There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spensers Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Unlined Pleated Single Breast Jacket, at Marks and Spenser
Fashionable and modern, this tailored style jacket features a pleated center design. A smart and stylish choice

2 Pairs of Cotton Rich Plain Knee High Socks, at Marks & Spensers
These cotton rich knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Limited Collection Stud Pocket Skinny Jeans, at Marks and Spencer
Long and lean, skinny jeans are an edgy modern style. This fashionable pair is cut to fit and flatter and have stud detailing on the back pockets. Wear with some volume on your top half to balance the shape and give an even leggier look

Nubuck Leather Belts, at Marks and Spencer
This leather nubuck finish belt is ideal for wearing with casual styles

Per Una Pure Cotton Printed Pyjamas, at M&S
Modern and feminine, these pretty printed pyjamas are made from pure soft cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Belgian Chocs 310g, at Marks&Spencer
An indulgent treat, this box of delicious Belgian chocolates is a perfect gift for friends and loved ones

Older Boys' Leaf Print Swimming Shorts, at Marks & Spenser
A leaf print design gives these swimming shorts a contemporary twist. A fashionable and practical style

British Heritage Leather Burnish Cut-Out Shoes, at M&S
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes are made from the finest leather and traditional Goodyear Welted Construction. They include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Per Una Pure Cotton Bold Floral Skirt, at Marks & Spencers
A pretty knee length skirt in pure cotton featuring a bold floral print and tie waist feature

The Official England FA Facts 'n' Stats Sticker Book, at Marks and Spencers
Check out all the trivia on the England players in this fun book, using the stickers to fill in any missing info. Press-out the six England players on the gatefold and play a game of paper Subbuteo on the fold-out scene.

Clos de Reynard 2006 - Case of 6, at Mark & Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Bodysensor™ 40 Denier Opaque Bodyshaper Tights, at Marks & Spencer
These comfortable 40 denier opaque tights are made with added stretch and a reinforced toe for durability. They feature bodysensor™ technology to keep you warm when its cool and cool when its warm

Flat Front Plain Trousers, at Marks and Spencers
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Per Una Pure Cotton Floral Print Pyjamas, at Marks and Spencers
Modern and feminine, these pretty floral print pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Autograph Essentials Embroidered Non Padded Balcony Bra, at Mark & Spensers
Sophisticated and feminine this balcony bra features a pretty embroidered design. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Per Una Frill T-Bar Shoes, at Mark's & Spencer
Round toe Buckle fastening T-bar design Frill detail Mid heel Heel height: 7.5cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Pure Cotton In The Night Garden Romper & Bib, at Marks and Spencer
A great choice for active babies, this soft pure cotton romper suit is comfortable and practical. Stripe design and motif print adds a cute finishing touch

Bold Maxi Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Clos Roque D'Aspes 2005 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Essentials Embroidered Thong, at Marks and Spenser
Elegant and feminine this modern thong is made from a soft fabric which looks and feels luxurious. The modern low rise high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Cotton Rich Block Stripe Mock Layer T-Shirt, at Marks & Spencer
Soft, snug and comfy, this cotton rich t-shirt is outstanding value. It features a mock layered sleeve and block stripe design. Fashionable and practical

Pure Silk Skinny Bow Tie, at Marks & Spenser
Smart and sophisticated, this pre-tied bow tie adds an elegant finishing touch. Made from luxurious pure silk

Bead Trim Hipster Bikini Bottoms, at Marks & Spenser
Feminine and delicate, these fashionable tankini briefs features a bead trim. The ultimate in poolside glamour

Bare Cooling Shine Tights, at Marks & Spensers
Never lose your cool again in warmer weather with our Bare Cooling tights. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Pure Silk Embroidered Floral Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart embroidered floral tie in pure silk

Classic Collection Self Check Blouse, at Marks&Spencer
Smart and stylish, this self check blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Pure Silk Layered Border Cushion, at Marks and Spencer
Rectangular shape Layered contrast border design Lined, Manufacturer: Marks & Spencer

Aluminium 24cm Frying Pan, at Marks and Spenser
Grey aluminium design Triple layer non-stick finish Even heat distribution Diam 24cm, Manufacturer: Marks & Spencer

Harry Potter Quidditch Dressing Up Outfit, at Marks & Spensers
This Quidditch costume is a must-have for fans of Harry Potter

Couple Dancing Wedding Card, at Marks and Spenser
Cover text: To a special couple with all out Love On your Wedding Day Inside message: Blank for your own message Approx size: Unfolded: 178 x 126mm

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.