Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Large Rectangle Face Watch, at Marks and Spencer
Buckle fastening Analogue Rectangle face

La Prendina Pinot Grigio Rosé 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio & Rodinella Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Love Lane Mummy's Day Card, at Marks and Spencer
Cover text: Happy Mummy's Day, You're so lovely, I'm glad you're my mummy, And not a crocodile Inside message: Have a lovely day! Approx size: 150 x 150mm

Montsant Old Vines Garnacha 2005 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Garnacha Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Zip Funnel Neck Jumper, at Marks & Spencers
A practical, casual jumper in a cotton rich fabric featuring a zip fastening. A great value easycare style

Reader's Digest - Magazine Gift Subscription, at Marks & Spensers
Live better, feel good and save money True-life tales of courage; interviews with extraordinary people; in-depth investigations; expert lifestyle advice; and words of wit and wisdom - you'll be entertained, informed and inspired by Reader's Digest magazine

Foot Survival Pack, at Marks n Spencer
For instantly comfier feet, whatever shoes you're wearing

Adored Pure Cotton Stripe Minishirt, at Mark's & Spencer
Stylish and elegant, this flattering stripe minishirt is part of our feminine Adored collection. It's made from soft pure cotton for the ultimate in comfort

Per Una Spot Print Dressing Gown, at Marks & Spencer
Modern and feminine, this pretty spot print dressing gown is made from soft fabric so you can relax in comfort and style. Part of Per Una's sleepwear collection

Foot Survival Pack, at Marks and Spencer
For instantly comfier feet, whatever shoes you're wearing

Congratulations Communion Multipack of 5 Cards, at Marks & Spencers
Cover text: Congratulations on your Holy Communion Inside message: Blank for your own message Approx size: 120 x 120mm

Luxury Mattress - Firm, at MarksandSpencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Spring count: 2200 Independently pocketed springs in two layers Lambs wool, cotton and loose hair filling Cotton-felt provides a soft-surface with wool holds fillings in place Hand-stitched sides support mattress wall and extend sleeping area Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una St. Ives Floral Panel Skirt, at Marks & Spencer
A pretty knee length skirt in lightweight cotton mix fabric featuring a floral print and flared design

Pure Highway In-Car DAB Radio, at M&S
20 DAB station presets ReVu™ to pause and skip back through live DAB radio quickSCAN to find free FM transmission frequencies Easy to install. No expertise required as Highway sends DAB Digital Radio directly to your car stereo via its FM transmitter Play your iPod or MP3 player through your car stereo Highway can be taken out of the car at the end of a journey and used as a personal DAB radio. (Requires two AA batteries and headphones - not included) Controls: Tune, Select, Lock, Menu, Play/Pause, Rewind, quickSCAN, 4 dedicated one-touch presets, 1 combined preset 4 FM transmit presets for instant tuning Magnetic flexible windscreen mount makes it easy to remove highway from the vehicle Add new features as they become available via USB Option to connect to your car stereo's auxiliary connector (if available) DAB scrolling text Green backlit LCD display with 16 x 2 characters Dimensions: W122 x H70 x D29mm Weight: 156g Aerial: High-sensitivity adhesive windscreen mount aerial. Battery power supply: 2 x AA batteries (not supplied) provide power adapter. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Younger Boys' Cars Team McQueen Dressing Gown, at Marks & Spencers
A must for fans of Disney's Cars, this fluffy dressing gown features fun motifs of the popular character Lightning McQueen

Zip & Button Cropped Trousers, at Marks and Spencers
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Per Una Short Sleeve Ditsy Lace Top with Camisole, at Marks and Spencer
A fashionable floral print top featuring a plain camisole, the crinkle design makes it extra stylish

Linen Blend Pinstripe Straight Leg Trousers, at Marks & Spencer
Sophisticated and elegant, these tailored trousers are detailed with a prinstripe design. A fashionable choice for work or formal occasions

Mum Flowers 50th Birthday Card, at M & S
Cover text: Mum 50 today Inside message: Have a very happy birthday 178 x 125mm

My Friend's Handbag Heaven, at Mark & Spensers
Suitable for ages 3+ Contains a handbag, cell phone, cards and instructions Comes with felt decorations Develops creativity This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Shimmer Effect Glass Charger Plate, at Marks & Spencer
Circular shape Shimmer effect Plain, Manufacturer: Marks & Spencer

AUTO DELIVERY - MCS FEB INTRO WHT, at Marks & Spensers
This product is not available for international delivery. Find out more

2 Older Boys' Pure Cotton Assorted Baseball Caps, at Marks & Spencer
Casual and fashionable, these baseball caps feature a stunning floral print design

Luxury Sandwich Platter, at Marks & Spencers
30 quarters Serves 6 - 8 Ready to eat 6 different fillings As featured on page 7 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Per Una Twill Tencel Trousers, at Marks and Spencers
A fabulous wideleg pair of trousers in pure tencel featuring stitch detail and 2 button fastening

Short Sleeve Floral Shadow Top, at Marks and Spencer
This fab short sleeve top features a stunning floral design. A sophisticated new look, perfect for this season

DD-G 2 Plain Cotton Blend Bras, at Marks & Spencers
Perfectly designed for the fuller bust. You'll feel simply fabulous with the extra support and comfort provided by underwiring and non-padded cups

Ingredients Honey & Milk Body Butter 200ml, at Marks and Spenser
Honey and milk body moisturising cream 200ml

Captain Hideaway Bed with Mattresses, at Mark's & Spencer
Single bed (3ft): L203 x W102 Headboard: H99cm Endboard: H99cm Pull out bed: H48.1 x L193 x W95cm 3 drawers 3 drawer facades (decorative only) Comes with 2 traditional single open-coil mattresses Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

DD-G Extra High Impact Non-Wired Sports Bra, at Marks and Spencer
Comfortable and secure, this extra high impact sports bra gives firm yet gentle support during maximum impact activity

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."