M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks and Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Pima Cotton Long Sleeve Tie Front Top, at Marks & Spencer
Chic and modern, this fashionable tie front top is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Sony NAS-SC500PKE Giga Juke Hi-Fi System, at Mark & Spensers
Multi-room package for wireless streaming New design refresh and superb sound quality speakers 160GB HDD (store up over 40,000 songs) Total 100w RMS (50w x2) with digital amplifier iPod Cradle Direct WALKMAN dock on top DAB/FM/AM tuner Auto title labelling (update through Internet) Quick and easy music file transfer (import from PC) USB MP3 Recording/ Playback/Charging Sense Me

Girls' Limited Belted Combat Trousers, at Mark's & Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Pure Cotton Easy Iron Fine Stripe Long Sleeve Shirt, at Marks & Spencer
Woven in pure cotton fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Per Una Pure Linen Single Button Jacket, at Marks and Spencer
A pretty single breasted jacket in pure linen, featuring single button fastening and diamant detail brooch

Samsung 46'' LE37A686 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 46 inch LCD screen, 1,920 x 1,080 resolution Contrast: Dynamic contrast 50000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: 1119 x 94 x 686mm (without stand), 1119 x 260 x 744mm (with stand) Weight: 27 kg with stand SRS TruSurround XT: For enhanced surround sound effect Connections: 4 x HDMI , 1 x RF Input, 1 x optical, 1 x USB, 1 x VGA, 1 x headphones and 1 x PC input (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Brushed Hoop Earrings, at Mark & Spensers
Hoop style Brushed detail Butterfly fastening

Edmonton Extra Large 2-Seater Sofa, at Marks & Spencers
H92 x W203 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Fairmont Table, at Marks and Spencer
Textaline and teak design Can seat up to 6 Teak source approved by the World Wildlife Fund Suitable for outdoor use 74 x 150 x 150cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lesley Garrett - Amazing Grace CD, at Mark & Spensers
Audio CD, Marks & Spencer

Detroit Extending Dining Table & 6 Alton Antiqued Leather Chairs Set, at Marks n Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D56cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Piped Double Breasted Mac, at Marks and Spencer
A simple, fitted mac is a versatile piece that will never go out of fashion. This mid length version is given a contemporary twist with a double breasted cut and contrast piping

Provence Floral Table Lamp, at Marks and Spencers
Ceramic floral stand Conical fabric shade M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big & Tall Pure Cotton Single Pleat Trousers, at Marks & Spenser
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Pure Cotton Leaf Embroidered Runner, at Marks and Spencer
Leaf embroidered design Dimensions: L235 x W35cm, Manufacturer: Marks & Spencer

Pure Wool 2 Button Single Breasted Jacket, at Marks & Spensers
Don't sacrifice style for comfort this summer. This Pure Wool jacket is specially designed for the warmer months. It's made with a lighter weight fabric, has a softer feel and it features an antibacterial body lining to help keep you feeling fresh

Short Sleeve Multi Stripe Wave Polo Shirt, at Marks & Spencer
A stylish smart-casual look, this short sleeve polo shirt in soft cotton features a multi stripe design and embroidered wave motif. Practical, comfortable and easycare

Lego Creator 3-in-1 Mini Jet Toy, at MarksandSpencer
Suitable for ages 6+ Can be built into mini jet, spaceship and speedboat Comes in a portable and reusable can This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Spot Print Nightdress, at Marks & Spencers
Fresh and feminine, this button fastened long nightdress is comfortable to sleep in and features a pretty floral embroidered design

Twin Buckle Tote Bag, at M&S
Stylish and useful, this tote bag features twin buckles. A practical and fashionable accessory

Round Chopping Board, at Marks & Spenser
Recessed handles D3 x H3.5cm, Manufacturer: Marks & Spencer

Flowers by Post - 10 Longiflorum Lilies, at Mark & Spencers
Classically elegant, these beautiful lilies give long-lasting beauty and fragrance. Flowers by Post is a great value way to spoil someone you know - or yourself

Cotton Rich Micro Spot Summer Trilby, at M & S
This season's hottest hat is the trilby, making this example the perfect way to get the look. It's stylishly detailed with contrast trim detail and looks fantastic with this season's styles

British Herb Glazed and Roasted Sliced Chicken Platter, at Marks and Spencer
Serves 8 Ready to eat Suitable for freezing 440g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Bob The Builder Magnet Book, at Marks and Spencer
Fun and stimulating, this magnet book will keep them entertained and help develop imagination and hand-eye coordination

Pure Wool Pique Rug, at Marks and Spenser
Rectangular shape Pique design Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

8GB Apple iPod nano - Latest Generation, at Marks & Spencers
Holds up to 2,000 songs, 8 hours of video, 7,000 photos, or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Shake iPod nano to shuffle your music Cover Flow - turn it on its side to flip through album art Watch movies, TV shows, and video Curved, anodized aluminum and curved glass design 2-inch (diagonal) color LCD display with LED backlight. 320 by 240 pixels at 204 ppi Tilt, move, and play accelerometer-inspired games (games available separately) Dimensions: H9 x W3.9 x D0.6cm Weight: 36.8g Built-in rechargeable lithium ion battery capable of up to 24 hours of audio playback and up to 4 hours of video playback Spoken menus allow listeners to hear many of the names of menus, song titles, and artists without viewing the screen A high-resolution LCD display with adjustable contrast and backlight settings makes it easier to read in low light For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later In the box: iPod Nano, Earphones, USB cable, dock adapter TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Large Laser Cut Sister Birthday Card, at Mark & Spencers
Cover text: To my special Sister Inside message: Wishing you a very happy birthday Approx size: unfolded: 220 x 220mm

Oval Droplet Chandelier, at Marks & Spencer
Cylinder Droplet design Steel rim H80 x W82 x D28cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Fudge the Dog Multipack of Mini Cards, at Mark's & Spencer
Cover text: design 1 - thank you, design 2 - hello there, design 3 - thank you, design 4 - with love Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.