Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides Marks & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Single Breasted 2 Button Jacket, at M+S
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Autograph Wool Rich 5 Button Waistcoat, at Marks and Spencer
This finely tailored waistcoat adds a touch of refinement to your formal wear

Geneva Extra Large 2-Seater Sofa, at MarksandSpencer
H88 x W244 x D96cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Large Outdoor Barrel, at Marks and Spencer
This square wooden barrel is packed with goldcrest conifer, geranium, lavender and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery until 30th September 2009

Fuji FinePix F200EXR Digital Camera, at Mark & Spensers
Pixels: Super CCD EXR 12 Megapixel switchable sensor Zoom: 5x optical zoom, 4.4x digital zoom Screen: 3" TFT color LCD monitor ISO: Auto / Auto(3200) / Auto(1600) / Auto(800) / Auto(400) / Equivalent to ISO 100 / 200 / 400 / 800 / 1600 / 3200 / 6400 / 12800 (Standard Output Sensitivity) * Number of recorded pixels: ISO6400: "M" or "S", ISO12800: "S"only Dimensions: W97.7 x H58.9 x D23.4mm / W3.8 x H2.3 x D0.9" (excluding accessories and attachments) Weight: Approx. 175g (excluding accessories, batteries and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: AVI (Motion JPEG ) with sound Self-timer: Approx. 10 sec./2 sec. delay Power source: Rechargeable NP-50 Li-ion battery (included) / CP-50 with AC power adapter AC-5VX (sold separately)

Autograph Milan Chrome Tumbler, at Marks n Spencer
Chrome H7 x W10.6 x L11.3cm Glass tumbler, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Frill Insert Top, at M & S
Pretty and feminine, this short sleeve top is made from pure soft cotton. The frilled insert adds a fashionable finishing touch

Petite A-Line Skirt with Belt, at Marks&Spencer
Smart and modern, this flared a-line skirt features stitch detail. A great work-to-evening style. Specially designed and perfectly proportioned for the petite frame

Pleated Corduroy Skirt with Tights, at Mark & Spencers
Pretty and fashionable, this corduroy skirt with tights is outstanding value!

Pure Cotton Cars Lightning McQueen Hooded Jumper, at Marks & Spencer
Fans of Cars will love this hooded jumper featuring Lightning McQueen. A practical, easycare style

TomTom XL LIVE IQ Routes™ Edition Europe Satellite Navigation System, at Marks & Spensers
Maps: Full door to door maps of the Western and Central Europe (42 countries) Display: XL 4.3" widescreen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable Dimensions: 123 mm x 82 mm x 27 mm Weight: 185 grams Battery: Lithium-Ion (up to 3 hrs autonomous battery life) Memory: 2 GB internal flash memory TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Autograph Siberian Goose Down Pillow, at Marks and Spencer
W48cm x L76cm Soft to medium support Silk and cotton blend cover 450 thread count 50% silk / 50% cotton boxed wall outer edge cover Siberian new white goose feather and down filling Highest quality class 1 Siberian goose down Machine washable at 40C, Manufacturer: Marks & Spencer

Roman Marble Necklace, at Marks & Spencer
Clasp fastening necklace Chunky bead design

Vienna Collection - Floor Lamp, at Marks and Spencer
Facetted glass curtain shade Chrome plated base Round base Dimensions: H161 x Diam 40cm Bulb: 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

Long Sleeve Ribbed Trim Cardigan, at Marks & Spencers
Modern and stylish, this cardigan features delicate buttons. A versatile, easywear style

High Impact Stripe Band Non-Wired Padded Sports Bra, at Marks and Spencer
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Autograph Small Rollercase, at Marks and Spencer
Free 5 year guarantee Take the hassle out of travel with the practical, easy to transport and stylish design of this spacious rollercase. Perfect for business travel, this case includes a garment carrier and shoe bag Includes free i-trak luggage ID service see details below

Younger Girls' Hello Kitty Rucksack, at Marks & Spencers
Fashionable and practical, this rucksack features useful compartments. It's easy to carry and there's lots of room for all the essentials

Flat Front Stripe Trousers, at MarksandSpencer
Smart and stylish, these stripe trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear

Blue Lace Cushion, at M & S
Rectangular shape Embroidered lace design Dimensions: L30 x W40cm, Manufacturer: Marks & Spencer

Footglove™ Widefit Leather Toepost Flip Flops, at Mark & Spensers
Flat sole Stitch detail Thong style Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Cotton Thin Straps Centre Bow Vest, at M & S
Pretty and feminine, this centre bow vest is made from soft breathable cotton for a comfortable night's sleep

Ruby Single Wardrobe, at M & S
H190 x W70 x D55cm 2 drawers Hanging rail and shelf Clean white finish Made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Newbury Summer Hat, at Marks&Spencer
Express your stylish side with this Newbury hat

Florentyna Body Lotion, at Mark & Spencers
Body lotion with moisturisers 250ml

Pure Cotton Block Stripe Hooded Top, at Marks and Spencers
Relaxed and casual, this comfortable hoodie is made from pure cotton and features stripe design. A great value easycare style

Organic Pinot Grigio 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Rose Embossed Dressing Gown, at Marks & Spenser
Wrap up and relax in this soft dressing gown featuring embossed design for a fashionable look

Styled Pin Dot Shorts, at Mark's & Spencer
Sleek and stylish, these soft stretchy shorts are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and shorts style give a modern, shapely look. Designed for a streamlined silhouette

Cotton Rich Button Tab Straight Leg Trousers, at Marks and Spenser
Simple and stylish, straight leg trousers are a modern classic. This pair sits below the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.