Besides Marks & Spencers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Per Una Short Sleeve Cornflower Cardigan, at MarksandSpencer
A feminine knitted cardigan, the single button fastening gives it the Per Una touch

Small Gardens Book, at M&S
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

Collezione Pure Wool Single Breasted 2 Button Jacket, at Mark & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Essentials Check Skirt with Wool, at Marks and Spencers
Elegant and feminine, this front wrap check skirt is designed to fit and flatter. Exclusive, luxurious and beautiful

Floral Fine Art Multipack of Mini Cards, at Marks & Spencer
8 cards, 4 designs Cover text: All cards are blank Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 95 x 80mm

Limited Collection Pointed Boots, at Marks&Spencer
Knee high Stitch detail Plain design Heel height: 49mms Comes in sizes 3-8, including half sizes

2 Piece Cotton Rich Deer Print Dungaree Outfit, at Mark's & Spencer
Practical and pretty, this cute 2 piece outfit is made from soft velour and cotton to keep her feeling comfy and happy

Autograph Pure Wool Flat Front Stripe Trousers, at Marks & Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Pure Cotton Long Sleeve Upsy Daisy Top, at Marks & Spencers
The Upsy daisy slogan makes this cute top even more fun

3 Ring Hipster Bikini Briefs, at Marks & Spencers
Glamorous and sophisticated these flattering bikini briefs features a ring belt detail. The ultimate in poolside glamour

Sicilian Lemon & Ricotta Cheesecake, at Marks and Spencer
Serves 14 Ready to eat 1.5kg Not suitable for nut allergy sufferers Comes in a box suitable for storing the cake before serving As featured on page 51 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

5 Cotton Rich Floral Embroidered High Leg Knickers, at Marks and Spencer
Add a delightfully feminine touch to your everyday underwear drawer with the floral embroidery incorporated into these great value knickers. A high leg and cotton rich weave provides flattering, easy to care for comfort

Per Una 3/4 Sleeve Wooden Bead Cardigan, at Marks & Spencer
A cosy 3/4 sleeve cardigan featuring wooden beads

Painterly Floral Mum 70th Birthday Card, at Marks & Spensers
Cover text: Happy 70th Birthday Mum, Life's a little happier, A little sweeter, too, A little more delightful, All because of you! Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Hard-Top Non-Storage Divan & M100 Mattress, at Mark & Spencers
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 21.5cm Divan height: 41cm A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Stripe Top, at Marks&Spencer
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Autograph Pure Cotton Loop Bathmat, at Mark's & Spencer
Manufacturer: Marks & Spencer

Amazing Planes Book, at Marks & Spencer
This book contains all the press out model pieces you need to make six different planes. Fit your planes with the plastic nose cones provided and then see how far you can fly them ! Plus inside you'll find loads of crazy, amazing, fantastic facts and true stories about planes !

Touch Table Lamp, at Marks & Spenser
Fabric shade Touch and glow feature M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Die Cut Heart Pearl 30th Anniversary Card, at Mark & Spencers
Cover text: Love, pearl wedding Inside message: Congratulations on your 30th wedding anniversary Approx size: 176 x 126mm

Glass Column Table Lamp, at Marks & Spencer
Glass column stem feature Square base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Jacques Defrance Champagne Brut NV - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Pinot Noir, Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wentworth Large 2-Seater Occasional Sofa Bed, at Marks and Spencer
H96 x W172 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors Mattress: L180 x W112 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

°Climate Control Medium Support Pillow, at Marks and Spencer
Keeps you in a comfort zone all night long Absorbs body heat, releasing when you need it Made using outlast technology, originally developed for NASA, Manufacturer: Marks & Spencer

Older Boys' Cotton Rich Long Sleeve Ben 10™ Pyjamas, at Marks & Spencer
A must for fans of Ben 10, these pyjamas features the popular character

Wentworth 3-Seater Sofa, at Marks & Spencer
H96 x W204 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Feet are castors Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Corsage Cardigan, at Marks & Spencer
A sophisticated 3/4 sleeve cardigan in a chunky knitted fabric featuring a stripe design and floral corsage

7 Pairs of Freshfeet Square Design Socks, at Marks & Spencers
The innovative Aegis Active Freshness system will keep these socks smelling fresh and odour free and its permanently built into the sock to perform wash after wash. They're cotton rich for soft natural comfort and have a reinforced heel and toe for extra durability

Garmin® Nüvi® 255 Satellite Navigation System, at Marks & Spenser
Free 2 year guarantee Simple, safe and portable with optional traffic re-routing, the nvi 255 is your personal travel assistant. This simple, safety-minded navigator includes turn-by-turn directions, traffic avoidance and a unique, advanced safety camera warning system. Packed with up to a million points of interest and maps for Europe, the 255 is compact, versatile and easy to use

M&S 10m High Speed ADSL & Broadband Modem Cable, at Marks and Spencer
10 metre cable Faster internet connection This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.