M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

5 Big & Tall Pairs of Cotton Rich Plain °Climate Control Briefs, at MarksandSpencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Sapporo Bookcase, at M & S
H180 x W80 x D37cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the ite Why use veneers ? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girls' Fashion Schoolwear - Stain Defence™ Bootleg Trousers, at Mark's & Spencer
Fashionable as well as practical, these stylish trousers are treated with Stain Defence™ which repels everyday stains. Stretch fabric gives a comfortable and shapely fit

Pure Cotton Short Sleeve Tunic, at Marks & Spensers
Fashionable and contemporary, this versatile cotton tunic features short sleeves. Match with your leggings or trousers for casual style

3 Younger Girls' Pure Cotton Hello Kitty Vests, at Marks & Spensers
A must for fans of Hello Kitty, this pack of 5 vests features assorted Hello Kitty designs.

Autograph Low Rise Embroidered Shorts, at Marks and Spencer
Elegant and feminine these gorgeous shorts are made from the softest lace which looks and feels luxurious

Per Una Jaquard Textured Skirt with Belt, at Mark's & Spencer
A stunning mid calf length skirt in textured fabric featuring a slim belt

Cotton Rich Contrast Trim Plain Shorts, at Marks & Spencers
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Limited Collection 3/4 Length Plain Leggings, at Mark's & Spencer
Get a fashionable, contemporary look in these stretchy leggings from Limited Collection

Long Sleeve Cowl Neck Fleece Top, at Marks & Spencer
Want style and comfort? This cowl neck fleece top looks fashionable and will keep you feeling warm, cosy and snug.

Artificial Crystal Twig in Glass Tank, at Marks and Spencer
Artificial crystal twigs Glass tank No watering required therefore easy care Fresh looking throughout the year Height: 72cm, Manufacturer: Marks & Spencer

Chuggington Actions Book, at Marks and Spencers
Chuggington fans will love this fun book. It's filled with great stories featuring Chuggington Action

Pure Cotton Quick Iron Stripe Shirt, at Mark & Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Pure Cotton Buzz Hooded Jersey Top, at Marks and Spencer
Fans of Toy Story can dress like their favourite superhero Buzz in this fun hooded costume top

Pink Gerbera Flower Pot Birthday Card, at M+S
Cover text: Happy Birthday...This comes with many special thoughts and warmest wishes too, It really means so much to know someone as lovely as you Inside message: blank for your own message Approx size: 230 x 114mm

Pure Cotton Long Sleeve Stripe Hooded Top, at Marks and Spencer
Relaxed and casual, this long sleeve hodded top is made from pure comfortable cotton and features a stripe design. A fashionable easycare style

5 Pairs of Footsies, at Marks and Spencer
These soft semi-opaque footsies are designed to hide inside your shoes for extra comfort

Pure Cotton Scoop Neck Top, at Marks n Spencer
A perfect addition to your wardrobe, it's the fashionable style and stylish floral detail neckline that makes this cotton top special

Snap Trilby with Linen, at Marks and Spencer
Make a stylish impression with this trilby. It adds a smart touch to formalwear and looks contemporary with casuals

Cotton Rich Floral Print Blouse with Silk, at Marks and Spenser
Pretty and feminine, this 3/4 sleeve blouse is made from a luxurious blend of silk and cotton and features floral print design

Hard-Top Divan with 4 Large Drawers & M200 Mattress, at Marks and Spencer
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 24cm Divan height: 41cm Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep 4 large drawers Divan drawer size: H14 x W78 x D52cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

M&S 22" HD Ready LCD TV with DVD and FREEVIEW™ - Silver, at Marks and Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device HD Ready: 1080i, 720p Display: 22" flat screen 1680 x 1050 pixels Contrast Ratio: 700:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H45.5 x W54 x D20.5cm Sound: Nicam Stereo Connectors: audio, D-sub, PC stereo, scart, S-video, HDMI slot DVD Player: Built-in DVD player Use wall mount T042100 to perfectly mount this TV

Bubble Base Martini Glass, at Marks & Spensers
Bubble base design Hand made glass with heavy base Height: 15.5cm Capacity: 150ml (15cl), Manufacturer: Marks & Spencer

Cotton Rich Printed Motif Joggers, at MarksandSpencer
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a motif. A practical easycare choice

Crystal Arms Chandelier, at Marks and Spencers
7 arms Glass droplets H30 x D30cm Bulb: 7 x 40W E14 Candle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Panasonic 42'' TX-P42G15 Full HD Plasma TV with freesat HD, at Marks and Spencer
Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Hello Kitty Briefs, at Marks and Spenser
A must for fans of Hello Kitty character, these briefs feature assorted designs

Pure Cotton Ruched Waist Skirt, at Marks and Spencer
Fun and fashionable, this cotton skirt feels relaxed and comfy to wear

Butterfly Photo Frame 13 x 18 cm (5 x 7''), at Marks & Spenser
Rectangle shape Butterfly feature Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at M&S
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button tweed jacket is exceptionally stylish and luxurious

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.