There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spenser Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Cotton Rich Dart Detail Belted Shift Dress, at Mark's & Spencer
Sleek and chic, this cotton rich dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Pure Cotton Bib Front Dress, at Marks & Spensers
Delicate and pretty, this flattering cover up dress is designed in the latest shape. The ultimate in poolside glamour

Limited Stripe Scarf, at Marks and Spencer
Warm and soft, this striped scarf is ideal for chilly days

Autograph Long Sleeve Dual Tone Stripe Shirt, at Mark's & Spencer
This fab long sleeve shirt features a stunning dual tone stripe design. A sophisticated new look, perfect for this season

5 Cotton Rich Assorted Design Bikini Knickers, at M+S
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

Slim Leg Side Zip Trousers, at Mark's & Spencer
Slim and stylish, these side zip trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Autograph Pure Cotton Jeans, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Embroidered Number Joggers, at Marks & Spencers
Relaxed and comfortable, these casual joggers are made from soft cotton and feature an embroidered number feature. A practical easycare choice

Glitter Floral Luxury Wrap Pack, at Marks and Spencers
Contains: 1 x sheet wrapping paper, 1 x gift tag, 1 x length ribbon Approx size: Wrap: 685 x 98mm Tag: 115 x 65mm Ribbon: 2m

Peppa Pig Birthday Card, at M&S
Cover text: Happy birthday Inside message: Have a fantastic day Approx size: Unfolded: 215 x 150mm

Abbey Storage Footstool, at Marks and Spencer
H51 x W76 x D76cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Top cushion lifts to reveal storage space inside the stool. Click here to view the storage space Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Design Mats - DAMASK, at Marks and Spencer
Manufacturer: Marks & Spencer

Cotton Rich Cap Sleeve Hello Kitty Top, at Marks and Spencers
Fans of Hello kitty will love this cotton top featuring the popular character. A practical, easycare style

Zebra Mannequin Jewellery Holder, at Marks & Spencer
Mannequin design Multiple hooks H18"

Frame Holy Communion Card, at M+S
Cover text: On your holy communion Inside message: Blank for your own message Approx size: 174 x 126mm

Hannah Montana Rockin' Sticker Activity Book, at Marks & Spencers
Have you ever wondered what kind of superstar you could be? Well now you can take the awesome superstar quiz inside and find out! There are also puzzles, fun facts, party ideas and much, much more! The rocking Hannah Montana badges are also a fantastic addition to the clothes and bags of any fashion-conscious Hannah Montana fan!

Hunter Valley Shiraz 2007 - Case of 6, at Marks&Spencer
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Minnie Mouse Top, at Marks & Spensers
Fans of Disney will love this long sleeve cotton top featuring Minnie Mouse. A practical, easycare style

5 Pairs of Newborn Cotton Rich Dog Embroidered Socks, at Marks and Spencers
Stock up on stylish essentials with this pack of 5 pairs of embroidered dog design socks

Funky Faux Snakeskin Watch, at Mark & Spensers
Round face Analogue Faux snakeskin print strap Adjustable strap

Leather Cross Body Bag, at M&S
Both understated and useful, this cross body bag has lots of pockets to securely hold your must-have essentials

Leather Stitch Detail Square Roller Buckle Belt, at Mark & Spensers
This leather roller buckle belt is ideal for wearing with casual styles

Classic Collection 3/4 Sleeve Poly Print Blouse, at Marks n Spencer
Smart and stylish, this poly print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Multi Button Leather Gloves, at M+S
These fashionable and elegant leather gloves are finished with contrast stitch detail and are warmly lined. Perfect for keeping out the cold without compromising on style

Linen Blend Buckle Detail Bootleg Trousers, at Marks & Spencers
Greater choice of leg lengths now available Say goodbye to stuffy formal dressing. Summer suits are light and easy, with relaxed styling to match your mood

Big & Tall Blue Harbour Stormwear ™ Trekking Trousers, at M&S
Lightweight and versatile, these trousers are treated with our unique Stormwear™ water and stain repellent finish. They feature zip-off legs and a hidden comfort waistband so you'll stay comfortable all day long

Water Repellent Funnel Neck Mac, at M&S
Fashionable and practical, the mid length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern tie waist belt

Jacquard Lace DD-G Minimiser Bra, at Mark's & Spencer
Soft and comfortable, this minimiser bra de-emphasises your bust with gentle shaping. A flattering, supportive style

Sprung-Edge Divan with 2 Small + 2 Large Drawers & Autograph F500 Latex Pillowtop Mattress - Medium, at MarksandSpencer
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 29cm Divan height: H41cm Large drawers: H14 x W78 x D52cm, small drawers: H14 x W40 x D52cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Sleeve Roll Neck Top, at Marks & Spencers
Chic and modern, this roll neck top is made from softly draping stretch viscose for a fluid look. The stripe design adds a fashionable finishing touch

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.