Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks n Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Handcrafted Woven Label Valentine Card, at Marks and Spencers
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Oh-So Lovely, at M&S
This luxurious bouquet, featuring soft white roses and lovely cream and purple edged carnations, is sure to make someone feel special Available for delivery between 1st April to 30th September 2009

Short Sleeve Ireland Football T-Shirt, at Marks and Spencer
A must for football fans! This official Ireland football t-shirt features the Irish motif. A modern easycare style in soft comfortable cotton

Younger Boys' Permair™ Triple Strap Trainers, at Marks & Spensers
Scuff resistant Triple riptape straps Round toe Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe Stitch detail Grip sole

Macon Rouge 2007 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Gamay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Girls' Fashion Schoolwear - Stain Defence™ Non-Iron Embroidered Skirt, at Marks & Spencer
This innovative non-iron skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit for longer

Cape Quarter Colombard Chardonnay 2008 - Case of 12, at M+S
Style: Dry Grape variety: Colombard, Chardonnay Country of origin: South Africa Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Girls' Limited Pure Cotton Acid Wash Dress, at Marks and Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Ultimate Fishnet Hold-Ups, at Marks & Spencers
The ultimate in stylish design, these fishnet hold ups have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

5 Pairs of Newborn Cotton Rich Dog Embroidered Socks, at Mark & Spensers
Stock up on stylish essentials with this pack of 5 pairs of embroidered dog design socks

Kitchen Planner Family Organiser, at Marks and Spencers
Comes with a pen, memo pad, chalk board, chalk pencil and cloth eraser Dimensions: 330 x 430mm

Piedmont Chardonnay 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay & Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Block Stripe Rugby Top, at Marks & Spensers
Casual and relaxed, this block stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

Autograph Pure Cashmere V-Neck Jumper, at Marks&Spencer
Sophisticated and modern, this v-neck jumper is made from pure cashmere for the ultimate in luxurious softness.

Pure Silk Triple Check Handkerchief, at Mark & Spensers
A luxuriously soft handkerchief in pure cotton

Mamma Mia! DVD, at Marks&Spencer
Rating Parental Guidance,

Autograph Leather Desert Boot, at MarksandSpencer
Round toe Stitch detail Low heel Contrast sole

Perfect Pure Cotton Lightweight Stripe Jersey Scarf, at Marks & Spencers
This sophisticated lightweight jersey scarf is the perfect accessory to this season's fashions. The stripe design adds a stylish finishing touch

Per Una 2 Tone Floral Lace Shorts, at Marks and Spencers
Fresh and feminine, these stylish knickers feature floral design and a lace trim. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Footglove™ Double Elastic Pumps, at Marks & Spenser
Square toe Cut out detail Double elastic bands Flats Slip on style Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8

Blue Harbour Zip Fastening Fleece Jacket, at Marks n Spencer
Relaxed and cosy, this fleece makes a warm and comfortable extra layer

Stitched Flowers Wedding Card, at Mark's & Spencer
Cover text: Wedding Inside message: Blank for your own message Approx. size: 175 mm x 127 mm

Collezione Italian Pure Silk Cougar Check Tie, at Marks&Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Sebo Felix Premium Upright Vacuum Cleaner, at Marks and Spenser
1300 watt suction motor plus 175W brush motor S-CLASS filtration system - removes 100% of particles of 1 micron and above Includes built-in crevice tool, upholstery brush and parquet brush Suction unit detaches from head for use on stairs, car interiors or curtains "Flex" neck for manoeuvrability Telescopic handle with built-in variable power controls Overheating protection and automatic shut-off in case of brush jam Ideal for carpet and hard floors 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Unit weight 6.8kg, dimensions H104 x W31 x D38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

BT Verve 450 Trio Cordless Phones with Answer Machine, at Mark & Spencers
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Pairs of Textured Microfibre Socks, at Mark's & Spencer
These soft rib trim socks have added stretch for comfort and durability so they'll last wear after wear

Animal Sparkle Jacquard Scarf, at Marks and Spencers
Add some sheer glamorous sparkle to your look with this elegant animal print scarf. The perfect accessory to this season's styles

Pure Wool Animal Trim Bow Detail Cloche Hat, at Marks and Spenser
Keep ahead of the trends with this glamorous animal trim bow detail cloche hat. The perfect finishing touch to stylish winter outfits

Italian Collezione Micro Square Stripe Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Tribeca Corner Chaise (Left-Hand), at Marks & Spencers
H90 x W276 x D99cm Seat H46cm (all dimensions are approximate) Length L203cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Includes 3 matching scatter cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.