Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is Mark & Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Fragoso Merlot 2008 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Merlot Country of origin: Argentina Closure: Screw cap Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Linen Palm Border Print Skirt, at Marks and Spencer
Fashionable and contemporary, this linen skirt is a look you'll love. A versatile, easywear look

Single Breasted Large Collar Trench Coat, at Marks and Spencer
A fashionable must-have, this trench coat has been bought up to date with a figure-flattering cut and contemporary styling

Classic Collection Pure Cotton V-Neck Embroidered Top, at M&S
Pretty embroidery makes this lovely top so feminine and elegant. Versatile enough to be worn with smart or casual skirts and trousers, it will take you from day to evening in style.

Per Una Leather Notched Belt, at M&S
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Woven Silk Floral Dot Tie with Stain Defence™, at M+S
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Oval Shell Jewellery Set, at Marks and Spencer
3 part set Hook fastening drop earrings Stretch bracelet Clasp fastening necklace Oval shell design Necklace lengths: 43cm, extendable by 7cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Eau De Toilette Limited Edition Spray, at Marks and Spencers
Clear bottle with Per Una floral print Floral and fruity fragrance 50ml This product is not available for international delivery. Find out more

Pinstripe Bootleg Trousers, at Marks & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Heavy Sole Boat Shoes, at Marks & Spenser
Lace-up Round toe Lace stitch design Contrast stitch detail Heavy cleated soles

3 Cool & Fresh Pure Cotton Assorted Trunks, at Mark's & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Chic Stripe Bedset, at Mark's & Spencer
Stripe design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet (6ft)cover and 2 pillowcases, Manufacturer: Marks & Spencer

Pure Cotton Square Neck Ruffle Front Top, at Marks&Spencer
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a ruffle front

Older Boys' Double Buckle Open Toe Sandal, at Marks & Spencers
Slip on Double buckle fastening Flat sole Camaflage sole detail

Medium Kangaroo Soft Toy, at Marks and Spenser
Suitable for ages 0-3 years Sewn in baby joey This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Country Bunch To a Special Gran Birthday Card, at Marks and Spencer
Cover text: Gran... you're so special... Inside message:... hope you have a wonderful day! Size: 215 x 150mm

Pure Cotton Multi Stripe Hooded Cardigan, at MarksandSpencer
The fun multi stripe design makes this hooded cardigan extra special. The soft cotton knit will keep him warm and comfy

Machine Washable Circle Pattern Tie, at Marks & Spenser
No more trips to the drycleaners! This smart circle pattern tie is machine washable

Multi-Tonal Check Throw, at Marks n Spencer
Fleecy throw Multi-tonal check design Small dimensions: H150cm x W200cm Large dimensions: H230cm x W240cm, Manufacturer: Marks & Spencer

Classic Collection Velour Ballerina Slippers, at Marks and Spencer
Soft velour provides the ultimate in comfort with these ballerina style slippers. Great for wearing around the home or after a warm bath

Single Breasted Suit Jacket, at Marks & Spencer
Smart and classic, this single breast jacket is outstanding value. A practical, hardwearing and easycare style

Per Una Pleat Detail Bowler Bag with Corsage, at Mark & Spencers
Pleat detail and rose corsage makes this fashionable bag even more special. Give your look the Per Una twist!

Per Una Styled Harem Folk Print Shorts, at Mark's & Spencer
Feminine and delicate, these stylish shorts feature a harem folk print and are finished with lace and bow detail. The low rise style gives a flattering shapely fit and is ideal for wearing under hipsters. Pretty everyday fashion

Classic Collection Straight Leg Trousers, at Marks and Spencers
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Older Girls' Widefit Permair™ Leather Flower Bar School Shoes, at Marks & Spenser
Round toe Floral detail Riptape fastening strap Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Dusk Sparkle Earrings, at Mark & Spencers
Hook fastening Diamant cluster Drop style Silver plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Big & Tall Crease Resistant Flat Front Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers. They're machine washable and feature coin catcher™ pockets which stop change falling out. Perfectly proportioned for big and tall men

Burra Brook Merlot 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Merlot Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Heart Detail Sunglasses, at Marks and Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Facet Handle Umbrella, at M&S
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.