There are lots of ways to save money using M&S Financial Services. Not least of these is M&S Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Besides Marks & Spencer Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Cotton Blend Short Sleeve Shirt, at Marks & Spencer
This fashionable top is made from soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

High School Musical 2 DVD, at Marks & Spenser
Rating Universal, suitable for all,

Alton Damask Dining Chair, at Marks and Spencers
H99 x W46 x D56cm Seat: H48cm Single chair Upholstered in damask fabric Made from solid ash with a fabric seat All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Styled Pleated Shorts, at Marks and Spenser
Luxurious and elegant these flattering shorts feature a femine pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Ring Trim Bandeau Tankini Top, at Marks & Spencer
Elegant and sophisticated, this bandea style tankini top is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Maxim Creamer, at Marks & Spencer
Nibbed Versatile fine dining range Pure white porcelain Suitable for everyday use Diameter 9.5cm Height 10cm, Manufacturer: Marks & Spencer

Bamboo Bath Bridge, at Marks&Spencer
Wooden design Approx size: H6.2 x W15 x L85cm, Manufacturer: Marks & Spencer

Oval Mirror, at MarksandSpencer
H61 x W41.5cm Oval shape Black frame Art deco style, Manufacturer: Marks & Spencer

2'' Longer 3 Pack Easycare Long Sleeve Shirts, at Marks & Spencers
Keeping the taller man specifically in mind, these smart shirts feature an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Portfolio Large Collar Jacket, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Per Una Essentials Seersucker Underwired Bra, at Mark & Spensers
Feminine and delicate, this stylish bra is made from soft textured fabric and features a lace trim. It's underwired and structured for great support and an enhanced natural shape. Pretty everyday fashion

Per Una Floral Embroidered Padded Bra with Modal, at Marks and Spenser
Modern and elegant, this bra is beautifully embellished with floral embroidery. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Per Una Cotton Rich Bootleg Jeans with Belt, at Mark's & Spencer
A smart pair of bootleg jeans in stretch cotton featuring skinny waist belt

Autograph Pure Cotton Percale Fitted Sheet, at Marks & Spensers
Comes in single, double, king-size and super king-size Plain 400 thread count - thread count refers to the number of threads, both vertical and horizontal, in a one-inch square of fabric 100% cotton percale - a medium weight fabric in thread counts of 200 and above, Percale is tighter than standard weave fabrics making it feel luxurious and smooth. It also washes very well. Supima Cotton - superior strength cotton with improved durability and increased lifespan. Because of the fineness of Supima cotton, more fibers can be spun into a yarn of a given count, which enhances the feel, softness, drapeability and brilliance of color. Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Ditsy Print Top, at Marks and Spencer
This fashionable ditsy print top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Indian Summer Pure Cotton Embroidered Runner, at Marks and Spencer
Dimensions: L230 x W33cm Leaf embroidered design, Manufacturer: Marks & Spencer

4 Pairs of Autograph Bold Stripe Socks, at Marks and Spencers
Modern and fashionable, these stripe socks are part of our exclusive Autograph collection

Short Sleeve Embroidered Jumper & Floral Print Top Set, at Marks and Spencers
Cute and casual, these short sleeve cardigan and floral print top look fabulously fashionable worn together or separately

Pure Silk Paisley Print Scarf, at Mark's & Spencer
Add a luxurious finishing touch to your look with this elegant pure silk paisley print scarf. The perfect accessory to this season's styles

Château de Clairefont Margaux 2005 - Case of 6, at Marks & Spencer
Style: Full Bodied Grape variety: Cabernet Sauvignon, Merlot & Petit Verdot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Frill Sleeve Satin Dress, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure AVANTI Flow DAB Radio, at MarksandSpencer
Radio: Stereo radio with Internet (Wi-Fi), DAB digital radio (DAB Band III and L-Band), FM (with RDS and RadioText) Wireless: 802.11b and 802.11g supported with WEP and WPA/WPA2 encryption iPod support: Dock supports iPod mini, iPod with colour display, iPod 4th generation, iPod nano, iPod nano 2nd generation, iPod nano 3rd generation with video, iPod nano 4th generation, iPod with video (5th generation), iPod classic, iPod touch and iPod touch 2nd generation. Supports iPod shuffle, iPod shuffle 2nd generation and iPod 1st, 2nd and 3rd generation via auxiliary input Media Streaming: Audio codecs supported include WMA (Standard V9), WAV, AAC, MP3, MP2, Real Audio. Media streaming requires UPnP server or PC/MAC running UPnP server software (supplied upon registration at The Lounge) Speaker: 2 x Full-range 3'' drive units, 5.25''subwoofer. Audio power output: 75W RMS total (2 x 20W + 35W) Input connectors: 220-240V AC power socket (power cable supplied). 3.5mm Aux-in for auxiliary devices. iPod connector with adapters. USB (mini-B type) for product upgrades Output connectors: 3.5mm headphone socket LCD Display: High contrast yellow-on-black graphical 128 x 22 auto-dimming OLED display Mains power supply: 220-240V AC internal supply Aerial: Removeable telescopic aerial Wi-Fi/USB: Add new features as they become available via Wi-Fi (or USB) Flow: Connected radio for Internet radio, listen again, podcasts, DAB & FM, media streaming and PURE Sounds. Alarm: Easy-to-use tone or radio alarm with large snooze button Timer: Set a sleep timer to switch off AVANTI Flow automatically Presets: Save up to 30 DAB and 10 FM presets Dimensions: W38.5 x H12.5 x D22.5cm Remote: Reach F10 RF remote control M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Basic Dark Denim Jeans, at M & S
Jeans are a wardrobe essential and this dark denim pair make a fashionable and practical choice

Petite Short Sleeve Ruffle Neckline Top, at Marks & Spensers
Pretty and feminine, this scoop neck top is made from softly draping stretch viscose for a fluid look. The ruffle neckline adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Lexington Flight Bag, at Mark's & Spencer
Whether you're heading to the gym or a quick weekend jaunt away, keep your belongings safe and secure with the zip fastening design of this roomy flight bag

Per Una Rainbow Stripe Bikini Top, at Marks & Spencers
A colourful halterneck bikini top featuring a stripe print design

Leather Canoe Moccasins, at M&S
Slip on Square toe Double stitch detail Small heel

Handcrafted Edwardian Lady Mother's Day Card, at Marks & Spencer
Cover text: To my lovely Mum on Mother's Day Inside message: Hope you have a lovely day Approx size: 178 x 126mm The Country Diary of an Edwardian Lady Rowena Stott (Designs) Ltd and RW.UK. Ltd 2008 Licensed by opyrights Group

Double Breasted Reefer Coat, at Marks & Spencers
The reefer coat is a flattering and fashionable must-have. This version, featuring double breasted design, will look great teamed with this season's styles

Gold Plated Sparkle Floral Ring, at Marks and Spencers
Gold plated Cluster design

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or House Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.