When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides M&S Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M+S Money financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Damask Pure Cotton Leaf Pattern Tablecloth, at Mark's & Spencer
Damask design Leaf pattern, Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Tatty Teddy Vests, at Marks n Spencer
Fun and fabulous, this 3 pack of cotton vests makes a great way to stock up on essential style

Antique Brass & Glass Coffee Table, at Marks and Spencer
H46 x W111 x D45cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required, but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

Secret Support™ Sports Mule Slippers, at Marks and Spencer
Mule style Slip on Contrast stitching Piping detail Flat sole Comes in sizes 3-8

Formal Pinstripe Suit Trousers, at Marks n Spencer
Perfect for smart occasions, these modern pinstripe trousers make a fashionable and practical choice

Pure Cotton Leaf Bathmat, at Marks and Spencers
Leaf pattern Pedestal mat: 50 x 80cm Bathsheet: 50 x 55cm, Manufacturer: Marks & Spencer

T345623C, at Marks and Spencers
Manufacturer: Marks & Spencer

Silver Plated Knot Stretch Bracelet, at Marks & Spencers
Stretch bracelet Knot design

Essential Colours Nail Polish, at Marks & Spenser
High gloss Fast dry Chip resistant Formaldehyde and toluene free 8ml This product is not available for international delivery. Find out more

Artificial Hydrangea in Copper Bowl, at Marks and Spencers
Artificial hydrangea flowers Oval copper bowl No watering required therefore easy care Fresh looking throughout the year H28cm, Manufacturer: Marks & Spencer

Samsung 32'' LE32B550 HD Ready LCD TV, at Marks & Spencers
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 32 inch LCD with 1920 x 1080 pixels Dynamic contrast ratio: High contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W806 x D240 x H589.5 (with stand), W806 x D77.8 x H528.5 (without stand) Weight: 13.7kg (with stand), 10.5 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical) (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Per Una Bath Bubbles Con Amore, at Mark & Spensers
500ml

Per Una Pure Cotton Tropic Leaf Print Dress, at M&S
A colourful tropic leaf print dress in pure soft cotton featuring a pleated neck detail

Tribeca Corner Chaise (Left-Hand), at Marks & Spencer
H90 x W276 x D99cm Seat H46cm (all dimensions are approximate) Length L203cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Includes 3 matching scatter cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Strings of Life Platinum Plated Ring, at Marks and Spencers
Crossed design Platinum plated

5 Pairs of Ribbed Tip Toe Sports Socks with Cool&Fresh, at Marks n Spencer
These cotton rich sports socks feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

Pure Cotton Dog Motif Mock Layer Top, at Marks and Spencer
Cute and comfy, this fashionable mock layer top is made from soft cotton.

Younger Girls' Spot Print Wellie Boots, at Marks & Spencers
Wellie style Round toe Spot print Handle detail Lined

Snake Print Short Sleeve Kaftan, at Marks & Spencer
Modern and stylish, this fashionable kaftan features a striking snake print. The ultimate in poolside glamour

Per Una 3/4 Sleeve Stripe Zip Cardigan, at Marks & Spensers
A colourful 3/4 sleeve cardigan in a soft knitted fabric featuring a stripe design and zip fastening

Wedding Garter, at Mark & Spencers
1 x garter Approx size: Un-stretched: 340mm circumference Approx size: Fully stretched: 660mm circumference

Per Una Styled Embroidered Brazilian Knickers, at Marks and Spencers
Elegant and feminine, these stylish brazilian feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Lichfield Wood Top Nest of Tables, at Marks and Spenser
H61.5 x W68 x D48cm (largest) Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Grandad Text Birthday Card, at MarksandSpencer
Cover text: To a special Grandad Grandfather Papa Pop Grandpa Gramps Inside Message: Wishing you a very happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

Limited Collection Rio Charm Necklace, at Mark & Spensers
Clasp fastening Multiple charms Multi strand Necklace length 47.5cm, extendable by 7.5cm

Thank You Retro Script Multipack of Mini Cards, at Marks & Spencer
Cover text: design 1 - Thanks, design 2 - Thanks so much , design 3 - Thank you, design 4 - Thanks a lot Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Abbot Chair, at Marks and Spencer
H78 x W76 x D78cm Seat H43cm, arm H71cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Cotton Rich Lace Trim Vests, at Marks & Spencer
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Gold Plated Art Nouveau Stretch Bracelet, at Mark's & Spencer
Stretch bracelet Art nouveau design

Square Neck Short Sleeve Tab Dress with Belt, at Marks & Spencer
Chic and stylish, this square neck dress features tab detail. A great choice for work or smart occasions and it's machine washable for added convenience

There are lots of ways to save money using M+S Money. Not least of these is MarksandSpencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.