Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Besides Marks & Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Hand Finished Kitten Card, at Marks & Spenser
Cover text: To a special little girl on her birthday Inside message: Blank for your own message Approx size: 215mm x 150mm

Rectangular Wooden Chopping Board, at Marks and Spencer
Rectangular design Recessed frame detail L38 x W28 x H2cm, Manufacturer: Marks & Spencer

Bear Collection - Cuddle Robe with Mitt, at Marks and Spencer
75 x 75cm Contrast trim Pure cotton Embroidered bear design, Manufacturer: Marks & Spencer

Baby Girl Shelf New Baby Card, at Marks and Spencer
Cover text: Baby girl Inside message: With love Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Leather Oxford Lace Up Brogue Shoes, at Marks and Spencers
Pointed toe Punch feature Lace up Block heel

Lightweight Floral Print Scarf, at Marks and Spencers
Add a fashionable finishing touch to your look with this elegant floral printed scarf. The perfect accessory to this season's styles

Longer Length Non-Iron Stain Defence™ & Stormwear™ Bootleg Trousers, at Marks and Spencer
Smart and modern, these longer length bootleg trousers are treated with our unique Stain Defence™ and Stormwear™ finishes, making them resistant to water and stains.

Double Breasted Pure New Wool Blazer with Cashmere, at M&S
Complete with a classic double breasted cut, this dashing blazer concentrates on tailored detailing and a structured shape, setting the tone for a timeless formal look

3 Pairs of Textured Microfibre Socks, at Marks & Spensers
These soft rib trim socks have added stretch for comfort and durability so they'll last wear after wear

2 Piece Pure Cotton Stripe Polo Neck Outfit, at Marks and Spencer
Fun and practical, this cute 2-piece outfit features a "4" motif. It's made from soft cotton to keep him comfy

Mechanical Dotty Daisy Birthday Card, at Marks and Spencer
Cover Text: Happy birthday Inside Message: With love Approx Size: 135 mm x 135 mm

Blue Harbour Pure Cotton Straight Leg Jeans, at Marks n Spencer
Relaxed and comfortable, these pure cotton straight leg jeans give a fashionable casual look

Black Silver Glass Photo Frame 10 x 15cm (4 x 6"), at Marks and Spencer
Contrast border Rectangle shape Aperature: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

2 Older Boys' Cotton Rich Drawstring Pyjama Bottoms, at Marks & Spencer
Fun and fashionable, these pack of 2 cotton rich pyjama bottoms can be mixed and matched with different tops to suit his individual style

Cotton Rich Double Button Skinny Jeans, at Marks and Spencers
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Freshfeet Warm Lined Apron Moccasins, at Marks n Spencer
Round toe Stitch detail Flat sole Slip-on Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Boxed Mirror Photo Frame H29 x W24cm (4 x 6''), at Mark's & Spencer
Boxed mirror glass design H29 x W24 x D3cm Aperature: 10 x 15cm (4x6'') 1.3kg, Manufacturer: Marks & Spencer

Green Floral Quilted Bedcover, at Marks and Spencers
Quilted design Floral embroiderey, Manufacturer: Marks & Spencer

Per Una Short Sleeve Cornflower Cardigan, at Marks & Spenser
A feminine knitted cardigan, the single button fastening gives it the Per Una touch

Feather & Bow Occasion Hat, at Marks and Spencer
Sophisticated and glamorous, this bow and feather trimmed hat is perfect for stylish summer events To receive your FREE hat box, simply click on the hat box below and add it to your basket

Diamanté Table Decorations, at Marks & Spencer
Set of 12, Manufacturer: Marks & Spencer

5 Pairs of Newborn Cotton Rich Kitten Embroidered Socks, at Marks & Spenser
Stock up on stylish essentials with this pack of 5 newborn cotton rich kitten embroidered socks

Charlotte Lge 2 Seat Sofabed (occasional) AU09 Newness, at Mark's & Spencer
Manufacturer: Marks & Spencer

Handcrafted Black Dress Mother's Day Card, at M&S
Cover text: With love Mum, On Mothers Day Inside message: Have a wonderful day Approx size: 178 x 126mm

5 Cotton Rich Low Rise Shorts, at Marks & Spensers
These low rise cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Photo Beer Brother-in-Law Birthday Card, at Marks and Spencer
Cover text: Birthday cheers! Brother-in-Law (Label on bottle: Cheers to you a full bodied mature bloke) Inside Message: With lots of love Happy birthday Approx size: 175 x 126mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Polka Dot Baby Doll Dress and Bag Birthday Card, at Marks and Spencer
Cover Text: Birthday Boutique Happy Birthday Inside Message: Blank for your own message Approx size: 210 x 145mm

Bold Floral Wallpaper, at Mark & Spencers
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

2 Older Girls' Plain Crop Tops, at Marks and Spenser
Cute and comfortable, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Yellow Car Good Luck Card, at Marks and Spencer
Cover text: Good luck Inside message: Best of wishes and luck now and always This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.