Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.

5 Cool & Fresh Cotton Rich Assorted Briefs, at Marks and Spencer
Made from soft breathable stretch cotton, these comfy briefs are ideal for everyday wear

Dualit Espressivo Coffee Machine - Cream, at Marks and Spencers
Self priming 15 BAR pressure pump Ready to go in less than 40 seconds Thermobloc (water-heating on demand) Instant hot water and constant steam 1.5L removable water tank Easy froth nozzle makes perfect foam Dualit quality stainless steel and cast aluminium body Extra cup height clearance - fits mug size Large cup warming plate Pop-up drip tray full indicator Three coffee options: single serve, dual serve and ESE pod Accessory holder keeps pods and froth nozzle to hand Dimensions: 20.5 x 28.5 x 32.5cm Weight: 5.81kg This product is not available for international delivery. Find out more

Silver Plated Twisted Leaf Cluster Earrings, at Mark's & Spencer
Hook fastening Drop style Twisted leaf detail

Urbino 2-Seater Occasional Sofa Bed, at Marks and Spenser
H92 x W185 x D102cm (Opens to L238cm) Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Conceals a fold out bed, suitable for occasional use Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Available with fixed cushion covers only Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Mattress: L180 x W112 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Pure Linen Knee Length Skirt, at Mark's & Spencer
A pretty knee length skirt in pure cool linen featuring a ziggy flow print

2 Lichfield Vertical Slat-Back Chairs, at Marks & Spencers
H102 x W46 x D60m Solid oak design Micro-chenille seat pad Sold as a pair Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Wool Animal Trim Bow Detail Cloche Hat, at Marks & Spencers
Keep ahead of the trends with this glamorous animal trim bow detail cloche hat. The perfect finishing touch to stylish winter outfits

The Dangerous Book for Boys Paper Plane Birthday Card, at Marks & Spenser
Cover text: The Dangerous Book for Boys...Dangerous birthday plan: Reach for the sky!...World's best paper plane - dangerous blueprints inside Inside message: Have a dangerous birthday! Approx size: 150 x 150mm

Apple iPod Shuffle 4GB, at MarksandSpencer
Smallest iPod shuffle ever 4GB of storage (up to 1,000 songs) Easy access controls VoiceOver - tells you song titles, artists, and playlist titles through your headphones Durable, anodised aluminium case with stainless steel clip Playback time: Up to 10 hours when fully charged Built-in rechargeable lithium polymer battery Skip-free playback Dimensions: H45.2 x W17.5 x D7.8mm Weight: 10.7 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional (service pack 3 or later) or Mac OS X v10.4.11 or later In the box: iPod shuffle, earphones, USB cable TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

M&S 3m Gold Scart Cable, at Marks and Spencer
3 metre cable 24 carat gold connections Multiple shielding for minimum interference M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Piece Stainless Steel Saucepan Set, at Marks and Spencer
3 pan set Glass lids 16cm saucepan - 1.3 litre capacity 18cm saucepan - 2 litre capacity 20cm saucepan - 2.7 litre capacity Riveted handles Encapsulated base for even heat distribution Suitable for all cooker and hob types, except induction. Not suitable for induction hobs, Manufacturer: Marks & Spencer

Portfolio Paradise Multi Bead Chain Necklace, at M+S
Clasp fastening Chain and multi bead design Necklace length 97cm

Autograph Modal Blend Pyjama Bottoms, at MarksandSpencer
Create your own look by mixing and matching these plain pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Gold Plated Bedazzled Stone Ring, at Marks and Spencer
Cluster surround Large gemstone centre

Panasonic 37'' TX-P37X10 HD Plasma TV, at Marks & Spenser
Display: 37 inch plasma screen, 737,280 (1,024 x 720) pixels HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Dynamic contrast ratio: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W929 x H596 x D105 mm (without stand), W929 x H639 x D334 mm (with stand) Weight: 22kg (without stand), 24kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3x HDMI, S-video input, component video input, PC input and 1 x headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast Digital Cinema Colour: Superb colour reproduction with 4,096 equivalent steps of gradation SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot Intelligent Frame Creation: Intelligent Frame Creation achieves excellent moving picture resolution and flicker-less images VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Autograph Leather Whip Stitch Apron Loafers, at Marks and Spenser
Square toe Slip-on Stitch detail

3/4 Sleeve Self Stripe Shirt, at Marks & Spensers
Smart and stylish, this 3/4 sleeve shirt features a stunning self stripe design. A sophisticated new look, perfect for this season

Cross Strap High Heel Shoes, at Marks & Spensers
Heel height: 85mm Almond toe Elasticated cross strap Slip on High heel Comes in sizes 3-8, including half sizes

Big & Tall Pure Linen Single Breasted Jacket, at M & S
Specially proportioned for big and tall men, this 2 button jacket is designed to give a flattering, comfortable fit

Cosy Knee High Stripe Socks, at Mark & Spensers
These essential knee highs are outstanding value. They're made with added stretch and a reinforced toe for comfort and durability

19th Hole Whisky Gift Set, at Marks & Spenser
Keep the cold at bay while playing a round of golf with this Whisky Gift Set. It includes a bottle of Kenmore whisky, nine wooden tees, a divot repairer and magnetic ball marker. The handy collapsible drinking cup can be attached to your golf bag or can fit into a small pocket

Autograph Open Face Date Watch, at Marks and Spencer
Stylish and contemporary, this analogue watch features a large time display with day indicator, fashionable and practical must-have

Rabbit Thank You Teacher Multipack of Cards, at Marks&Spencer
Design 1: To a FAB teacher, Who makes learning fun Design 2: You're the BEST teacher and deserve a BIG... Inside messgae: Both designs: thank you 6 cards, 2 designs Approx size: 130 x 130mm

Autograph Stainless Steel Turner, at Marks & Spensers
Hanging loop Approx size: 26.3 x 9 x 9cm Dishwasher safe, Manufacturer: Marks & Spencer

Marge Simpson Mother's Day Card, at Marks and Spencer
Cover text: Mum, I really hope I follow in your footsteps... Inside message: ...I'm just sorry you have to clean up after mine! Approx size: 230 x 114mm THE SIMPSONS ™ & 2006 Twentieth Century Fox Film Corporation. All Rights Reserved

Glass and Brass Table Lamp, at Marks and Spencer
Classic shade shape Diagnol stripes Contrast trim Brass stem Glass gem detail Round base H 50 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bow Detail Mid Heel Ankle Boots, at Mark's & Spencer
Almond toe Stitch and bow detail Zip fastening Block mid heel Heel height: 69mm Comes in sizes 3-8, including half size

Formula Calming Foaming Facial Wash, at Marks & Spencer
With chamomile and aloe vera Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic 150 ml

Soft Vanilla Referesher Oil, at Marks & Spencers
Vanilla scented 15ml, Manufacturer: Marks & Spencer

Ceriso Silk Rich Floral Print Bikini Knickers, at M&S
Fashionable and flirty, these modern bikinis feature a feminine floral print. The skirted style is cute and flattering. Designed for women who want the latest look

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.