Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Autograph New York Body Spray, at Marks and Spencer
100ml This product is not available for international delivery. Find out more

Mixed Bead Multi Strand Necklace, at Marks and Spencers
Clasp fastening Adjustable length Rope chain Multi strand design Mixed bead Necklace length 46cm, extendable by 8cm

Limited Collection Faux Fur Cuff Ankle Boots, at Marks and Spenser
Round toe Faux fur cuff design Ankle high Pull on High heel Heel height: 99mm

Per Una Jersey Pencil Skirt with Belt, at Marks and Spencer
A modern pencil skirt featuring stitch detailing, the belt makes it extra stylish

Ceriso Frill Dot & Bow Push Up DD-G Bra, at M & S
Feminine and fashionable, this modern push up bra features an intricate fril trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage for a push up effect. Designed for women who want the latest look

Furry Mane Lion Birthday Card, at Marks and Spencers
Cover text: It's your birthday! Hope it's "gr-r-r-reat!" Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Duck Egg Leaf Damask Pillowcase, at Marks & Spencer
Fits standard pillows Border trim Leaf jacquard design, Manufacturer: Marks & Spencer

Stitch Detail Single Button Jacket, at Marks & Spencer
Fashionable and modern, this tailored single breasted jacket features contrast stitching. A smart and stylish choice

7 Pair of Freshfeet Stripe Sole Socks with Silver Technology, at Marks n Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

2 Pairs of Blister Resist Sports Socks, at M+S
High impact trainer socks are designed to support you while you exercise. Shock absorbing micro-cushioning helps protect the high impact areas of the foot and provides more stability. Extra heel support reduces pressure that could lead to injury, and its smooth lining reduces the risk of blisters

Pure Cotton 3/4 Sleeve Square Neck Top, at Marks & Spenser
For casual elegance, you can't beat this stripe square neck top. A great value cotton essential

Pure Cotton Contrast Trim Pyjama Top, at M & S
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

Ascensio Hard Small Rollercase, at MarksandSpencer
Built for durable practicality, this small rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Per Una Faux Fur Lined Boot Slippers, at Marks & Spenser
Round toe Suede-effect Faux fur lining and trim Flat sole Side tie detail Knee length

Formula Extra Strength Insect Repellent, at MarksandSpencer
Repels biting insects Suitable for tropical destinations This product is not available for international delivery. Find out more

Autograph Pure Cotton Damask Duvet Cover, at Marks and Spenser
Berry damask print Reversible Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Classic Duckling Mug & Plush Toy, at Marks & Spenser
Contains: 1 mug, 1 soft toy Mug diameter: 75 mm

Autograph Single Breasted 3 Button Jacket with Wool, at Mark & Spensers
Luxurious and elegant, this smartly tailored jacket is part of our exclusive Autograph range

Newborn 3 Piece Gnome Outfit, at Marks and Spencers
Ideal for new arrivals, this cute and practical set contains: top, jacket and trousers. A great value pack in soft comfy cotton rich fabric

Ponticello, Pinot Grigio di Sicilia 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Synthetic closure Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Luxury Cotton Rich Straight Leg Fade Resist Jeans, at Marks n Spencer
These luxury jeans have a crease resist and anti-fade finish so even the darker colours stay true for longer. With added comfort stretch and fade and crease resistant fabric you will stay smart and comfortable all day long.

50 Fairtrade Double Sided Cotton Pads, at Marks & Spenser
Contains 50 pads Double faced design By buying this item you are ensuring that cotton farmers in the developing world can improve their livelihoods Click here to view a video about Fairtrade Cotton

Handbag with Keyring Charm Sister Birthday Card, at Marks & Spencer
Cover text: Sister Happy Birthday Inside message: Blank for your own message Safety warning: Not suitable for children under 36 months due to small parts which present a choking hazard. Approx size: 150 x 210mm

Travel Neck Pillow, at M & S
Once you have travelled with this neck pillow you will wonder how you managed to survive without it. Containing polyester beads it will mould to the shape of your head, enabling you to rest peacefully on your journey

White Pearl Damask Wedding Keepsake Box, at Marks & Spencer
1 keepsake box Approx size: H290 x W290 x D95 mm

Silver Plated Scattered Heart Necklace & Earring Set, at M&S
2 part set Butterfly stud fastening earrings Clasp fastening necklace with scattered heart pendant

Fuji FinePix A100 Silver Digital Camera, at Marks & Spensers
Pixels: 10.0 Megapixels Zoom: 3x optical zoom, 5.7x digital zoom Screen: 2.7" TFT LCD Display ISO: Auto / Equivalent to ISO100 / 200 / 400 / 800 / 1600 / (Standard Output Sensitivity) Dimensions: W91.5 x H60.5 x D21.7mm / W3.6 x H2.4 x D0.85in. (excluding accessories and attachments) Weight: Approx. 124g (excluding accessories, batteries and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: AVI (Motion JPEG ) with sound

Collezione Pure Cotton Short Sleeve Shirt, at Marks&Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Autograph Pure Cashmere Scoop Neck Jumper, at Marks & Spencer
Sophisticated and modern, this scoop neck jumper is made from pure cashmere for the ultimate in luxurious softness

Woodspice For Men Anti-Perspirant Deodorant, at Marks&Spencer
Anti-perspirant Woodspice fragrance 200ml This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.