes! Test your knowledge about Ben 10 and his heroic cosmic alter egos in this scratch and show activity book. Rub a coin over the panels to reveal hidden clues, pictures, characters and answers.

M&S Coffee Maker, at Marks and Spencers
Filter coffee maker - Americano, flat white 1.5 litre capacity 1000 watt Keep warm function Anti-drip feature Programmable digital timer Removable and washable filter Removable filter basket Water level gauge Dimensions: H36cm Automatic safety feature to switch off warm plate after over an hour M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big Band Swing CD, at Marks & Spencers
Audio CD, Marks & Spencer

2 Tiga Mock Suede Dining Chairs, at Marks and Spencers
H87 x W47 x D59cm Seat H43cm Sold as a pair Made from solid sheesham with mock suede seat Treated with a protective low-sheen lacquer that provides added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Malabar Extending Dining Table & 6 Leather Chairs Set, at Marks & Spencer
Table: H76 x L180 x W100cm (extends to L230cm) Comes with an extension leaf stored beneath the table Table seats 6-8 Made from solid mango wood Features characteristics of handmade furniture with colour variations, knots and figuring Chairs: H101 x W47 x D55cm Vertical slat back chairs with leather upholstered seat Chairs made from solid wood for strength Treated with a protective low-sheen lacquer that provides added durability All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Mini Bag, at Marks & Spencers
Fashionable and practical, this mini bag features a secure zip fastening

Autograph Pomegranate Infusion Sticks, at M & S
Pomegranate scented Long lasting infusion sticks, Manufacturer: Marks & Spencer

Wisteria Flight Bag, at Marks & Spencers
Smart and practical, this hardwearing flight bag meets the UK size restriction for carry-on luggage. It features seperate case section

De Saint Gall Blanc de Blancs Premier Cru Brut Champagne - Case of 6, at M&S
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Gold Label Pinot Noir 2007 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sony DPF-D70 Digital Photo Frame, at Marks & Spencer
Display: 7 inch photo-quality LCD screen. Actual viewing area: 152 x 91mm Features: Intelligent orientation sensor automatically rotates picture for correct viewing with frame in landscape or portrait positions. Choice of Slideshow modes or clock display Connectors: Multi-card slot accepts Memory Stick, Memory Stick Duo, SD, MMC, CompactFlash, MicroDrive or xD media Image Transfer: Easy transfer of images from connected PC to photo frame's internal memory with no software required Memory: 256MB internal memory stores up to 500 pictures: Auto size adjustment re-scales large files for increased album capacity Accessories: Wireless remote commander and AC power adaptor M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Flat Front Eveningwear Trousers, at Marks and Spencer
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Autograph Flock Stripe Padded DD-G Bra, at Marks & Spencer
Luxurious and elegant, this underwired bra features flock stripe design. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Silver Plated Tiny Floral Sparkle Earrings, at Mark's & Spencer
Butterfly fastening Diamant detail Floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

Musicals CD, at Marks & Spensers
Audio CD, Marks & Spencer

Dress Up Best Friends Activity Book, at Marks & Spenser
Open this book and find four new friends inside, all waiting to meet you. Choose stickers to dress them in gorgeous clothes and fun accessories and join in with plenty of giggly, girly fun! With over 300 stickers and extra activities, little girls will love this Dolly dressing sticker book

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.